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HOME

BUYERS

GUIDE

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IN MY EXPERIENCE...

a home isn't a dream home because of its size.

It's about how you feel when you walk through the front door, and the way you can instantly envision your life unfolding there.

This is about more than real estate - it‘s about your life, your dreams and your desired outcomes. Working with home buyers is not a one-size fits all process, so I approach each one of my clients individually, taking the time to understand their current situation, unique needs and lifestyle. I understand I am helping my clients open a new chapter of their lives, which is why I work so diligently to find the perfect home and handle every last detail of the home buying process.

I am honored to guide you through this process and excited to help you find that perfect home!

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MEET THE TEAM

THE CHRISTINA SMITH TEAM

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JEREMY SMITH

BUYERS AGENT

TAYLOR AMORE

BUYERS AGENT

WENDY SIMONE

BUYERS AGENT

MARK THOMAS

CLOSING SPECIALIST

SARA HARPER

CLOSING SPECIALIST

CHRISTINA SMITH TEAM LEADER

This is where you type your personal profile and all your accomplishments. Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullamcorper suscipit lobortis nisl ut aliquip ex ea commodo consequat. Duis autem vel eum iriure dolor in hendrerit in vulputate velit esse molestie consequat, vel illum dolore eu feugiat nulla facilisis at vero eros et accumsan et iusto odio dignissim qui blandit praesent luptatum zzril delenit augue duis dolore te feugait nulla facilisi. Lorem ipsum dolor sit amet, cons ectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullamcorper suscipit lobortis.

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REALTOR® DRE# 01234567

000.123.4567

ChristinaSmith@SmithRE.com www.SmithRE.com

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Client testimonial goes here. Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullamcorper suscipit lobortis nisl ut aliquip ex ea commodo consequat. Duis autem vel eum iriure dolor in hendrerit in vulputate velit esse molestie consequat, vel illum dolore eu feugiat nulla facilisis at vero eros et accumsan et iusto odio dignissim qui blandit praesent.

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- Victoria Richardson

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- Joanna Smith

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Client testimonial goes here. Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullamcorper suscipit lobortis nisl ut aliquip ex ea commodo consequat. Duis autem vel eum iriure dolor in hendrerit in vulputate velit esse molestie consequat, vel illum dolore eu feugiat nulla facilisis at vero eros et accumsan et iusto odio dignissim qui blandit praesent luptatum zzril delenit augue duis dolore te feugait nulla facilisi. Lorem ipsum dolor sit amet, cons ectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullamcorper suscipit lobortis.

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- Beverly Stone

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Client testimonial goes here. Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullamcorper suscipit lobortis nisl ut aliquip ex ea commodo consequat. Duis autem vel eum iriure dolor in hendrerit in vulputate velit esse molestie consequat, vel illum dolore eu feugiat nulla facilisis at vero eros et accumsan et iusto odio dignissim qui blandit praesents.

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- Mark Michaelson

Client testimonial goes here. Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullamcorper suscipit lobortis nisl ut aliquip ex ea commodo consequat. Duis autem vel eum iriure dolor in hendrerit in vulputate velit esse molestie consequat, vel illum dolore eu feugiat nulla facilisis at vero eros et accumsan et iusto odio dignissim qui blandit praesent luptatum zzril delenit augue duis dolore te feugait nulla facilisi. Lorem ipsum dolor sit amet, cons ectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullamcorper suscipit lobortis.

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- Laura Simmons

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Client testimonial goes here. Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullamcorper suscipit lobortis nisl ut aliquip ex ea commodo consequat. Duis autem vel eum iriure dolor in hendrerit in vulputate velit esse molestie consequat, vel illum dolore eu feugiat nulla facilisis at vero eros et accumsan et iusto odio dignissim qui blandit praesent luptatum zzril delenit augue duis dolore te feugait nulla facilisi. Lorem ipsum dolor sit amet, cons ectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullamcorper suscipit lobortis.

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- Kathryn Maloney

WHAT OUR CLIENTS ARE SAYING...

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Conduct Inspections

Resolve Any Issues

Select a Real Estate Agent

Obtain Financial

Preapproval

Analyze Your Needs In

A Buyer Consultation

Select Properties

View Properties

Write An Offer To Purchase

Negotiate Terms

Accept The Contract

THE HOME BUYING PROCESS

Conduct Title Search

Remove Any

Encumbrances

Obtain Title Insurance

Obtain Funds for Closing

Close on the Property

Take Possession of Home!

REMOVE CONTINGENCIES

OBTAIN MORTGAGE FINANCING

CREDIT CHECK

UNDERWRITING

APPRAISAL

SURVEY

INSURANCE

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1. GET PRE-APPROVED

2. NEEDS ANALYSIS

3. SELECT & VIEW

PROPERTIES

By getting pre-approved prior to beginning your home search, this will allow you to determine what you can comfortably afford and allow us to move quickly once we find the right home.

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  • Pre-approval shows that you are a serious buyer
  • Saves you time
  • Gives you leverage in a multiple offer situation
  • Describe your perfect home
  • What are your “must haves?”
  • When do you need to be in your home by?
  • All brokers have access to the same information
  • If you see a home on a website, at an open house, at a new construction development, etc... CONTACT US!
  • Our average buyer looks at #? properties before finding the right HOME
  • Communication is key to finding the right home quickly!

4. WRITING AN OFFER

5. NEGOTIATE

  • Be prepared to move quickly once we have found the right home
  • Understanding a Seller’s Market vs. Buyer’s Market
  • Earnest Money Deposit
  • Proof of funds for your down payment and closing costs
  • Pre-approval letter
  • Letter to the seller

After we present your offer to the listing agent, it will either be accepted, rejected, or the seller will make a counter-offer. This is when we will use our knowledge of the market & expert negotiating skills to negotiate the terms of the contract on your behalf.

BREAKING DOWN THE PROCESS

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Once seller has accepted your offer to purchase their property, it is time to bring in a professional home inspector to ensure the property meets the required standards. Any serious issues that arise will be brought to the attention of the seller and we will help you negotiate who will be responsible for fixing the noted repairs.

  • Financing Contingency - If financing the purchase, the contract will state that it is contingent on the home appraising for the contract price and financing.
  • Inspection Contingency - Purchase is contingent on the property being professionally inspected and repairs done by the seller.
  • Home Sale Contingency - Selling your current home.

8. MORTGAGE LENDER

  • Credit Check
  • Underwriting
  • Survey
  • Appraisal
  • Insurance

7. REMOVE

CONTINGENCIES

6. CONDUCT APPLICABLE

INSPECTIONS

9. CONDUCT TITLE

SEARCH

10. OBTAIN FUNDS

FOR CLOSING

11. FINAL WALK

THROUGH

12. CLOSE ON

THE PROPERTY

  • Remove any encumbrances
  • Obtain title insurance

TAKE POSSESSION OF YOUR NEW HOME!

CONTRACT TO CLOSE

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THANK YOU

For the opportunity to guide you through your home buying process. While the process can seem daunting, rest assured, we are here to guide, educate, network, advocate and negotiate on your behalf.

CHRISTINA SMITH

REALTOR® DRE# 01234567

000.123.4567

ChristinaSmith@SmithRE.com www.SmithRE.com

Each Office is Independently Owned and Operated

It’s what we do and we do it well!