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Strategic School Finance Training

CDE/CSFP

Introduction to School Finance

Mark Rydberg

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Agenda

  • CDE Public School Finance Unit
  • School Finance Overview
  • Accounting/Tactical
    • Bank Reconciliation
    • Modified vs Cash Basis Accounting
    • Chart of Accounts

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Public School Finance Overview

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CDE Public School Finance Unit’s “Charge”

The Public School Finance Unit provides support to school districts in the implementation of requirements set forth by the legislature and Colorado state statute.

This includes implementation of the distribution of school finance formula funding and other funding streams.

In addition, we provide support to districts and boards of cooperative educational services (BOCES) by assisting with submission of required financial data, providing reports of financial data and assisting with the implementation of various school finance legislation.

The School Finance Unit also provides technical guidance and capacity building to district finance teams.

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High Level

Every District/BOCES/Charter

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Budget

(Dec-Jun)

Audit & Pipeline & CDE-40

(Aug-Dec)

Mill Levies

(December)

Grants

(Monthly/Quarterly)

High Level are requirements of all finance teams throughout the year to ensure effective finance operations, planning, strategy and leadership for the district. Policies, Procedures, Practices are “Local” decisions, and vary widely across the state.

PSFU supports districts to ensure compliance with statute.

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Local District/BOCES/Charter

Finance Operations

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Payroll

Accounts Payable

General Ledger &

Bank Reconciliation

Receipt Revenue

Other Duties??

These are requirements of all finance teams throughout the year to ensure accurate finance operations & reporting. Policies, Procedures, Practices, & Systems are “Local” decisions, and vary widely across the state.

Limited PSFU supports, as no guiding CDE statute for these activities.

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Theory of Action: Provide a Tiered System of Supports

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15 new finance officials in a structured one-year training cohort. Regular individual check ins.

Monthly Group Classes. Site visits.

Cohort

Small sessions & gatherings on

topics of interest for early-mid-career

school finance professionals.

Network

Professional development and office hours.

Community

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CDE/PSFU Website Navigation

Public School Finance Unit

https://www.cde.state.co.us/cdefinance

  • Auditing, Capital Construction, Grants Fiscal, School Nutrition, School Transportation (Upper Right)
  • Join the School Finance ListServ-Send email to
    • FINANCE-subscribe-request@cdelist.cde.state.co.us
  • PSFU Contact List
  • School Finance Training

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CDE/PSFU Website Navigation

Public School Finance Unit

  • Public School Finance Act (SFA) (Below Quick Links)
      • Funding and Payment Information
        • Latest “Runs
  • Financial Policies and Procedures (Right of Public SFA)

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CDE Website Navigation

Public School Finance Unit -Continued

    • Categorical and Other State Funding (Below Public SFA)
    • Elections and Mill Levies (Right of Categorical…Funding)
    • Reports by other Agencies (Below Categorical)
    • Other Resources (Below Elections & Mill Levies)
    • Statutory Compliance and Reporting (Bottom of Page)
      • Critical Dates & Monthly Business Manager Calendar
      • Templates
      • Data Pipeline-Check Figures
        • FDW, now being updated monthly
      • Assurances of Financial Accreditation
        • Required Finance Statutes that are signed off by Superintendent, Business Official, BOE President

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CDE/PSFU Overview

Public School Finance Unit

  • Stay connected with Listserv and FPP meetings
  • Keep Critical Dates in mind
  • Network
    • Neighboring districts and/or similar characteristics-Others will be helpful
    • CASBO - Colo Assoc of School Business Officials
    • CSFP - Colo School Finance Project
    • CASE- DBO Colo Assoc of School Executives-Dept of Business Officials
    • CASB - Colo Assoc of School Boards
    • COCPA - Colo Society of CPAs
    • CGFOA - Colo Gov’t Finance Officers Assoc

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School Finance Overview

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FY23-25 Total Program & Categorical Funding

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School Finance Total Program Funding

  • Total Program Funding

Equals Funded Pupil Count (Greater of current OR highest average of the last two to five years)

  • times Per Pupil Funding formula

with adjustments for Size of District and Cost of Living

  • plus At-Risk funding plus ELL Funding plus Multi-District Online

plus Extended High School funding

thenBudget Stabilization Factor is applied

Total Program Funding Components

  • Local: Property Taxes & Portion of Specific Ownership Taxes “applied”
  • State Equalization: “backfills” the remaining
  • At State Level: 55% State 45% Local. % Varies widely by District.

