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You Just Gotta Habit

KAHOOT VERSION

Behavioral Economics

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1. On average, how much money do American parents give their kids each week as allowance?

$10
$20
$50
$100

YOU JUST GOTTA HABIT | JANUARY 3, 2025 EDITION | NEXT GEN PERSONAL FINANCE

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1. On average, how much money do American parents give their kids each week as allowance?

$10
$20
$50
$100

YOU JUST GOTTA HABIT | JANUARY 3, 2025 EDITION | NEXT GEN PERSONAL FINANCE

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2. Which habit do teens & kids spend most of their allowance on?

Rare collections
Traveling
Going to the movies
Buying food and snacks

YOU JUST GOTTA HABIT | JANUARY 3, 2025 EDITION | NEXT GEN PERSONAL FINANCE

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2. Which habit do teens & kids spend most of their allowance on?

Rare collections
Traveling
Going to the movies
Buying food and snacks

YOU JUST GOTTA HABIT | JANUARY 3, 2025 EDITION | NEXT GEN PERSONAL FINANCE

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4. How much of what we do each day is just routine and doesn’t require our mental energy?

5-20%
25-45%
50-90%
100%

YOU JUST GOTTA HABIT | JANUARY 3, 2025 EDITION | NEXT GEN PERSONAL FINANCE

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4. How much of what we do each day is just routine and doesn’t require our mental energy?

5-20%
25-45%
50-90%
100%

YOU JUST GOTTA HABIT | JANUARY 3, 2025 EDITION | NEXT GEN PERSONAL FINANCE

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3. Changing your habits is very difficult to do because…

your brain works hard to perform habits
there are rewards attached to the habits
humans don’t control the habits they develop
there’s no way to know when you’re about to start performing a habit

YOU JUST GOTTA HABIT | JANUARY 3, 2025 EDITION | NEXT GEN PERSONAL FINANCE

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3. Changing your habits is very difficult to do because…

your brain works hard to perform habits
there are rewards attached to the habits
humans don’t control the habits they develop
there’s no way to know when you’re about to start performing a habit

YOU JUST GOTTA HABIT | JANUARY 3, 2025 EDITION | NEXT GEN PERSONAL FINANCE

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5. True or False? The habit loop makes it impossible for everyday people to change their financial habits.

True
False

YOU JUST GOTTA HABIT | JANUARY 3, 2025 EDITION | NEXT GEN PERSONAL FINANCE

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5. True or False? The habit loop makes it impossible for everyday people to change their financial habits.

True
False

YOU JUST GOTTA HABIT | JANUARY 3, 2025 EDITION | NEXT GEN PERSONAL FINANCE

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You’ve completed the exercise, now it’s time to learn

more about the current event:

YOU JUST GOTTA HABIT | JANUARY 3, 2025 EDITION | NEXT GEN PERSONAL FINANCE

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Discussion Prompt:

What are some habits that you want to change in this new year? Which habits make you proud?

YOU JUST GOTTA HABIT | JANUARY 3, 2025 EDITION | NEXT GEN PERSONAL FINANCE

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Extend Your Learning

Relevant Resources from NGPF:

Which factor has the MOST negative influence on money habits? (Question of the Day)
Social Media and Spending (Lesson)

References:

How to succeed at forming new habits (CNBC)
Allowances and Kids: How to Build Health Habits Early (Investopedia)
Where do teenagers and kids spend their money? (hyperjar.com)
Modern Wealth Survey (Schwab)

YOU JUST GOTTA HABIT | JANUARY 3, 2025 EDITION | NEXT GEN PERSONAL FINANCE