Understanding �Medicare
Neither American Senior Benefits nor its agents are connected with or endorsed by the United States government or the federal Medicare program.
ASB-1-0002 1/1/26
Part A & B for 2026
MEDICARE PART A
Room & Board Charges for:
During 2009MEDICARE PART A
Each Benefit Period:
Part A Deductible
The deductible is $1,736.00. Once you’ve met your deductible, Medicare will pay
for all Part A covered inpatient hospital costs for 60 days.
During 2009MEDICARE PART A
Co-Payment Days 61-90
• Beginning with the 61st day, and for the next 29 days, you must pay a �co-payment charge of $434.00 PER DAY, with Medicare paying the rest.
Co-Payment Days 91-150 (Lifetime Reserve Days)
• When using lifetime reserve days, your co-payment amount increases to $868.00 PER DAY.
• When these days are gone, they are gone forever. After they are used up, you pay ALL the in-hospital charges, with Medicare PAYING NOTHING.
MEDICARE PART A
Skilled Nursing Facility Care
• Medicare will only pay for skilled level care in a Medicare-approved SKILLED NURSING CARE facility. It will not pay for intermediate or custodial care, or for skilled care in a facility not approved by Medicare.
Each Benefit Period:
• Medicare will pay for all covered services for the first 20 days.
Co-Payment Days 21-100
• Beginning with the 21st day, and for the next 79 days, you must pay all costs up to the co-payment charge of $217.00 PER DAY, with Medicare paying the rest.
AFTER 100 DAYS, MEDICARE PAYS NOTHING AT ALL.
MEDICARE PART B�Part B will pay for things such as:
There is a separate PART B deductible, which applies each calendar year.
The current deductible is $283.00.
Once the deductible has been met, Medicare will generally pay 80% of the
APPROVED AMOUNT, and you are responsible for the balance.