PARAEDUCATOR
Summary Of Benefits
2025
FOR PROBATIONARY, PROVISIONAL AND PERMANENT PARAEDUCATORS WORKING AT LEAST 20 HOURS OR MORE PER WEEK.
Revised 1/11/2025
The following deck contains a summary of benefits for eligible Paraeducators of SFUSD:
Some information slides contain a form icon. For your convenience, you may click on the form icon to download forms relevant to the information that is presented on that slide. If you are a new hire, please do not download these forms individually as they are already included in the Chalk Schools Benefits Packet link provided in your onboarding e-mail.
Health Benefits FAQ (Frequently Asked Questions): | |
Am I Eligible? | Paraeducators working at least 20 hours a week (or more) may enroll themselves and any eligible dependents in one of the health plans provided by SFUSD. This includes probationary, provisional and permanent paras. |
When does coverage begin? | Health/Vision coverage begins on the first day of the pay period following your start date. Dental coverage begins the first of the month following your hire/eligibility date. |
What is an eligible dependent? | The following dependents are eligible for Medical, Vision and Dental benefits:
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How do I apply for coverage? |
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What is the difference between HMO and PPO? |
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Health Benefits FAQ (Frequently Asked Questions) continued: | |
I did not receive an ID card for Vision or Dental, what do I do? | Both VSP and Delta Dental do not issue ID cards; your SSN is your ID number (dependent SSN’s are theirs). Once enrolled, you can visit www.vsp.com and www.deltadentalins.com to register an account, check coverage, locate providers and view claims. |
Will SFUSD reimburse me if I do not elect benefits? | At present, SFUSD does not offer reimbursement of health premiums to employees who waive coverage. |
How do I pay my health premium? | Health insurance premiums are deducted from your paycheck. The deduction is taken pre-tax, reducing your monthly taxable income. |
What is HSS (Health Service System)? | Your health insurance plan is administered by Health Services System (HSS) of the City and County of San Francisco. You can call or visit their office with questions about your health plan and vision coverage, Mon - Fri from 8AM - 5PM. HSS contact information is located in the “Key Contacts” section of this presentation. |
What if I leave SFUSD? | Health, vision and dental coverage will terminate on the last day of the pay period in which you are separating. You will receive a notice to extend benefits under COBRA within 45 business days of your resignation/termination. |
What about Open Enrollment? | Open Enrollment is a period of time during which employees can enroll in benefits, make plan changes or terminate coverage without need of a qualifying event. The annual Open Enrollment period takes place during the entire month of October and any changes will become effective on January 1st of the following year. |
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Medical Plans | |||||||||
| Health Net Canopy Care HMO | Kaiser Permanente (HMO) | Blue Shield TRIO (HMO) No CPMC/Sutter | Blue Shield Access + (HMO)�Brown and Toland, HPMG, John Muir, CPMC/SUTTER | Blue Shield PPO Accolade | ||||
Doctor Visit | $25 co-pay | $20 co-pay | $25 co-pay | $25 co-pay | 85% (after $250 deductible) | ||||
Prescription�(30-day supply) | $10 (generic) $25 (brand name | $5 (generic)�$15 (brand name) | $10 (generic) $25 (brand name) | $10 (generic) $25 (brand name) | $10 (generic) $25 (brand name) | ||||
Emergency Room | $100 co-pay | $100 co-pay | $100 co-pay | $100 co-pay | 85% (after $250 deductible) | ||||
Inpatient Hospital Stay | $200 co-pay | $100 co-pay | $200 co-pay | $200 co-pay | 85% (after $250 deductible) | ||||
Your health benefits at a glance
Please refer to the 2025 Health Benefits Guide for premium rates |
Vision Service Plan (VSP) www.vsp.com
VSP offers two vision coverage levels: Basic and Premier. The basic option is free and automatically enrolled with your health plan; the premier level is provided at an additional bi-weekly fee and is voluntary. Only employees and dependents enrolled in a health plan are eligible for vision coverage.
Covered Services | Basic | Premier |
Well vision exam | $10 co-pay once every calendar year | $10 co-pay every calendar year |
Lenses (single vision, bifocal & trifocal) | $25 co-pay once every other calendar year | $0 co-pay every calendar year |
Frames | $150 allowance once every other calendar year | $300 allowance every calendar year |
Contacts (in lieu of frames) | $150 allowance every other calendar year | $250 allowance every calendar year |
Laser Vision correction | Average 15% of regular price | Average 15% of regular price |
Cost (Bi-weekly) | Free | Please refer to the 2025 Health Benefits Guide for Vision Premier rates |
Delta Dental is a PPO dental plan that allows the flexibility of seeing in-network and out-of-network providers while offering up to $1,500 of coverage, annually. Here’s how it works:
What does it cost? | There is no bi-weekly premium deduction for employee and dependent coverage. | |||
What is my coverage? |
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1st year: 70% | 2nd year: 80% | 3rd year: 90% | 4th year: 100% | |
For detailed coverage options, please click here. | ||||
What is a break in service? | Loss of dental coverage due to resignation, retirement or termination of job or by waiving coverage during an unpaid leave of absence constitutes a “break” in service. | |||
What is the coverage maximum? | The Maximum benefit payable by Delta Dental in a calendar year is $1500.00 | |||
Sick leave (how it works): | |
Regular Sick Leave with Pay |
Helpful hint!: If you see it on your paystub, you can use it! |
Vacation and Floating Holidays: | |
Vacation |
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Years of service | Equivalent # of days | Max Accumulation |
1-5 | 10 | 300 hrs (40 days) |
6-15 | 15 | 360 hrs (45 days) |
15 and over | 20 | 400 hrs (50 days) |
Floating Holidays |
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Social Security, Medicare and State Disability | |
Social Security | Paraeducators contribute to Social Security retirement pension.
