Chase Sapphire Preferred vs. Reserve Calculator
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Points Earned per MonthPoints Earned per Year
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Amount Spent per Month
Amount Spent per Year
PreferredReservedPreferredReserved
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Travel$150$1,80030045036005400
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Dining$100$1,20020030024003600
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Total500750Total60009000
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Ultimate Rewards Portal Value:$75$135
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IS THE RESERVE ANNUAL FEE WORTH PAYING OVER THE PREFERRED ANNUAL FEE?
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Chase Sapphire Reserve would earn you 3000 more points than the Chase Sapphire Preferred.
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Using the conservative point values when redeemed for travel through Ultimate Rewards portal, the Reserve would earn you $60 more in points and justifies the extra $55 in annual fee vs the Sapphire
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Preferred vs. Reserve Calculator