PSFU website Resource: Funding Calculation Worksheet Rows 292-298

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Timeline of Total Program Revisions

  • July-November: Projections From School Finance Act
    • Based on Legislative Council funding projections and will include rescissions
  • December-January: “True Up”
    • Pupil count and Assessed Valuations updated for the second half of the year payments
    • Rescissions updated
  • February-March: Supplemental Appropriations, if Applicable

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  • - English Lang. Proficiency Act (ELPA)
  • - Gifted & Talented
  • - Small Attendance Centers
  • - Special Education (ECEA)
  • - Transportation
  • - Vocational Education

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Categorical Funding (Main ones)

  • PSFU website Resource:

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School Finance Factors

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District Voter Approved Tax increases (C.R.S. 22-54-108)

  • Maximum General Fund MLOs – 25% or 30%(small rural) of Total Program-Allowable for Capital or Operating
  • Election Question-MLO Spending Plan-Charter School Allocations
  • PSFU website Resource: Mill Levy Table comes from Mill Levy Certification process in December done by District.
  • PSFU website Resource: Mill Levy Override Report

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Mill Levy Overrides

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Bonds & COPs

General Obligation (GO) Bonds

  • Backed by the full faith and the credit of all taxpayers
  • District is REQUIRED to levy enough mills for debt service
  • Requires voter approval of voters
  • Limited to 20% of Assessed Valuation (with exceptions)
  • Bond mill levy covers annual principal and interest
  • Bonds typically come in $5,000 increments and pay interest semi-annually

Certificates of Participation (COPs)

  • Are a lease-purchase transaction
  • Do NOT require voter approval
  • Do NOT have a mill levy, debt service funded by GF or CRF
  • Are not limited by Assessed Valuation
  • Trade just like bonds in terms of $5,000 increments
  • The Board of Ed CAN non-appropriate and default on COPs

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Financial Transparency

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Accounting/Tactical

Group

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Bank Reconciliations

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Why is the Bank Rec Important?

Why Do A Bank Reconciliation: 5 Reasons to Reconcile Monthly

  • Catch Errors. Misread receipts, transposed numbers and forgotten entries in the check register are common accounting errors and are easily rectified.
  • Avoid Surprises.
  • Save Money.
  • Verify Cash Flow.
  • Prevent Fraud.

  • Thursday, September 29, 2022, 9:00am-10:30am: Bank Reconciliations Training.

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Materials Needed

  • Bank Statement

  • Check/EFT Register

  • General Ledger Detail Report

  • Spreadsheet Template

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Check to make sure G/L = Bank Rec

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Basis of Accounting

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Basis of Accounting

The basis of accounting refers to the methodology under which revenues and expenses are recognized in the financial statements. There are 3 different methods:

  • Accrual Basis (GAAP)-a business recognizes revenue when earned and expenses when expenditures are consumed. This approach requires a greater knowledge of accounting, since accruals must be recorded at regular intervals. If a business wants to have its financial statements audited, it must use the accrual basis of accounting, since auditors will not pass judgment on financial statements prepared using any other basis of accounting.
  • Modified Basis (GASB) Local government recognizes revenues that are available and measurable. It recognizes expenditures as they are incurred. It tracks receivables and payables.
  • Cash Basis (NOT GAAP)-recognizes revenue when cash is received, and expenses when bills are paid. This is the easiest approach to recording transactions, and is widely used by smaller businesses. It DOES NOT track receivables and payables.
  • Which BASIS does your District’s accounting practices most closely represent?

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Fund Accounting

Deeper Look into Modified Accrual Accounting

Modified Accrual Basis of Accounting

  • Revenues are considered to be available when they are collectible within the current Period(60 day Accrual window).
  • Expenditures are generally recognized when the related fund liability is incurred, as in accrual accounting.
  • Expenditures recognition is modified from accrual accounting for:
    • Debt Service, claims and judgements, other postemployment compensation & benefits are recorded when payment is due.
  • General capital asset acquisitions are reported as expenditures in governmental funds.
    • Allocations of costs, such as depreciation, are not recognized in Governmental Funds.
  • Issuance of long-term debt and acquisitions are reported as other financing sources.
  • Income Statement is July 1 - June 30 Activity, not just cash.
  • Balance Sheet is a Point in Time 6/30/23.

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Governmental Accounting

Best Practices

  • Maintain General Ledger on Modified Accrual Basis throughout the year with these system entries:
    • Cash GL account is reconciled monthly and balances to the Bank Rec
    • Account Payable are systematically created when an PO/invoice is entered prior to payment
    • Payroll is posted on a cash basis monthly with salary/benefit accrual adjusted at year-end
    • Revenues are recorded on a cash basis (when received), with Property tax for the July 10th and Aug 10th, if applicable, adjusted at year-end
  • General Ledger (Trial Balance) is reviewed monthly at month-end to ensure:
    • Cash/Investments equals reconciled bank balance
    • Receivables are current and accurate
    • Payables are current and accurate
    • Due to/Due Froms balance in total
    • Grants A/R or Unearned are current and accurate

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Role of the Auditor

  • The primary role of the auditor is to render an opinion on the accuracy of the financial statements.
    • Heavy emphasis on the Balance Sheet.
    • Modified Accrual vs Cash Basis

  • Auditors are Independent Reviewers
    • Independence means that the district should be booking all transactions and year-end audit entries, and Auditor reviews entries. Perhaps, adding some entries to correct submitted.

