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Case Study #3

Box Protocol--Common Source Grade 8

DAY

3

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What to Expect: Today’s Lesson

Warm Up

Social Studies

Vocabulary

Superhero Roles

Learning target, box-protocol

Key definitions

Compare & Contrast

Source analysis

Questions

Wrap-up

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Warm Up

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I can analyze a map and primary sources

to learn how redlining has affected

where I live.

(Click here for Niagara Falls)

Learning Target

SECTION ONE: WARM UP

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Check-In

SECTION ONE: INCLUSIVE WELCOME

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Instructions: Create this set of boxes on your butcher paper. �Be sure to leave space between each box for notes.

SECTION ONE: WARM UP

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Vocabulary

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Antiracist (adj.)

DEFINITION:

Believing and acting as if racial groups are equals and actively resisting racism.

EXAMPLE:

Dr. Wright, Mrs. Everett, and Mrs. Holland put on a Cabaret-Style Fundraiser with the famous actor Ossie Davis, to benefit the East Side Community Organization which supported the Buffalo civil rights organization BUILD.

VOCABULARY TO CONSIDER

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REDLINING

Racist Policy (adj.)

DEFINITION:

Any measure that produces or sustains racial inequity between racial groups.

EXAMPLE:

Charles L. Gurney, Real Estate Mogul and President of Buffalo Savings Bank worked with local banks and the government to create Buffalo’s redlining map and encourage a policy of segregating Black and Brown people into Buffalo’s East Side.

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Social Studies Practices:

Compare & Contrast

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WHAT DOES THIS TELL US ABOUT BUFFALO IN 2010?

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Common Source

SECTION THREE: COMPARE & CONTRAST (CLICK HERE FOR THE NIAGARA FALLS MAP)

Instructions: Let’s analyze each part of this together, then you will answer questions about it on your own.

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Common Source

SECTION THREE: COMPARE & CONTRAST

Share out what you notice about this source.

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Map created by National Housing Act 1934

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So, what is this map?

SECTION THREE: COMPARE & CONTRAST

Map created by National Housing Act 1934, and the key that shows the meaning behind each color

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SECTION THREE: COMPARE & CONTRAST

2._Masten

1._Amherst

Why might this map have also been called �a ‘redlining map’?

4._East Side

3._Tonawanda

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Two area descriptions on the redlining map

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What is similar and different?

SECTION THREE: COMPARE & CONTRAST tinyurl.com/buffred

HAZARDOUS

BEST

2.Masten Ave

1.Township of Amherst

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Two area descriptions on the redlining map

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What is similar and different?

SECTION THREE: COMPARE & CONTRAST tinyurl.com/buffred

HAZARDOUS

BEST

4.East Side

3.Town of Tonawanda

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Prediction may be made regarding the possibility of the location being invaded by such groups. If a neighborhood is to retain stability it is necessary that properties shall continue to be occupied by the same social and racial classes. A change in social or racial occupancy generally leads to instability and a reduction in value.

Natural or artificially established barriers will prove effective in protecting a neighborhood and the locations within it from adverse influences. Including prevention of the infiltration of business and industrial uses, lower class occupancy, and inharmonious racial groups. A high speed traffic artery or a wide street parkway may prevent the expansion of inharmonious uses to a location on the opposite side of the street.

The need for protection from adverse influences is greater in undeveloped or partially developed areas. High ratings should be given where there are adequate and enforced zoning regulations or effective restrictive covenants for the entire tract, providing protection against undesirable encroachment. To ensure a homogeneous and harmonious neighborhood. To be most effective, deed restrictions should be imposed upon all land in the immediate environment of the subject location . . . Recommended restrictions should include provisions for the following... Prohibition of the occupancy of properties except by the race for which they are intended.

951. Quality and Accessibility of Schools.

The social class of the parents of children at the school will in many instances have a direct bearing. Thus, physical surroundings of a neighborhood area may be favorable and conducive to enjoyable, pleasant living in its location. However, if the children of people living in such an area are compelled to attend school where the majority or a considerable number of the pupils represent a far lower level of society or an incompatible racial element, the neighborhood under consideration will prove far less stable and desirable than if this condition did not exist

The law included these rules about what makes a neighborhood �good and worthy of government investment.

COMMON SOURCE

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Authors of National Housing Act 1934 that �created the Buffalo Redlining Map

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SECTION THREE: COMPARE & CONTRAST

President Roosevelt Signing the Law

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Local Consultants that�created the Buffalo Redlining Map

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SECTION THREE: COMPARE & CONTRAST

Source: The Federal Government Creates and Spreads Security Maps

Lawrence Brown, Jehan Reaves, Austin Lansey, 2024 CUHE Fellows, and Morgan State University students

April 21, 2024

Charles L. Gurney, Real Estate Mogul and President of Buffalo Savings Bank worked with local banks and the government to create Buffalo’s map.

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About the source

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National Housing Act of 1934

The U.S. Government passed the National Housing Act of 1934. This created a color coded map of Buffalo to make sure that neighborhoods would be occupied by people of the same ‘social and racial’ groups.

