ABCDEFGHIJKLMNOPQ
1
- 좌측 상단 메뉴 File => Make a Copy에서 복사해서 사용하면 됩니다.
2
- 노란색 부분만 입력하면 그린색 부분은 자동으로 계산됩니다.
3
4
1. 연소득 $100,000 현재은퇴 후
2021 Federal Income Tax Brackets
구간별 세금(E*F)
5
(A) Total income$100,000$100,00010%$19,900$1,990
6
(B) Tax Deferred Accounts(401K, IRA, HSA 등)에 저축$15,00012%$81,050$7,338
7
(C) 추가 공제22%$172,750$20,174
8
(D) 2021년 부부 표준 공제(Standard Deduction)$25,100$25,10024%$329,850$37,704
9
Taxable Income = A - B - C - D$59,900$74,90032%$418,850$28,480
10
Marginal Tax Rate12%12%35%$628,300$73,308
11
(E) Taxes$6,790$8,59037%
12
Effective Tax Rate6.79%8.59%
13
Net Cash = (A) - (B) - (E)$78,210$91,410
14
15
2. 연소득 $200,000 현재은퇴 후
16
(A) Total income$200,000$200,000
17
(B) Tax Deferred Accounts(401K, IRA, HSA 등)에 저축$30,000
18
(C) 추가 공제
19
(D) 2021년 부부 표준 공제(Standard Deduction)$25,100$25,100
20
Taxable Income = A - B - C - D$144,900$174,900
21
Marginal Tax Rate22%24%
22
(E) Taxes$23,375$30,018
23
Effective Tax Rate11.69%15.01%
24
Net Cash = (A) - (B) - (E)$146,625$169,982
25
26
3. 연소득 $300,000 현재은퇴 후
27
(A) Total income$300,000$300,000
28
(B) Tax Deferred Accounts(401K, IRA, HSA 등)에 저축$45,000
29
(C) 추가 공제
30
(D) 2021년 부부 표준 공제(Standard Deduction)$25,100$25,100
31
Taxable Income = A - B - C - D$229,900$274,900
32
Marginal Tax Rate24%24%
33
(E) Taxes$43,218$54,018
34
Effective Tax Rate14.41%18.01%
35
Net Cash = (A) - (B) - (E)$211,782$245,982
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100