Apartment Lender Apartment Loan Pricing


1	1/22/2016	FHA FNMA APARTMENT LOAN RATES*				KENDALL REALTY ADVISORS	Apartment Loan Experts

2		Scott Kendall	847-903-7578	FNMA DUS	FNMA SMALL LOAN	4/28/2016	FHA Healthcare and FHA and FNMA apartment lender top experts	We work for you!
3		FHA Multifamily 223f 221d4 Healthcare FHA 232	KendallRealtyAdvisors.com
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5		FHA 223 (f) refinance / purchhase	35 year term non-recourse Min size $1,500,000	up to 83% LTV purchases refinances	great rates slow processing retro financing program	1.2 to1 DSC -	FHA 223(f) Processing times from 4 to 7 months	FHA 232 refinance rate below
6		3.63%	ALL IN FHA 223 F 35 YR Apartment rate	add 20 basis points 232 /223 f health care assisted living	35 year TERM fixed self amoritzed	Typical FHA 223(f) upfront costs $15,000 Apartment loan RATES left - FHA 232 LEAN RATE RIGHT
7		Apartment Loan Programs	www.kendallrealtyadvisors.com			Freddie Mac Small Loans call (847) 903-7578 for rates
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9		FNMA DUS loans over $5 million call for $1 - $5 million	TIER II (2) 1.25 to 1 DSC 80% LTV	TIER III (3) 1.35 to 1 DSC 65% LTV	TIER IV (4) 1.55 to 1 DSC 55% LTV	2 months to commitment max in most cases	Typically 30 year amortization balloon lons
10		*10 Year 9.5 YM	4.38%	4.18%	3.96%	Standard DUS PROGRAM nationally $1,000,000 to $100,000,000 plus Application Fee for reports $15,000 most deals very large call for quote
11		5 - 7 - 15 - 18 - 30 year variable rate loans	Call 847-903-7578			MIN LOAN AMOUNT $1,000,000		LOW COSTS
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14		*Tier 2 - LTV 70% or less	4.23%	DSC 1:25	LTV 70% or <
15		SMALL APART LOAN	TIER II (2) 1.25 to 1 DSC 75% LTV	TIER III (3) 1.35 to 1 DSC 65% LTV	TIER IV (4) 1.55 to 1 DSC 55% LTV	*Nationally - FNMA Specified MSA and all national locations using FNMA rules for rate add on by location and size.*
16		10 Year 9.5 YM	4.56%	4.36%	4.16%	LOW COST LOANS for experienced borrowers
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19		Treasury bond rates	1.29%	1.58%	1.82%	2.68%	all time RECORD LOW close 2.26% 30 Year 1/28/15
20		Treasury Bond Term Years	5	7	10	30	loan rate curve has flattened in last few months	Long term FHA loan rate now lowest
21		Freddie Mac	Deal by Deal pricing	Typically prefer larger loans large MSA's	Deal by Deal - Up, Down, Equal by 10 to 20 basis points FNMA tier level	Time frame longer approval not delagated add one month over FNMA	CALL FOR QUOTE (847) 903-7578 FREDDIE MAC FNMA FHA - SCOTT	Expanding conservative loans for Student Housing Assisted living
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23		FNMA LARGE LOAN NATIONALLY $5 Million to $200,000,000 - FNMA "SMALL LOAN" SPECIFIED LARGE MSA - *
24		WWW.KENDALLREALTYADVISORS.COM
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26		Bridge Loans Rehab Loans now Available *Loan Rates are estimated using historical spreads and current treasury rates - Larger loans normally generate lower rate bids - FNMA now has spreads and pricing based on 70% - 75% and 80% LTV more conservative lower rate Tax Exempt Bond Credit Enhancement by FNMA pricing based on LTV and DSC - FHA based on standard MIP by program Call Scott 847-903-7578
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30		*Tier 2 rate break for 75% LTV 1.30 DSC
31		*Tier 2 rate break for 70% LTV 1.35 DSC
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