Some groups of people (non-whites) were forced to live in the red-shaded areas. Others (whites) were given money from the government to live in the green areas and suburbs.

SECTION THREE: COMPARE & CONTRAST

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SUMMARY: NATIONAL HOUSING ACT, and the REDLINING MAP

  • Between the 1930s and 1960s the federal government gave out $119 billion in loans to over 35 million families to help them buy houses.

  • The law said that this money could only go to certain neighborhoods and certain people, so maps like this one were created.

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Superhero Roles

SECOND READING WITH CRITICAL THINKING SUPERHERO ROLES

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Student Directions: Work in a group of four.

Each member takes a SUPERHERO social studies role. Think about and answer the questions for your role while you read the text. Then share with you found with your group

Superhero Roles

SECTION FOUR: SUPERHERO ROLES

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SECTION FOUR: SUPERHERO ROLES

Who is the author/creator?

What is the goal/purpose of the creator/author?

Is the document/artifact credible (reliable/believable)? Why or why not?

Do you think the author/creator had firsthand knowledge of the events/issues?

(Authenticator – Sourcer)

Your task is to determine whether or not the document/artifact is reliable (can you trust this?). In order to do this task, answer the following

Credible Hulk

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SECTION FOUR: SUPERHERO ROLES

(Impact Analyzer – Purpose Finder)

You task is to solve the mystery of the purpose of this document/artifact. In order to do this task, examine the document/artifact and read it through at least once.

Mister E

What type of document/artifact is it?

What is the goal/purpose of the creator/author?

What perspective is missing?

Who is the intended audience?

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SECTION FOUR: SUPERHERO ROLES

(Main Idea Master – Connector)

Your task is to determine the “gist” – the main idea(s) of the document/artifact. In order to do this task, read/analyze the document/artifact, and then write three key details.

The Connector

Then complete the following statement: “This says that...

What larger issue(s) does this connect with?

Read it a second time to test your statement. Are you right? What would you change/add to your statement?

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SECTION FOUR: SUPERHERO ROLES

(Historian – Context Connector)

Your task is to determine the historical context for the document/ artifact. In order to do this

task, answer the following questions:

Captain Context

When was the artifact created/written?

Where was the artifact created/written?

What do you know about this time and place?

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What role did the Government play in segregating our community?

Academic Circle:

Circle Agreements: What do you need to �feel supported and challenged?

  • Respect the talking peace
  • Speak your truth
  • Listen to understand
  • No side conversations
  • Avoid stereotypes

SECTION FIVE: QUESTIONS

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SECTION FOUR: EXIT TICKET

EXTENSION: Masten Ave 1930s to Today

1930s

Today

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SECTION FOUR: EXIT TICKET

Masten Ave 1930s to Today

1930s

Today

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SECTION FOUR: EXIT TICKET

Amherst 1930s to Today

1930s

Today

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SECTION THREE: COMPARE & CONTRAST

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1935 Buffalo City Planning Map

Note: Black Dots represent one Black Family

1935 FHA Redlining Map

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SECTION FOUR: EXIT TICKET

Compare these two maps

SECTION FIVE: QUESTIONS

Map created by National Housing Act for Buffalo in 1937

2010 Dot Map

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SECTION FOUR: EXIT TICKET

Compare these two maps

HIGHWAYS AND REDLINING IN BUFFALO

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SECTION FOUR: EXIT TICKET

REDLINING IN BUFFALO TODAY (2015)

Evans Bank settles with New York over redlining

Must begin lending in Buffalo’s predominantly African-American neighborhoods

September 10, 2015, 6:00 pm By Ben Lane

The State of New York announced Thursday that it reached a settlement with Evans Bank (EVBN) over allegations of unlawful discriminatory mortgage practices, also called redlining.

New York sued Evans Bank last year, accusing the bank of “systematically” denying its mortgages and services to African-Americans in the Buffalo metro area.

According to the lawsuit, Evans Bank allegedly created a map of its lending area, which included most of the city of Buffalo, but excluded the predominately African-American neighborhoods on Buffalo’s East Side.

The settlement, announced by Eric Schneiderman, New York’s attorney general, requires Evans to revise its lending area to include the East Side neighborhoods and other neighborhoods previously excluded from the bank’s lending area due to the neighborhood racial composition.

The settlement also requires Evans to establish an $825,000 settlement fund designed to promote homeownership and affordable housing in Buffalo and to encourage lending activity in the East Side and other previously excluded areas.

“It is essential that all New Yorkers, regardless of the color of their skin or the racial makeup of their neighborhoods, be afforded equal access to our banking systems – and the basic benefits of obtaining a mortgage," Schneiderman said.

“That we continue to see systematic racial and housing discrimination in New York in 2015 is shocking,” Schneiderman continued. “I will not stand for it.”

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SECTION FOUR: EXIT TICKET

REDLINING IN BUFFALO TODAY (2015)

  • Discrimination: M&T accused of discriminating against minority homebuyers with lower loan amounts and less favorable terms.
  • Fair Housing Act: Lawsuit alleges Fair Housing Act violations.
  • Disparate Treatment: Testers found evidence of unequal treatment based on race.
  • Loan Program Bias: M&T accused of using neighborhood racial makeup in loan programs.
  • Settlement: M&T Bank reaches settlement over discriminatory lending charges; will pay $485,000.