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Role of District

The District's management is responsible for the preparation and fair presentation of these financial statements in accordance with U.S. GAAP & GASB.

  • Every District’s Goals:
  • Get through Pipeline reports - Tier I, II, and Grant Revenue Reconciliation Report before/during Auditor’s visit by taking ownership of the Modified Accrual entries.
    • Property Tax, Salary & Benefit Accrual, Grant Receivable and Unearned Revenue, Food Service Inventory and Patron Balances, etc
  • Receive less correcting AJE for Fund Financials from Auditor every year.

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Fund Reporting

  • Let’s look at an audit Table of Contents: (Pull up your District’s)
    • GAAP(Accrual) vs GASB (Modified Accrual)
    • District Wide financial statements
      • Statement of Net Position
      • Statement of Activities
    • Fund Financial Statements
      • Balance Sheet
      • Reconciliation of Governmental Funds Balance Sheet to the Statement of Net Position.
      • Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds
      • Reconciliation of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to Statement of Activities.
    • Notes
    • Supplementary Information
      • Budget to Actual Variances
      • Net Pension liability, Net Share of Other Post-Employment Benefits (OPEB)
      • Combining Balance Sheet-Non Major Governmental
      • Auditor’s integrity
    • Single Audit

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Chart of Accounts

https://www.cde.state.co.us/cdefinance/sfcoa

Pipeline Tip: Submit Early & Often

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Chart of Account Chart fields

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For Expenditures:

  • Certain Program Codes are allowed with certain Location Codes
  • Certain Job Codes are allowed with certain Program Codes
  • PSFU website: Business Rules (Tier I & Tier II) & Helpful Hints

Appendix N: Rolling to the Bold. Chart of Accounts page 217 (221 pdf)

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Basic Accounting Principles

Accounting Equation

Accounting Equation

The Trial Balance generated from general ledger system must balance to Zero.

  • Assets and Expenses have Debit Balances.
  • Liabilities, Fund Balances, and Revenues have Credit Balances.
  • At Close of year, Revenues & Expenses “close” to Fund Balance

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Accounting for Rev, Exp, & Balance Sheet

  • Assets should have a Debit Balance
  • Liabilities & Fund Balance should have a Credit Balance
    • Assets = (Liabilities + Fund Balance)
  • Revenues should have Credit Balance
    • Deposit a Check: Debit Cash & Credit Revenue Account
  • Expenses Should have a Debit Balance
    • Cut a Check: Debit Expense Account & Credit Cash

  • At Year-end: Revenues (credit) less Expenses (debit) “clear” to Fund Balance.
    • If Revenue>Expense, Does Fund Balance Grow or Decrease?

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Fund Accounting-Chart of Accounts

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Trial Balance = The Object(Expense), Source(Revenue), or Balance Sheet Code has to Equal 0.

The Chart of Accounts are structured to align with the Federal Reporting Standard for Public Education.

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Chart of Accounts - Rolling to the Bold

Chart of Accounts - Appendix N: Rolling to the Bold*

The Chart of Accounts is designed to meet legal and regulatory requirements and generally accepted accounting principles while providing as much flexibility as possible for the local school district. For instance, code structure and definitions allow for varying degrees of detail depending upon local district reporting needs.

CDE will aggregate data upon receipt of electronic data files by “rolling” unbold code data into appropriate BOLD code data. An example follows on the next slide which demonstrates how “rolling to the bold” works.

* NOTE: This is also referred to ‘rolled-up’ data (2nd Tier in data pipeline)

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Chart of Accounts - Funds

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Location Codes

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If using 100, 200, 300, & 500s. District may want to clean up or stay consistent.

