1 of 22

1

Net-zero investment App

2 of 22

2

We reveal investment opportunities that support our planet

3 of 22

Natasha Dewan

CEO

TEAM

Diego Robledo

Investor Relations / ESG

Jee Phongayukul

Chief Technological Officer

Carlos Salazar

Chief Operation Officer

David Tang

Chief Innovation Officer

Michael Matson

Chief Marketing Officer

4 of 22

4

The best for both approaches

Customer driven product specifications for a positive user experience

Create innovation value though global investment opportunities

COMPANY

5 of 22

PROBLEM

Net-zero commitments 2050

Financing gap ESG initiatives

Change in U.S. and E.U. Legislation

Trillionaire untapped market

6 of 22

6

Launch a trading APP using Blockchain technology that connects U.S. Based non-accredited investors to cross-border green investment portfolio

PROJECT

7 of 22

PRODUCT

8 of 22

PRODUCT

9 of 22

	Type of investment	Minimum Investment	Mobile App	Brokerage/Investment fees	Annual fees
SmartClean	Green	$ 10	Yes	1%	0%
Earth Folio	Social	$ 25,000	Yes	0.50%	0.50%
Betterment	Climate/Green	$ 1	Yes	0.40%	0.25%
Wealthify	Green	$ 1	Yes	0.70%	0.60%
Goodments	Ethical	$ 100	Yes	0	0
Ellevest	Impact	$ 1	Yes	0%	$12

BENCHMARK

10 of 22

10

BENCHMARK

App Benchmark – DA’CAR Method

Define market - by researching competition
Assess – goals/success of app
Compare with competitors apps
Adjust efforts accordingly
Repeat

11 of 22

RISK

Value

HIGH

LOW

Do First

Do Second

Do Last

AVOID

2

3

5

1

6

7

8

9

10

4

11

12

13

14

15

16

17

18

19

20

PRIORITIZATION

HIGH

12 of 22

6

#2 Stock classification

Sprint 1

Sprint 2 - 3

Sprint 4

{

Example of Criterias

PRODUCT BACKLOG

Example of User Stories

#3 API for taxes

#1 Stock rating

#12 API UX

#8 Chatbot

#6 API portfolio managers

#9 API Portfolio Optimization

Display a mobile push for new entrants

A button to download reports

Display an image of top rated ESG

Market condition automatic alert

Instant reply when ask question

Filter per jurisdiction for ESG/CLEAN

Automatically questionnaires

{

#2.As a stock market investor, I want to receive notifications of new green entrants so I can decide whether to buy them -> Display a mobile push for new entrants

#3.As stock market investor, I want to prepare a report for my accountant containing information needed for tax purposes so that my accountants can prepare my income tax return more efficiently-> The desktop platform should display a button for downloading a CVS report regarding taxes and transactions

#1.As a stock market investor, I want to top-rated ESG stocks in my app, so that I can decide whether to buy them-> Display an image where all top top rated ESG stocks are shown, based on the previous assessment of SmartClean investment team. Weighted matrix in terms of company structure, AUM (Assets Under Management), green certifications, etc)

#12.As a U.S.-based non-accredited investors , I want the app to have trade alert that match with clients preferences so that I don't have to monitor the market or to check the news all the time -> Once the is a significant change in the market both gain or loss, the app should alert the users automatically

#8.As a U.S.-based non-accredited investors, I want the app to have the 24 hours chatbot customer service so that I can receive help and clarifications instantly-> Users must receive instant message when they reach out through the chatbot, such as FAQ, suggestions on what to do next

#6.As greentech portfolio manager, I want a filter to scout and identify ESG Companies per country so that I can use my time in creating value to my clients-> A filter per jurisdiction for ESG and CLEANTECH firms

#9.As an green investor, I want in my APP a function that allow me to directly invest in emerging green technologies projects (not stocks) so that I can help solving energy transition problems in hard to decarbonize sectors -> During the signup process, the app will automatically provide investment questionnaires for users.

13 of 22

6

ROADMAP

14 of 22

15 of 22

OUR HYBRID DEVELOPMENT PROCESS

Release and Accelerate Adoption

Discovering & envision the 'worth’ of the product to be developed

Plan, Design, Build, Deploy and Review the Product

STAGE 1.

CUSTOMER NEEDS & PRODUCT VISION

STAGE 2.

AGILE PRODUCT DEVELOPMENT

STAGE 3.

RELEASE & SCALING UP

Build MVPs

Iterate & Pivot

NPD

16 of 22

THREE VALUE INFLECTION POINTS

STAGE 1.

CUSTOMER NEEDS & PRODUCT VISION

STAGE 2.

AGILE PRODUCT DEVELOPMENT

STAGE 3.

RELEASE & SCALING UP

Build MVPs

Iterate & Pivot

MVP

Prd

Vision

MMP

NPD

1

2

3

17 of 22

STAGE 1.

CUSTOMER NEEDS & PRODUCT VISION

DESIRABILITY

VIABILITY

CONTEXTUALITY

FEASIBILITY

Jobs-to-be-done

Design Thinking

+

M

E

T

H

O

D

1

NPD

18 of 22

NPD

2

Developers

Users /

Stakeholders

Product Owner

Scrum Master

MVP´

MMP

19 of 22

Without excellence in Scaling-Up, innovation is just Kabuki

Scaling-Up: An integral part of the end-to-end innovation process

6

^(*)Kabuki (歌舞伎) is a classical Japanese dance-drama.

3

MMP´

MMP

20 of 22

6

TOOLS

JIRA

21 of 22

6

TOOLS

JIRA

22 of 22

22

Thank you