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Please note that this form is based upon a monthly budget schedule

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if you are paid differently, make adjustments accordingly.

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Take Home Pay: This is your NET pay for the month

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Budgeted Item:These are the payees for your monthly bills.

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Subtotal:This is the amount you will budget towards each bill.

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Actually Paid:At the end of each month, total what you actually spent

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and determine if you need to adjust your budget up or down.

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*Any item with a "*" next to it is recommended to be paid

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using the cash envelope system.

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Budget TotalGrand total of all budgeted items

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Total IncomeThis is the total amount you are paid for the period of your budget

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BalanceThis is the difference of your budget and your income. Your budget

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should not exceed your income. If so, adjust a bill down until the balance is zero.

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Your income should also not exceed your budget. Make adjustments

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so that the balance is zero.

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I am not a financial planner or counselor and do not claim to be one. If you have questions/issues about your

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financial picture, please consult with a professional. The information provided is what worked for me and is not

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necessarily going to work for everyone, in every situation.