2024 Total Rewards
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Payroll Processing
Payroll
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When do we get paid
Medical Benefits
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Insurance Basics
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CO-INSURANCE
the % of costs for covered health services that you pay after you’ve paid and met the deductible.
DEDUCTIBLE
the amount you pay for covered health services before your insurance plan starts to pay. Deductibles run Jan-Dec.
OUT OF POCKET MAXIMUM
the most you have to pay for covered services in annual plan year accumulating all of your expenses (copay, deductibles, & coinsurance)
CO-PAY
fixed amount you pay for covered health services (office visits or prescriptions)
Insurance Basics
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Provider Finder with BCBSIL
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Search the Provider Finder here
�Select BlueChoice Preferred PPO as the Plan when searching and adjust the city,state or zip to match your location.
Medical Plans
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Deductible In Network (Indiv./Family) Out of Network (Indiv./Family) | $3,200/$6,400 $6,400/$12,800 | $2,000/$6,000 $4,000/$12,000 | $1,000/$3,000 $2,000/$6,000 |
Coinsurance (Carrier Coverage) In Network/Out of Network | 20% / 40% | 20% / 40% | 20% / 40% |
Out of Pocket Max In Network Out of Network | $6,200/$12,400 $18,600 / $37,200 | $4,000/$12,000 $12,000/$36,000 | $3,000/$9,000 $9,000/$27,000 |
In-Network Visits Primary/Specialist | Ded then 20% / Ded then 20% | $30/$50 Copay | $30/$50 Copay |
Urgent Care | Ded then 20% | Ded then 20% | Ded then 20% |
ER Visit Hospitalization Inpatient/Outpatient | Ded then 20% Ded then 20% / Ded then 20% | $150 Copay Ded then 20% / Ded then 20% | $150 Copay Ded then 20% / Ded then 20% |
Prescription Drugs - Retail (Tier I/Tier II/Tier III/Tier IV) | Preferred: Ded then 10% /10% / 20% / 30% Non-preferred: Ded then 20% / 20% / 30% 40% | Preferred: $0 / $10 / $35 / $75 Non-preferred: $10 / $20 / $55 / $95 | Preferred: $0 / $10 / $50 / $100 Non-preferred: $0 / $20 / $70 / $120 |
Medical Rates- Monthly Cost
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| BlueEdge HSA | BluePrint PPO1 | BluePrint PPO2 |
| MIEEE4064 | MIBPP2090 | MIBPP2050 |
| Employee Contribution | Employee Contribution | Employee Contribution |
Employee | $0.00 | $0.00 | $45.44 |
Employee + Spouse | $0.00 | $0.00 | $65.85 |
Employee + Child/ren | $0.00 | $0.00 | $63.21 |
Employee + Family | $0.00 | $0.00 | $97.81 |
HSA Contribution | $1000 individual, $1,500 family | | |
*See details on the HSA and all of the benefits in the next slide
Health Savings Account (HSA)
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Health Care Flexible Spending Account (HCFSA)
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Use for non-medical dependent expenses
Plan contributions
Important deadlines
DCFSA does not include carry over allowance and does not cover medical expenses for dependents.
Waiving Medical Health Benefits
If you decide to waive medical benefits TeamSnap will offer a $400/month allowance. This will be paid out $200 a paycheck and will ONLY apply if you have waived all medical benefits. Once you waive your benefits please complete this form to request to receive paperwork that you must complete & return to receive the paycheck allowance. �
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Dental & Vision
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Dental Plan
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TeamSnap offers one dental insurance plan options through Blue Cross Blue Shield Dental. The plans offers in and out of network benefits providing you the freedom to choose any provider. Locate a Blue Cross Blue Shield Dental provider HERE.
TeamSnap covers 100% of the cost for all tiers of employee enrollment for the Dental Plan!
Deductible (Individual/Family) | $50/$150 |
Benefit max | $5,000.00 |
Preventive services (In Network/Out of Network) | 100%/80% |
Basic services (In Network/Out of Network) | 90%/60% |
Major services (In Network/Out of Network) | 60%/50 |
Orthodontic services | Adult & Child 50% $2,000 lifetime max |
Vision Plan
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TeamSnap offers a vision insurance plan through Blue Cross Blue Shield utilizing the EyeMed network. You have the freedom to choose any vision provider. Locate an EyeMed network provider HERE.
