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💰 MY MONTHLY BUDGET TRACKER
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CATEGORYBUDGETED ($)ACTUAL ($)DIFFERENCE ($)% OF INCOME
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INCOME
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Primary Job / Main Income
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Side Hustle / Freelance
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Other Income
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TOTAL INCOME--100%
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HOUSING & UTILITIES
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Rent / Mortgage
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Electric / Gas
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Water / Trash
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Internet
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Phone Bill
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 HOUSING & UTILITIES TOTAL--
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FOOD
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Groceries
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Dining Out / Takeout
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Coffee / Drinks
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 FOOD TOTAL--
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TRANSPORTATION
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Car Payment
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Gas / Fuel
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Insurance
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Public Transit / Uber
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 TRANSPORTATION TOTAL--
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HEALTH
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Health Insurance
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Prescriptions / Doctor
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Gym / Fitness
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 HEALTH TOTAL--
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DEBT PAYMENTS
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Credit Card Minimum
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Student Loans
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Personal Loans
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 DEBT PAYMENTS TOTAL--
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SUBSCRIPTIONS
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Streaming (Netflix, Hulu, etc.)
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Music (Spotify, etc.)
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Other Subscriptions
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 SUBSCRIPTIONS TOTAL--
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SAVINGS & INVESTING
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Emergency Fund
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Investments / Acorns / Robinhood
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Other Savings Goal
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 SAVINGS & INVESTING TOTAL--
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PERSONAL & OTHER
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Clothing / Shopping
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Entertainment
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Gifts / Miscellaneous
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 PERSONAL & OTHER TOTAL--
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MONTHLY SUMMARY
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Total Income (Budgeted)---
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Total Expenses (Budgeted)---
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MONEY LEFT OVER---
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HOW TO USE: Fill in BUDGETED column first (blue text). Then track ACTUAL spending as the month goes on (yellow cells). Difference shows if you're over or under budget.
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