BMW Lease Calculator

	A	B	C	D	E
1		Edmunds test car	BMW Test Car	BMW 328ix Wagon	BMW 328ix Wagon
2					without MSDs
3
4	Each deposit	N/A	$400.00	$650.00
5	Number of MSDs		7	7
6	Total Deposit		$2,800.00	$4,550.00
7	Initial Money Factor		0.00130	0.00120
8	MF Reduction per deposit		0.00007	0.00007
9	MF Reduction		0.00049	0.00049
10	Effective Money Factor after MSDs		0.00081	0.00071
11
12	Car MSRP	$23,000.00	$38,645.00	$55,650.00	$55,650.00
13	Negotiated Price	$20,000.00	$37,000.00	$53,000.00	$52,000.00
14	Residual	57%	63%	63%	60%
15	MSD Money Factor		0.00081	0.00071	0.00130
16	Deposit	$0.00	$2,250.00	$1,000.00	$2,250.00
17	Term	36	36	36	36
18	Sales Tax	9.25%	7.00%	9.5%	9.5%
19
20	Residual Value	$13,110.00	$24,346.35	$35,059.50	$33,390.00
21	Depreciation over term	$6,890.00	$10,403.65	$16,940.50	$16,360.00
22	Monthly Depreciation	$191.39	$288.99	$470.57	$454.44
23	Negotiated + Residual	$33,110.00	$59,096.35	$87,059.50	$83,140.00
24	Money Factor Payment	$0.00	$47.87	$61.81	$108.08
25	Monthly Lease Payment	$191.39	$336.86	$532.38	$562.53
26	Tax	$17.70	$23.58	$50.58	$53.44
27	MONTHLY PAYMENT	$209.09	$360.44	$582.96	$615.97
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100