| A | B | C | D | E | F | G | H | I | J | K | L | M | N | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1 | Bank | CIMB | Public Bank | Public Bank | Public Bank | Maybank | Hong Leong | RHB Bank | OCBC Bank | UOB Bank | Affin Bank | AmBank | AmBank | Standard Chartered | |
2 | Product Name | Junior Savers Account | PB Bright Star | WISE Savings | Young Achiever Savings Account | Yippie | Junior Savings Account | Junior Savings Account | Young Savers | FunSavers | Junior Saver | AmGenius | Savers' G.a.n.g | Young Savers | |
3 | Age | < 12 yo | < 18 yo | < 18 yo | < 18 yo | < 18 yo | < 18 yo | < 18 yo | < 17 yo | < 18 yo | < 18 yo | < 18 yo | < 12 yo | ||
4 | Min Deposit | 300 | 50 | 1 | 500 | 250 | 1 | 1 | 500 | 1 | 1 | 50 | 1 | ||
5 | Interest Tier | Up to 1,000: 0.6% | 1st 50k: 0.8% | 1st 50k: 2.82% | Up to 2,000: 0.10% | 1st 50k: 3% | 1st 50k: 2.90% | 1st 100k: 3.00% | Up to 50k: 2.85% | 1st 50k: 2.90% | Up to 999.99: 0.90% | Up to 50k: 3.00% | Base rate: 0.20% | Up to 50k: 2.75% | |
6 | (as of 5/11/2012) | Up to 5,000: 0.7% | > 50k: 0.8% | > 50k: 0.53% | Up to 10,000: 0.10% | > 50k: 1.45% | Up to 100k: 0.80% | > 100k: 0.70% | > 50k: 0.30% | > 50k: 0.20% | 1,000 - 4,999.99: 1.45% | > 50k: 1.00% | Monthly bonus: 1.80% if deposit | > 50k: 0.25% | |
7 | Up to 25,000: 0.8% | Up to 30,000: 0.30% | > 100k: 1.20% | 5,000 - 19,999.99: 1.90% | > withdrawal every month for | ||||||||||
8 | Up to 50,000: 0.8% | Up to 50,000: 0.40% | 20,000 - 99,999.99: 2.80% | 12 consecutive months. | |||||||||||
9 | Up to 100,000: 0.95% | Up to 75,000: 0.80% | 100,000 - 499,999.99: 2.85% | Yearly bonus: 0.50% if deposit | |||||||||||
10 | > 100,000: 1.45% | > 75,000: 1.00% | 500,000 - 999,999.99: 3.10% | > withdrawal every month for 12 | |||||||||||
11 | > 1,000,000.00: 3.38% | consecutive months. | |||||||||||||
12 | Unique Selling Point | 100% bonus interest on total int/annum if periodic savings; 50% bonus interest on total int/annum if 1 or 2 lapses | Cash Award for excellent UPSR/PMR/SPM exam | Bonus 5% monthly interest on monthly interest if no withdrawal during the month | Cash Award for excellent UPSR/PMR/SPM exam | Extra 5% on accumulated interest if no withdrawal in 12 mon; Cash incentive for excellent UPSR/PMR/SPM/STPM result | |||||||||
13 | Gifts | Coin box upon opening | Coin box upon opening, Free PA up to 70k | Free PA up to 50k | Free PA up to 50k | Free PA (5x balance amount) up to 50k | Coin box upon opening (min amt RM300); Free PA up to 50k | Coin box upon opening (min amt RM300); Free PA up to 50k | |||||||
14 | ATM | No | Yes | Yes | Yes | Yes | NA | NA | No | No | NA | No | Yes | No | |
15 | Passbook | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes | |
16 | Remarks | NA | NA | FOC 6 withdrawals in 6 months period else RM2/withdrawal | Min account balance RM 1 | Min account balance RM 1 | RM2/withdrawal if > 1 OTC withdrawal/mon | 1 withdrawal per month | Min account balance RM 1 | RM2/withdrawal if > 1 OTC withdrawal/mon | NA | 1 withdrawal per month. Min account balance RM 10 | Min account balance RM 10 | 1 withdrawal per month | |
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