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Medicare | As of April 1, 1986 contributions to Medicare are mandatory. The following deductions are taken each pay period:
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State Disability | Additional mandatory contributions are taken each pay cycle for State Disability and Unemployment Insurance. These tax rates change frequently, please refer to edd.ca.gov for additional info. |
Employment Verification | |
Commercial | Please direct lenders, property managers or prospective employers to visit www.uconfirm.com and click “Verifier Login” or New Verified Login (if first-time use). The following information will be required to complete verification:
Please note: A $25 fee is assessed to the commercial entity requesting this information. |
Social Services | Please direct housing authorities (incl. subsidized housing), child protective agencies, sate/federal benefits programs and welfare offices to call (866) 312-8266, option 4. Faxed requests can be submitted to “Uconfirm Social Services” at (770) 456-5384 or (404) 829-1336 |
Public Services/Teacher Loan Forgiveness forms | Please fax Loan Forgiveness forms to (404) 829-1336 Attn: Uconfirm. Please allow up to 5 business days for processing of request. |
| Medical Flexible Spending Account (HCFSA) | Dependent Care Flexible Spending Account (DCFSA) |
What is it? | A pre-tax benefit account used to pay for eligible medical, dental and vision care expenses that aren’t covered by your insurance plan. | A pre-tax benefit account used to pay for dependent care services for dependents up to age 13. |
What does it cover? |
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How much can I elect? | Up to $3200 annually | Up to $5,000 per household, annually |
What about rollover? | Can rollover up to $640 of unused funds each calendar year. | No rollover. |
How do I enroll? | Visit www.wageworks.com and click on “Log in/Register” to enroll | |
I currently have an FSA and want it again next year, what do I do? | Existing account holders requesting to re-elect their FSA are required to enroll each October during Open Enrollment. You can enroll by logging into your WageWorks account at www.wageworks.com. | |
Commuter Transit Account
You can use the Commuter Transit Account with the following vendors:
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Employee Assistance Program (EAP)
SFUSD provides a free employee assistance program, administered by Symetra Life, for the following services:
All active staff are eligible as of their date of hire. Here’s how to use the service:
You can also talk with a specialist by calling (888) 327-9573.
Voluntary Supplemental Services
AFLAC | Offers Supplemental Life insurance, Accidental, Short-term disability, Cancer and Hospital Indemnity policies. To enroll or service existing policies, please call (833) 218-5375 or schedule an appointment by visiting the following link: www.aflac.com/schedule/SFUSD |
Colonial Life | Offers Supplemental LIfe insurance, Disability, Accident, Cancer and Critical Illness policies. Learn more by visiting http://www.visityouville.com/en/SFUSD or contacting Kevin Howard at kevin.howard@coloniallife.com |
Legal Shield | Offering prepaid legal services. Visit www.masoli.net for information on products and to get in touch with an agent. |
TDS Group | Offering pre-tax 403B and 457 Retirement plans from a host of popular vendors. Visit Request more information or schedule a time to speak with a Benefits Counselor or call (888) 945-8407 for assistance. You can also view plan information and basics 403bCompare |
Washington National | Offers voluntary life insurance policies. For information on products and rates, please email Susan Monticello at susan.monticello@pmagent.com or Eric Robinson at ericrobinson@pmagoldrush.com. |
Pacific Credit Union Service | Offering low cost financial services. For information on products and rates, please email Jennifer Goldstein at jennifer.goldstein@pacificservice.org or call (925) 202-9380. Also to open your account today, simply click here. Link to flyer. |
Ticketsatwork.com
Sign up with your SFUSD email or use this Company Code: SFUSD
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Some advice and key HR contacts for you to know:
If you have questions about your health, dental and vision insurance or general benefits related questions, please submit a ticket: EIS.SFUSD.EDU |
If you have questions about your salary (rate of pay, salary steps, new transcripts for salary increases), please submit a ticket: EIS.SFUSD.EDU |
If you have questions about taking a leave of absence (medical, maternity, personal, sabbatical, etc.) please submit a ticket: EIS.SFUSD.EDU |
If you have questions about your paycheck (direct deposit, tax withholdings, garnishments, W-2) please submit a ticket: EIS.SFUSD.EDU |
HSS (Health Service System) www.sfhss.org 1145 Market St. 3rd Fl. SF, CA. (628)652-4700 |