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New Year, New Habits

KAHOOT VERSION

Consumer Skills

We have retired this resource and it is no longer being maintained. �Please visit https://www.ngpf.org/fincap-friday/ for the newest resources.

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1. In December of 2020, _____ of Americans surveyed said their new year’s goals centered around money.

  1. 50%
  2. 61%
  3. 73%
  4. 89%

NEW YEAR, NEW HABITS | JANUARY 8, 2021 EDITION | NEXT GEN PERSONAL FINANCE

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1. In December of 2020, _____ of Americans surveyed said their new year’s goals centered around money.

  • 50%
  • 61%
  • 73%
  • 89%

NEW YEAR, NEW HABITS | JANUARY 8, 2021 EDITION | NEXT GEN PERSONAL FINANCE

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2. What was the number one priority for most Americans who set financial resolutions?

  • increase credit score
  • pay off debt
  • save more money
  • buy a home

NEW YEAR, NEW HABITS | JANUARY 8, 2021 EDITION | NEXT GEN PERSONAL FINANCE

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2. What was the number one priority for most Americans who set financial resolutions?

  • increase credit score
  • pay off debt
  • save more money
  • buy a home

NEW YEAR, NEW HABITS | JANUARY 8, 2021 EDITION | NEXT GEN PERSONAL FINANCE

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3. The average amount that survey respondents said they wanted to save monthly in 2021 was...

  • $50
  • $100
  • $200
  • $300

NEW YEAR, NEW HABITS | JANUARY 8, 2021 EDITION | NEXT GEN PERSONAL FINANCE

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3. The average amount that survey respondents said they wanted to save monthly in 2021 was...

  • $50
  • $100
  • $200
  • $300

NEW YEAR, NEW HABITS | JANUARY 8, 2021 EDITION | NEXT GEN PERSONAL FINANCE

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4. Why are habits so hard for people to change?

  • Habits are things we do for fun
  • Habits are things we do automatically
  • Habits are always taught at a very young age
  • Habits do not change regardless how hard you try

NEW YEAR, NEW HABITS | JANUARY 8, 2021 EDITION | NEXT GEN PERSONAL FINANCE

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4. Why are habits so hard for people to change?

  • Habits are things we do for fun
  • Habits are things we do automatically
  • Habits are always taught at a very young age
  • Habits do not change regardless how hard you try

NEW YEAR, NEW HABITS | JANUARY 8, 2021 EDITION | NEXT GEN PERSONAL FINANCE

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5. What is one trick financial experts say can help most people create new healthy money habits?

  • cut up their credit cards
  • check their accounts multiple times per day
  • commit in advance to making the financial change
  • sign a contract with your family promising to change

​

NEW YEAR, NEW HABITS | JANUARY 8, 2021 EDITION | NEXT GEN PERSONAL FINANCE

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5. What is one trick financial experts say can help most people create new healthy money habits?

  • cut up their credit cards
  • check their accounts multiple times per day
  • commit in advance to making the financial change
  • sign a contract with your family promising to change

​

NEW YEAR, NEW HABITS | JANUARY 8, 2021 EDITION | NEXT GEN PERSONAL FINANCE

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You’ve completed the exercise, now it’s time to learn

more about the current event:

NEW YEAR, NEW HABITS | JANUARY 8, 2021 EDITION | NEXT GEN PERSONAL FINANCE

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Discussion Prompt:

Which financial habits do you want to stop or start in 2021?

NEW YEAR, NEW HABITS | JANUARY 8, 2021 EDITION | NEXT GEN PERSONAL FINANCE

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Extend Your Learning

NEW YEAR, NEW HABITS | JANUARY 8, 2021 EDITION | NEXT GEN PERSONAL FINANCE

Three Relevant Resources from NGPF:

  • Why We Save (Lesson)
  • What percent of your daily activities are habits? (Question of the Day)

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References:

  • New Year’s Resolutions Revealed (Slickdeals.net)
  • How Do You Change a Habit (According to Psychology) (Lifehack.org)
  • Airbnb Stock Down 25% Since IPO (Forbes.com)
  • 43% of Consumers Tapped Savings Amid Pandemic (Magnify Money)

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