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SECTION FOUR: EXIT TICKET

REDLINING IN BUFFALO TODAY (2021)

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2021 NYS DEPT OF FINANCE REPORT ON CURRENT DAY REDLINING IN BUFFALO, NY

Lender

Mortgage originations

Percent in non-white neighborhoods

Lender

Mortgage originations

Percent in non-white neighborhoods

KeyBank

9025

3.7%

M&T

1356

7.4%

Hunt Mortgage Corp.

4123

1.8%

Quicken Loans

1321

14.8%

Wells Fargo

2152

6.4%

Evans Bank

1302

12.8%

Bank of America

2020

5.8%

New Choice Funding

1243

6.0%

Five Star Bank

1460

12.7%

SEFCU Services

1163

1.8%

“Report on Inquiry into Redlining in Buffalo, New York”

New York State Dept. of Financial Services, February 2021

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Next we will learn about ordinary people and activists like Miss Earlie Ashley, Erie County’s first Black female Deputy Sheriff (1966). She faced discrimination in Buffalo and persevered to fight racism in Erie County through her work, protests, and political engagement.

Looking Ahead:

OPTIMISTIC CLOSURE

SEL: INTENTIONAL Closure

Zones of Regulation

What zone are you in?

Blue

1 finger

Green

2 fingers

Yellow

3 fingers

Red

4 fingers

Bored

Happy

Excited

Upset

Tired

Positive

Worried

Angry

Sad

Thankful

Nervous

Aggressive

Depressed

Proud

Confused

Mad

Shy

Calm

Embarrassed

Terrified

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Map created by National Housing Act for Buffalo in 1937

EXTENSION: WHAT DO YOU NOTICE ABOUT THE ‘SAFE’ GREENBOOK LOCATIONS FOR BUFFALO IN 1946?

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Antiracist (adj.)

DEFINITION:

Believing and acting as if racial groups are equals and actively resisting racism.

EXAMPLE:

Bloneva Bond, a dedicated civil rights activist and community leader, significantly impacted Niagara Falls, NY. Denied teaching jobs due to racism, she became active in the Niagara Community Center and the NAACP, where she served as secretary and three-term president, fighting discrimination and participating in the March on Washington. She also worked with CORE. Bond opposed discriminatory urban renewal, championed school integration as the first African American woman elected to the Niagara Falls Board of Education (1979-1984), and negotiated during the Attica Prison Riot. Her civic contributions included appointments to the NYS Health Council and the Health Planning Commission. Bond's tireless advocacy cemented her legacy as a pivotal figure in Niagara Falls' history.

NIAGARA FALLS: VOCABULARY TO CONSIDER

Bloneva Bond Primary School is named for her

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NIAGARA FALLS: VOCABULARY TO CONSIDER

Racist Policy

DEFINITION:

Any measure that produces or sustains racial inequity between racial groups.

EXAMPLE:

During and after World War II, as the Black population in Niagara Falls grew, housing discrimination intensified. Hyde Park Village, a temporary housing project built in 1943, became overcrowded and substandard. Despite the need for more housing, realtors refused to sell or rent to Blacks outside designated areas, leading to further overcrowding and unsanitary conditions. A few Black families were eventually allowed into Griffon Manor, a previously all-white federal housing project, but the demand for adequate housing remained largely unmet. This segregationist practice contributed to the perpetuation of racial inequality and limited opportunities for Black residents in Niagara Falls.

Note: Black residents who integrated Griffon Manor later played a significant role in fighting the environmental conditions in the Love Canal community

Griffon Manor Niagara Falls

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Common Source

NIAGARA FALLS

Share out what you notice about this source.

Map created by National Housing Act 1934

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So, what is this map?

SECTION THREE: COMPARE & CONTRAST tinyurl.com/niagarared

Map created by National Housing Act 1934, and the key that shows the meaning behind each color

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So, what is this map?

SECTION THREE: COMPARE & CONTRAST

D1 Hyde Park and Highland

A1 Niagara Rapids Blvd

Why might this map have also been called �a ‘redlining map’?

D2

3._Tonawanda

D1

A1

D2

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Two area descriptions on the redlining map

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What is similar and different?

HAZARDOUS

BEST

D1.Hyde Park and Highland

A1 Niagara Rapids Blvd

SECTION THREE: COMPARE & CONTRAST TINYURL.COM/NIAGARARED

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Two area descriptions on the redlining map

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What is similar and different?

HAZARDOUS

BEST

D2 Buffalo Ave

C3 Ferry Ave

SECTION THREE: COMPARE & CONTRAST TINYURL.COM/NIAGARARED

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Clarify remarks

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What is similar and different?

SECTION THREE: COMPARE & CONTRAST TINYURL.COM/NIAGARARED

HAZARDOUS

BEST

D2 Buffalo Ave

C3 Ferry Ave