1 of 16

FSPM Madrid_Team 5_Nabyl An Najmy

W7PM_Intermediate Assignment

Skillset: Wireframing MVP

The Implementation of Solution Conceptualization

2 of 16

Content

    • Company Profile
    • Problems
    • Solutions and Product
    • Unique Value Preposition
    • Market Research
    • customer Segment
    • Market Sizing
    • User Persona
    • User Flow
    • Wireframe Single-Feature MVP
    • Success Metrics

3 of 16

InvesTin (Investasi Rutin) is a company engaged in financial technology with the main product is recurring investments with a reminder feature to make it easier for people to commit to investing.

​

InvestTin provides a variety of investment products ranging from mutual funds to stocks.

VISION

Financial freedom for all

​

MISSION

Become partner to help users reach their financial goal without obstacles

Company Profile

4 of 16

Problems

People are worried about future financial conditions (money depreciation, inflation)

People feel that investing requires large capital (>Rp 100k)

People can't set aside money for regular savings

5 of 16

Solutions

People can start saving with investment products to minimize depreciation effect.

Create reminders with a certain frequency at the beginning of payday to invest

Can buy investment products with small amount (<100k)

1

2

3

Product

‘Investasi Rutin’ with reminder feature

6 of 16

High-level concept:�Investasi Rutin untuk masa depan yang lebih baik

Everyone can start saving regularly on investment product with small amount

Unique Value Proposition

7 of 16

Market Research

    • Millennials and Gen Z has difficulty in having savings due to YOLO lifestyle so they tend to be impulsive buyer and easy to following trend.
    • Based on Indonesia Millenial Report in 2019, only 2% has investment.
    • Based on online survey by KIC and ZIGI, most millenials and Gen Z only has savings equal to 3 months-living cost.

8 of 16

Customer Segment

People who want to have a safer savings (without depreciating the value of money)

People who want to have gain from their savings

People who want to invest routinely more easily

1

2

3

Early Adopter

Millennials and Gen Z who already has bank account

9 of 16

Market Sizing

TAM (Total Addressable Market) : 89 mn ppl

​

Total adult population in Indonesia : 182 mn ppl

No. of banked people : 42 mn ppl

No. of underbanked people : 47 mn ppl

​

Rationale: TAM for this product decided to be no. of banked and underbanked people due to having saving with investment products needs bank account. Underbank means people already have bank accounts but have not received other financial services.

TAM

89 mn

SAM

​

SOM

10 of 16

Market Sizing

SAM (Servicable Available Market) :

89 mn ppl x (37.03%+19.57%) x 72% = 35.8 mn ppl

​

% of worker as labors/employees : 37.02%

% of worker as entrepreneur : 19.57%

% of smartphone user : 72%

​

Rationale: SOM is no. of people who can use the product which define as people who already has steady income (worker such as labors, employee, and entrepreneur). Because of the product will focus on investment on mobile apps, the market will be no. of people who use smartphone.

TAM

89 mn

SAM

35.8 mn

​

SOM

11 of 16

Market Sizing

SOM (Servicable Obtained Market) :

1% x 35.8 mn ppl = 358.000 ppl

​

Rationale: Considering many competitors in investation apps in Indonesia, so the market share is only 1%.

TAM

89 mn

SOM

358 k

SAM

35.8 mn

​

12 of 16

User Persona

​

​

​

Ekky Putera

“Work hard play harder”

​

AGE

​

GENDER

​

LOCATION

​

OCCUPATION

​

STATUS

30

​

Male

​

Jakarta, ID

​

HR Staff

​

Single

1

Aspect of User Persona :

1. Identity | 2. Demographic | 3. Tagline | 4. Goals | 5. Pain points | 6. Aspiration | 7. Personality | 8. Favorite brands | 9. Others

​

2

GOALS�

  • Gain money from many streams
  • Has more savings
  • Retire early

​

​

PAIN POINTS

​

  • Savings gone for travelling and hobbies
  • Can not decide which investment that fits his goal
  • Difficult to maintain frequent saving

​

​

​

5

“My motivation to work hard is to be able to retire early. So I can travel the world.”

4

Ekky Putra is a HR staff ho domicile in Jakarta, ID. On his spare time, he likes to travel and capture moment with his camera. Although he already have saving on his bank account, he still worry is it enough for him to retire early due to the savings also used for travelling and hobbies. He thinks set asite money on the payroll day can help him on savings but he realize the amount in not big (~50k-100k). He really want to gain money from many streams so he can reach his dream to work flexible and travel more.

NEEDS�

  • Investment products with small amount
  • Recommendation for investment products that fits his goal
  • Reminder for savings

​

MOTIVATIONS

​

  • Gain
  • Safe
  • Easy

​

​

​

3

6

9

PERSONALITY

​

Extrovert Introvert

​

Sensing Intuition

​

Thinking Feeling

​

Judging Perceiving

​

​

​

BRAND AFFILIATIONS

​

​

​

7

8

13 of 16

User Flow

For better resolution User Flow, please click here :)�https://whimsical.com/w7fspm-solution-implementation-DVeGEvK5yAisdghG2TPEW2

​

14 of 16

Wireframe Single-Feature MVP

For better resolution MPV, please click here :)�https://whimsical.com/wireframe-CBYftCFiLQmJqBrhv7ySWm

​

15 of 16

Success Metrics

Adoption Rate

​

Adoption rate refers the percentage of user who use the Investasi Rutin product to total user.

The product will success if the adoption rate is 40% per month.

​

Retention Rate

​

Retention rate refer to how many user commit to invest as the schedule each month.

It will be considered successful if reach 70%

​

Activation Rate

​

Activation refers to user who activate reminder feature.

Activation will be considered successful if it reaches 60%.

​

​

16 of 16

Thank You