ABCDEFGHIJKLMN
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YearAssumed Rate
of Return		7%Monthly Contribution$500
Starting Balance
$0Instructions
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PERA 401k/457b
Target Date Fund
TIAA 403b/457b
Target Date FundVanguard IRATarget Date Fund
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Annual FeeFund FeeAnnual FeeFund FeeAnnual FeeFund Fee
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$12.000.07%$00.49%$00.08%
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BalanceBalance
Dollar Difference
from PERA 401k
Percent Difference
from PERA 401k		BalanceDollar Difference
from PERA 401k		Percent Difference
from PERA 401k
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1$5,988For simplicity, assumes no growth of the monthly investments in the calendar year they are made.


$6,000$120.20%$6,000$120.20%
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2$12,391$12,391$00.00%$12,415$240.20%
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3$19,238$19,197-$40-0.21%$19,274$370.19%
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4$26,559$26,447-$112-0.42%$26,608$490.19%
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5$34,387$34,169-$219-0.64%$34,449$620.18%
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6$42,758$42,393-$365-0.86%$42,833$750.17%
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7$51,710$51,153-$557-1.09%$51,797$880.17%
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8$61,281$60,483-$798-1.32%$61,382$1010.16%
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9$71,516$70,420-$1,095-1.56%$71,629$1140.16%
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10$82,460$81,005-$1,455-1.80%$82,586$1260.15%
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11$94,162$92,278-$1,884-2.04%$94,301$1390.15%
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12$106,676$104,285-$2,390-2.29%$106,827$1510.14%
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13$120,056$117,074-$2,982-2.55%$120,219$1630.14%
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14$134,364$130,696-$3,668-2.81%$134,538$1740.13%
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15$149,664$145,204-$4,460-3.07%$149,848$1850.12%
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16$166,023$160,657-$5,366-3.34%$166,218$1940.12%
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17$183,517$177,116-$6,401-3.61%$183,720$2030.11%
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18$202,223$194,646-$7,577-3.89%$202,434$2110.10%
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19$222,225$213,317-$8,907-4.18%$222,442$2170.10%
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20$243,613$233,204-$10,408-4.46%$243,835$2220.09%
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21$266,483$254,386-$12,097-4.76%$266,708$2250.08%
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22$290,938$276,947-$13,992-5.05%$291,164$2260.08%
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23$317,088$300,976-$16,113-5.35%$317,313$2250.07%
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24$345,051$326,569-$18,481-5.66%$345,271$2200.06%
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25$374,951$353,829-$21,122-5.97%$375,164$2130.06%
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26$406,923$382,863-$24,060-6.28%$407,125$2020.05%
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27$441,111$413,788-$27,323-6.60%$441,298$1880.04%
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28$477,668$446,725-$30,942-6.93%$477,836$1690.04%
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29$516,758$481,807-$34,951-7.25%$516,902$1450.03%
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30$558,557$519,173-$39,385-7.59%$558,672$1150.02%
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31$603,253$558,971-$44,282-7.92%$603,332$790.01%
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32$651,047$601,360-$49,687-8.26%$651,083$360.01%
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33$702,152$646,508-$55,644-8.61%$702,138-$150.00%
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34$756,799$694,596-$62,203-8.96%$756,726-$74-0.01%
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35$815,234$745,814-$69,419-9.31%$815,091-$143-0.02%
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36$877,717$800,367-$77,350-9.66%$877,495-$222-0.03%
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37$944,531$858,471-$86,060-10.02%$944,218-$313-0.03%
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38$1,015,975$920,357-$95,618-10.39%$1,015,558-$417-0.04%
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39$1,092,370$986,272-$106,098-10.76%$1,091,834-$536-0.05%
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40$1,174,059$1,056,479-$117,581-11.13%$1,173,389-$670-0.06%
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41$1,261,410$1,131,255-$130,154-11.51%$1,260,588-$822-0.07%
48
42$1,354,813$1,210,900-$143,913-11.88%$1,353,821-$993-0.07%
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43$1,454,690$1,295,730-$158,960-12.27%$1,453,505-$1,185-0.08%
50
44$1,561,488$1,386,082-$175,406-12.65%$1,560,088-$1,400-0.09%
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45$1,675,687$1,482,316-$193,371-13.05%$1,674,046-$1,641-0.10%
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46$1,797,800$1,584,814-$212,986-13.44%$1,795,890-$1,911-0.11%
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47$1,928,376$1,693,986-$234,390-13.84%$1,926,165-$2,211-0.11%
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48$2,068,000$1,810,264-$257,736-14.24%$2,065,456-$2,544-0.12%
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49$2,217,301$1,934,112-$283,188-14.64%$2,214,385-$2,915-0.13%
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50$2,376,947$2,066,023-$310,924-15.05%$2,373,621-$3,327-0.14%
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