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375SPREAD OVER 10 YEARS
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Financial Information
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Purchase Price$375,000
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Down Payment25%$93,750
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LTV (1st Loan)75%$281,250
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Mortgage Rate - Payment5.75%$1,641
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Amortization Term (years)
30 318,750.00
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Property Taxes$143
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Insurance$50
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HOA Fees
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Property Management$108
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Other Expenses
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Total Monthly Expenses$1,942
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LowHigh
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Rent Range 1,750 1,800
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Net Cash Flow (pre - tax)($192)($142)
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Annualized
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Property Address Cash Return on Investment($1,705)-1.8%
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Gray BarnPrincipal Reduction$3,524 3.8%
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Map Link:Tax Reduction - Based on 25% Tax Bracket$2,552 2.7%
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Property InformationAppreciation (Rate used is 7.00%)$26,250 28.0%
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Type Dwelling:Single FamilyTotal ROI$30,621 32.7%
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Square Footage:1,738
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Year Built:2021Financial Indicators
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Sales DetailsDebt Coverage Ratio:0.91x
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This property is leased at $1,750 a month.Going-In Cap Rate:4.80%
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Appreciation (annual)7.00%
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Closing Cost1.50%
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Vacancy0.00%
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Income Growth (annual)3.00%
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Maintenance Growth0.00%
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ANNUAL INCOME ANALYSIS
Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
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Operating Income$21,600$22,248$22,915$23,603$24,311$25,040$25,792$26,565$27,362$28,183
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(-) Mortgage Payments 19,696 19,696 19,696 19,696 19,696 19,696 19,696 19,696 19,696 19,696
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(-) Vacancy/Maintenance
 0 0 0 0 0 0 0 0 0 0
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(-) Other Expenses 3,609 3,609 3,609 3,609 3,609 3,609 3,609 3,609 3,609 3,609
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Cash Flow (after DS)(1,705)(1,057)(389) 298 1,006 1,735 2,487 3,260 4,057 4,878
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Annual Cash Flow-$1,705-$1,057-$389$298$1,006$1,735$2,487$3,260$4,057$4,878
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(+) Principal Reduction 3,524 3,726 3,941 4,167 4,407 4,660 4,928 5,211 5,511 5,828
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Loan Balance 277,726 274,000 270,059 265,892 261,485 256,825 251,897 246,686 241,174 235,346
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Market Value 375,000 401,250 429,338 459,391 491,549 525,957 562,774 602,168 644,320 689,422
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(+) Appreciation 26,250 28,088 30,054 32,157 34,408 36,817 39,394 42,152 45,102 48,260
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Cash on Cash Return
-1.82%-1.13%-0.42%0.32%1.07%1.85%2.65%3.48%4.33%5.20%
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Implied Exit Cap4.80%4.65%4.50%4.35%4.21%4.07%3.94%3.81%3.69%3.56%
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Rolling Equity$97,274$127,250$159,278$193,499$230,063$269,132$310,877$355,482$403,145$454,076
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(-) Closing Costs5,6256,0196,4406,8917,3737,8898,4429,0339,66510,341
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Proceeds After Sale91,649121,231152,838186,608222,690261,242302,435346,450393,481443,734
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(+) Cum. Cash Flow-1,705-2,762-3,151-2,853-1,847-1122,3755,6369,69314,571
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(-) Initial Cash Invested
93,75093,75093,75093,75093,75093,75093,75093,75093,75093,750
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Net Profit-$3,806$24,720$55,937$90,005$127,093$167,381$211,060$258,335$309,423$364,556
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Return on Investment
-4.06%26.37%59.67%96.01%135.57%178.54%225.13%275.56%330.05%388.86%
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Notes/Miscellaneous
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All financial information, while not guaranteed, is from sources we believe to be reliable. Performance & Projections are estimated and subject to change. The provider shall be held harmless if returns are not met. All Investments have risks and Investors are urged to perform their own due diligence prior to investing.
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