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2.6 Repaying Your Student Loans

Discussion Prompts

Imagine you have loaned $1000 each to three people:

• 1 person is single and works as a waiter at the local cafe
• 1 person is a dad with one child who earns $16,000/year
• 1 person is a working mom with a husband and two children who earns $52,000/year

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2.6 Repaying Your Student Loans

Discussion Prompts

• Would you expect all three people to pay you back in the same timeframe? Why or why not?
• What kind of options could you provide if they have a hard time paying you back?
• Would all of these options be available to all three people?

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��2.6 Repaying Your Student Loans

Discussion Prompts

• Identify steps they can take to prepare for student loan repayment
• Understand the different loan repayment options available to them
• Explain how student loan payments work
• Identify the consequences of not making student loan payments
• Compare different loan repayment options such as deferment, forbearance, consolidation, and more

Essential Questions