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Optional

Special Reporting Element OR 00

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Pipeline has no rules regarding SREs

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Program Codes - Instructional

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Program Codes - Non-Instructional

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Object Codes

  • Expense Object Codes- Start with a “0”
    • 0100 - Salaries
    • 0200 - Benefits
    • 0300 - Purchased Svcs
    • 0400 - Purch Prop Svcs
    • 0500 - Oth Purch Svcs
    • 0600 - Supplies & Mats
    • 0700 - Capital Outlay
    • 0800 - Overh & Ind Costs
    • 0900 - Other Svcs/Debt Svc

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Object/Source Code Also Includes:

Revenue/Source Codes

  • 1XXX - Local Sources
  • 2XXX - Intermediate Sources
  • 3XXX - State Sources
  • 4XXX - Federal Sources
  • 5XXX - Transfers/Allocation/Other Financing

Balance Sheet Codes

  • 6XXX - Fund Balance/Equity
  • 7XXX - Liabilities
  • 8XXX - Assets

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Job Codes

Needed for all Salary (01XX) & Benefit (02XX) Object codes

  • 100 Administrator
  • 200 Professional - Instructional/Instructional Support/Other Support
  • 300 Professional - Non-Licensed Support
  • 400 Paraprofessional -
  • 500 Business/Office/Administrative Support
  • 600 Crafts, Trades, and Services
  • In terms of Fair Labor Standards Act
    • Exempt means salary - 100/200/300
    • Non-Exempt means Hourly - 400/500/600
      • Hourly must be paid for all hours actually worked, not what they are scheduled to be paid.

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Project/Grant Codes

Project Codes:

  • 0001 - 1999 - Project Codes or Local Grants

Grant Codes:

  • 3XXX’s State Grants via CDE
  • 4XXX’s - 9XXX’s Federal Grants
  • Assistance Listing Numbers (ALN) F.K.A.Catalog of Federal Domestic Assistance (CFDA)

OR

0000

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Understanding Governmental Accounting

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Governmental Accounting Governing Organization

What/Who is GASB?

Established in 1984, the Governmental Accounting Standards Board (GASB) is the independent, private- sector organization based in Norwalk, Connecticut, that establishes accounting and financial reporting standards for U.S. state and local governments that follow Generally Accepted Accounting Principles (GAAP).

What are Pronouncements?

Each of the final Statements of Governmental Accounting Standards issued by the GASB since its establishment in 1984 is designed to provide taxpayers, legislators, municipal bond analysts, and others with information that is useful to their decision-making process regarding governmental entities. For Example, GASB 87 & 96 establishes a single model for lease and SBITAs accounting based on the principle that leases are financing of the right to use an underlying asset.

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Government and Business Differences

  • Legal Structure
  • Political Process
  • Different mission/motive
  • Government Activities - resources driven by available resources
  • Business - resources driven by free market.

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Governmental Fund Accounting

What Types of Funds are there?

  • Government Funds
      • General
      • Special Revenue
      • Debt Service
      • Capital Projects
  • Proprietary Funds (business type activity)
    • Enterprise & Internal Service
  • Fiduciary Funds
    • Agency, Private-purpose trust funds

  • Review your Pipeline Bolded Balance Sheet Report

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Governmental Accounting Principles

These Principles are accepted world wide in order to make Financial and Organizational comparisons possible.

Time Period. This basic concept says that a business should report in Final Accounts all its financial activities and transactions over a standard period of time – usually monthly, quarterly and annually.

Consistency. An adopt an accounting principle or method, continue to follow it consistently in future accounting periods. Only change an accounting principle or method if the new version in some way improves reported financial results.

Full disclosure. All information should be included in an entity's financial statements that would affect a reader's understanding of those statements.

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Governmental Accounting Principles -

Profit and Loss Accounts

Matching. Revenue should be recorded during the period when it is earned regardless of when the business received Cash. Expenses should be reported in the same period in which the corresponding Revenue was earned. For Example, June services invoice paid in July 2023 should be be expensed in FY23 & Accounts Payable 7421 instead of cash.

Revenue Recognition. Or, the realization concept. It says that all revenues and profits should be recorded in Final Accounts when the legal title to the product is transferred from the seller to the buyer. Meaning, that when the good or service have been provided to the customer. Not when the order was taken or when the cash was paid. For Example, FY23 Grant revenue requested after June 1, 2023 & Received in July uses Accounts Receivable 8142 instead of cash. Conversely, unearned revenue 7482 is used to decrease revenue when higher than incurred expenses.

Accruals. 60 day window after fiscal year end date. Accruals happen when the business received something, but has not yet paid for it. For example, Salary & Benefit Accrual paid in July and August for Services provided in FY23.

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Governmental Accounting Principles -

Balance Sheet Accounts

Double-entry. Double-entry means that every time a business engages in a business transaction, there are always two sides of this transaction – Debit and Credit. These two sides must be properly recorded and balanced to maintain correct information. For example, when a business sells ready products to customers for Cash, Inventory decreases and Cash increases on the Balance Sheet.

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Wrap Up

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Wrap up & Conclusion

What did you learn today?

What else keeps you up?

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