TeamSnap covers 100% of the cost for all tiers of employee enrollment for the vision plan!
VisionPlan 300V | ||
Benefit | Copay | Frequency |
Well vision examination | $10 | Once every 12 months within a Plan Year |
Prescription glasses | $15 | Once every 12 months within a Plan Year |
Single vision, lined bifocal and lined trifocal | None | Once every 12 months within a Plan Year |
Retail allowance for frames | | Up to $150 plus 20% off |
Contact lenses (instead of glasses) | | Conventional: Up to $150 plus 20% off Disposable: Up to $150 covered in full |
Lasik | | 15% off retail price or 5% off promotional price |
Disability Benefits
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Disability Benefits
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Life Insurance Benefits
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Life, Accidental Death & Personal Loss, and Disability
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Life & Disability insurance is an important element of your income protection planning, especially for those who depend on you for financial security. For your peace of mind TeamSnap provides the following through Dearborn for all benefit-eligible employees at no cost.
100% TeamSnap Paid
1x Salary - max of $400,000
Voluntary Enrollments
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Voluntary Benefit Options
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Blue Cross and Blue Shield of Illinois’ Accident insurance provides you with the extra money you need to help cover the increased expenses, medical or otherwise, you face when you suffer an injury due to an accident. The proceeds from your approved claim may be used however you wish. Details can be found here.
Group Critical Illness insurance provides you with the extra money you need to help cover the increased expenses, medical or otherwise, you face when you suffer a critical illness. The proceeds from your approved claim may be used however you wish. Details can be found here.
A stay in a hospital can be very expensive, even with the best medical insurance. Hospital Indemnity insurance provides a benefit if you are confined in a hospital. The extra money is paid directly to you and can help cover medical bills, deductibles, the increased
expenses, medical or otherwise, you face. The proceeds from your approved claim may be used however you wish.
Additional Benefits
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BCBS Member Perks
Portal Highlights
May be included in other packages.�The Fitness Program is provided by Tivity Health™ Services, LLC, an independent contractor which administers the Prime® Network of fitness centers. The Prime Network is made up of independently-owned and managed fitness centers. Prime is a registered trademark of Tivity Health, Inc. Tivity Health is a trademark of Tivity Health, Inc.
Blue Cross®, Blue Shield® and the Cross and Shield Symbols are registered service marks of the Blue Cross and Blue Shield Association, an association of independent �Blue Cross and Blue Shield Plans.
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Virtual Visits
To register, you’ll need to provide your first and last name, date of birth and BCBSIL member ID number.
CONNECT
Access where mobile app, online video or telephone service is available
INTERACT
Real-time consultation with an independently contracted, board-certified doctor or therapist
DIAGNOSE
Prescriptions sent to a pharmacy �of your choice (when appropriate)
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Employee Assistance Program (EAP)
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Support for work and life challenges — at no cost to you
You and your household members can use the many services of GuidanceResources EAP to help handle challenging times
Reach out for help
24/7
Access
Parental Leave
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Parental Leave
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Birth Parents
Non-Birth Parents
All New Parents (Birth & Non-Birth Parents)
View our full Parental Leave Guide HERE.
*Family Medical Leave (FMLA) requirements apply & must be an employee for 6 months with the company
Retirement
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401k Plan with Slavic401k
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A 401(k) retirement plan is available after a 3-month waiting period. TeamSnap pays all plan management fees!
You’ll receive an email from Slavic401k on the 1st of your month following your 90 day mark at TeamSnap and enroll here. You can view the 401k Compliance Information packet here.
You will be automatically enrolled at 3% after your eligibility period.
Please keep in mind that however you setup your 401k account the deduction % or deduction amount will come out of EVERY paycheck including paychecks with bonus payments in them (like commissions & quarterly bonuses.)
Time Off at TeamSnap
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Time Off at TeamSnap
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We want every employee to take the time they need now and again!
Holiday List
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The Extra Perks
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The Extra Perks
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Thanks!
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