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50 / 30 / 20AnnualMonthly
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Average income before taxes$78,635.00 $ 6,552.92
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Income
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My salary$3,000.00Food$7,923.0010.1% $ 660.25
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Wife salary$4,000.00Food at home $4,464.005.7% $ 372.00
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Other$200.00Food away from home$3,459.004.4% $ 288.25
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Total:$7,200.00Housing$20,091.0025.5% $ 1,674.25
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Apparel and services$1,866.002.4% $ 155.50
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Expenses Transportation$9,761.0012.4% $ 813.42
Includes gas and payments
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NeedsMortgage $1,400.00Healthcare$4,968.006.3% $ 414.00
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Car$350.00Entertainment$3,226.004.1% $ 268.83
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Car 2$125.00
Personal care products and services
$768.001.0% $ 64.00
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Car insurance$120.00Education$1,407.001.8% $ 117.25
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Car insurance$120.00Cash contributions$1,888.002.4% $ 157.33
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Groceries $300.00Personal insurance and pensions$7,296.009.3% $ 608.00
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Phone bill$200.00Pensions and Social Security$6,831.008.7% $ 569.25
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Electricity$10.00All other expenditures$2,030.002.6% $ 169.17
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Cable & internet$75.00Total expenses:$75,978.0096.6% $ 6,331.50
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Trash$25.00
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Water$30.00Net Income:$2,657.003.4% $ 221.42
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Misc 1
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Misc 2
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Misc 3
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Misc 4
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Misc 5
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Misc 6
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Misc 7
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Total Needs Expenses:
$2,755.0038.3%
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WantsClothes$200.00
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Alcohol$300.00
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Game night $200.00
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Eating out$50.00
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Misc 1
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Misc 2
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Misc 3
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Misc 4
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Misc 5
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Misc 6
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Misc 7
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Misc 8
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Misc 9
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Total Wants Expenses:
$750.0010.4%
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Total expenses (wants+needs)
$3,505.00
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Net Income$3,695.00
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Saving & investing
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Emergency Fund $ 1,000.00
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401k contribution $ 500.00
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IRA Contribution $ 200.00
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Cruise (sinking fund) $ 200.00
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Misc 1
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Total: $ 1,900.00 26.39%
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Left Over$1,795.00
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