ABCDEFGHIJKMOPQRSTUVWXYZ
1
Plan Your Future @ Post Office Savings Schemes
2
3
PPF Monthly Deposit Vs Yearly Deposit ( Deposit @ Beginning of Financial Year ) + PLI Comparison Calculator
4
Name of the Division: Mayiladuthurai
5
Total Investment in 25 Years (PPF+PLI-SB)₹ 3,669,649.00268%
6
Cash on Hand after 25 Yrs ( PPF + PLI)₹ 9,835,625.00
7
8
PPF INTEREST CALCULATOR @ 7.1% InterestPPF INTEREST CALCULATOR @ 7.1% Interest
9
YearDepositYeraly Deposit @ beginning of FY (Closing Balance)InterestYearMonthly Deposit @ Rs.6250 (Closing Balance)Interest
10
175,000₹ 75,000.0053251₹ 75,000.002884
11
275,000₹ 155,325.00110282₹ 77,884.008414
12
375,000₹ 241,353.00171363₹ 161,298.0014336
13
475,000₹ 333,489.00236784₹ 250,634.0020679
14
575,000₹ 432,167.00306845₹ 346,313.0027472
15
675,000₹ 537,851.00381876₹ 448,785.0034748
16
775,000₹ 651,038.00462247₹ 558,533.0042540
17
875,000₹ 772,262.00548318₹ 676,073.0050885
18
975,000₹ 902,093.00640499₹ 801,958.0059823
19
1075,000₹ 1,041,142.007392110₹ 936,781.0069395
20
1175,000₹ 1,190,063.008449411₹ 1,081,176.0079647
21
1275,000₹ 1,349,557.009581912₹ 1,235,823.0090627
22
1375,000₹ 1,520,376.0010794713₹ 1,401,450.00102387
23
1475,000₹ 1,703,323.0012093614₹ 1,578,837.00114981
24
1575,000₹ 1,899,259.0013484715₹ 1,768,818.00128470
25
1675,000₹ 2,109,106.00149747
**
16₹ 1,972,288.00142916
26
1775,000₹ 2,333,853.0016570417₹ 2,190,204.00158388
27
1875,000₹ 2,574,557.0018279418₹ 2,423,592.00174959
28
1975,000₹ 2,832,351.0020109719₹ 2,673,551.00192706
29
2075,000₹ 3,108,448.0022070020₹ 2,941,257.00211713
30
2175,000₹ 3,404,148.00241695
**
21₹ 3,227,970.00232070
31
2275,000₹ 3,720,843.0026418022₹ 3,535,040.00253872
32
2375,000₹ 4,060,023.0028826223₹ 3,863,912.00277222
33
2475,000₹ 4,423,285.0031405324₹ 4,216,134.00302230
34
2575,000₹ 4,812,338.0034167625₹ 4,593,364.00329013
35
TOTAL3279014TOTAL3122377
36
37
Principal Amount ( 25 Years )
₹ 1,875,000.00Principal Amount₹ 1,875,000.00
38
Interest after 25 Years ( Extended Period )
₹ 3,279,014.00Interest after 25 Years₹ 3,122,377.00
39
Total Maturity Amount
₹ 5,154,014.00Total Maturity Amount₹ 4,997,377.00
40
SB Deposit Interest ( Dep. Thro SB )₹ 40,625.00
41
Grand Total₹ 5,194,639.00PLI 25-50 Sum Assured Rs.20,00,000- Yearly Premium @ Rs.76,619-(FY) Rs.74,970- (Subsequent)
42
Yearly PPF Deposit Profit₹ 197,262.00
43
Maturity Consolidation
44
PPF Maturity ( R/Off )₹ 5,195,000.00Total Premium₹ 1,875,899.00
45
PLI Maturity₹ 4,640,625.00Total Bonus₹ 2,600,000.00
46
Cash on Hand after 25 Yrs ( PPF + PLI)
₹ 9,835,625.00Total Maturity₹ 4,600,000.00
47
Total Investment in 25 Years (PPF+PLI-SB)
₹ 3,669,649.00
SB Deposit Interest
₹ 40,625.00
48
(PPF + PLI + SB) Growth %
₹ 268.03Grand Total₹ 4,640,625.00
85
** Calculation for illustration purpose. Use @ your own risk
86
87
Utility Help
88
Enter the amount C10 cell ( Cell with Dark green and white fore color )
89
If One yearly PLI Policy (25-50) and PPF is opened and exteneded after maturity, maturity amount will be very high.
90
PLI policy 25-50 taken for comparison
91
If the yearly premium / deposit opted, deposit your monthly amount in SB Account and get 4% additional interest (D40)
92
If you deposit the amount before 10th April of every Financial Year you will get more interest ( D42 ) ( PPF + SB Interest)
93
94
Utility By: S. Thiyagarajan, Mayiladuthurai Division
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136