Cyber Hygiene: Don't Let Hackers Brush Your Digital Teeth

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By

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Prof. N K Goyal

President, Cyber Security Association of India

President, Communications & Manufacturing Association of India

Chairman Emeritus, Telecom Equipment Manufacturers Association of India (TEMA)

Director, National Fertilizers Ltd., NFL ( Govt. of India Undertaking)

Director Center of Excellence, North Gujarat University

Advisor Gujarat Technological University, Ahmedabad

Prof of Practice, Chandigarh University, COER Univ, Dr KN Modi Univ, Galgotia Univ, Gujarat Tech University, North Gujarat Univ,

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Jain University, Kochin�30^th October, 2026

www.ncsai.in

www.tematelecom.in

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The Three Skills That Will Separate Average Graduates from Exceptional Ones

CYBER AWARENESS

AI FLUENCY

RELENTLESS EXCELLENCE

• PREPARE YOURSELF FOR MOVING COOPERATION TO COMPETITION
• DECIDE TO BE ONE AMONG OTHERS OR ONE SPECIAL FROM OTHERS
• WHERE R YOU INVESTING YOUR TIME AND MONEY( EVEN THOIIGH MAY BE SMALL)
• HUMAN MIND A RAW LAPTOP—WE HAVE TO UPLOAD SOFTWARES
• Degree will get you interviews. Special skills will decide who gets the offer, who keeps the job, and who eventually leads
• Generally, the graduates finish the syllabus and gets XYZ %/Division.
• Exceptional ones finish the syllabus and SIMULTANEOUSLY build the habits the market actually needs.
• Art of Communications- Strategic verbal and written mastery to communicate difficult task to COMMUNICATE.

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The Gap – One need to identify and act

Same degree. Very different futures.

The Average Graduate

• Waits for instructions before acting
• Uses tools only when forced to
• Treats security as "IT's problem"

The Exceptional Graduate

• Spots risk early and acts proactively
• Multiplies output with AI tools
• Compounds small daily standards into large results

Two students can leave with the same Course. Five years later, one is replaceable and one is trusted with money, data, and decisions. The difference is rarely talent. It is the special skills.

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Cyber Hygiene: Don't Let Hackers Brush Your Digital Teeth

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Stay Smart. Stay Safe. Stay in Control.

• Are you treating mobile as wallet or gold in home?
• Are you prepared to face when mobile is lost?
• What risks are involved when phone is lost or hacked?

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Do Tech Leaders Limit Their Children’s Screen & Smartphone Use?

1

Steve Jobs

Limited technology use at home; his children reportedly did not use the iPad when it launched.

2

Bill Gates

Delayed smartphones until age 14 and restricted phone use at the dinner table.

3

Sundar Pichai

Spoken about delaying smartphone access for his son and creating friction around television/screen use.

4

Satya Nadella

Described parental controls and monitoring of movies, games, websites, and computer activity.

5

Mark Zuckerberg & Priscilla Chan

Encourage purposeful technology, but maintain boundaries around screen time and open internet exposure.

6

Elon Musk

Acknowledged that insufficient social media limits may have been a mistake and expressed concerns about algorithmic influence.

The lesson is not “technology is bad.” It is that even many technology leaders distinguish between purposeful technology use and �unrestricted screen/social-media exposure.

Delay. Limit. Monitor. Educate. — Give children technology as a tool, not as a substitute for childhood.

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Be Honest — Raise Your Hand 🙋

1

Same password on more than one app?

2

Clicked a link from WhatsApp without checking?

3

Accepted a friend request from someone you don't know offline?

"No judgement. Most of us have. Today we fix the habits."

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Can we identify Ramayana/Mahabharat Examples of present days Cyber security/ deep fake

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ABOUT THE BOOK

AI for (Good) BAD for Humanity

“The defining question of our age is not what AI can do, but what it should do — and for whom.”

Written by Prof N. K. Goyal and Dr (Hon) Govind Pathak, the book confronts an uncomfortable truth: the same AI that can cure disease and lift economies can just as easily concentrate power, destroy jobs, and erode trust. It reframes every AI decision around four questions that determine who technology truly serves.

Who owns the data?

Who makes the decisions?

Who benefits?

Who gets hurt?

SECURITY OF AI IN THE PRESENT DAY

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What Is Cyber Hygiene?

Like washing hands — but for your digital life

Everyday habits that keep your accounts, photos, money, and reputation safe.

🔒 Strong Locks

Passwords + 2FA

🚫 Don't Trust Links

Stop. Check. Verify.

🧠 Think First

Before you post or pay

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Why This Matters — To You

📈 Cases Nearly Tripled

Social-media cyber cases in India rose sharply 2020–2024: fake profiles, hacking, stalking, cyberbullying.

🎓 Students Are Targeted

Student data sold for fake fee, scholarship, and exam-portal scams. Education is heavily targeted.

📱 Your Favorite Apps

WhatsApp, Instagram, and Telegram top the list of platforms used in fraud complaints.

"Scammers don't need to be geniuses. They need you to be in a hurry."

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Password Power 💪

❌ Bad Passwords

Name + birth year · "123456" · Same password everywhere

✅ Good Passphrase

Cricket!Rain42Mango — long, random, memorable

The Rules

• Different password for email, Instagram, school portal, UPI apps
• Turn on 2-step verification (OTP or authenticator app)
• Never share password or OTP — not with friends, bank, or "school IT"

"password" and "123456" still appear constantly in hacker attack lists.

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Phishing: The Trap That Looks Helpful 🎣

Fake Urgency

"Account deleted in 10 minutes" — Panic = mistakes

Too-Good Offer

Free skins, scholarships, cashback — if it's unbelievable, it isn't real

Sketchy Link

instagrarn.com (not instagram) — one letter off is the trick

Asks for OTP/Password

"Verify KYC" or "Board result link" — go to the official site yourself

Stop → Check → Verify → Report

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Social Media Smarts 📸

✅ Do This

• Keep your account private
• Accept only people you know offline
• Hide school name, location, and uniform in posts

🚫 Never This

• Share live location, home address, or phone in bio
• "Check-in" at home
• Post school uniform with the school gate visible

"Delete is not erase. Screenshots live forever."

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WhatsApp & Instagram Traps ⚠️

1

"Send me the OTP — my app is stuck"

A "friend" from a new number. It's not your friend.

2

Fake Profile of a Classmate or Teacher

Copied photo, slightly different username. Always verify offline.

3

"Free Game / Notes APK — Install This"

Unknown APK = No. Always. No exceptions.

4

Group Link → Asks for Money or Details

Call the real person on a known number before sending anything.

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UPI & Money Safety 💸

If Money Leaves Your Account

Act fast — every minute matters for a bank freeze.

📞 Call 1930

National Cyber Fraud Helpline — call immediately

🌐 File Online

cybercrime.gov.in — students can file, no fee

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Cyberbullying, Morphing & Pressure

Recognize It

Mean comments, fake accounts, edited photos, pressure to share private images

Don't Forward

Never share someone's private photo "as a joke" — it causes real harm

Block → Screenshot → Tell

Report on the app and on cybercrime.gov.in. Tell a trusted adult or teacher.

"Being silent helps the bully, not you."

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60-Second Device Checklist ✅

Update Everything

Phone OS and all apps

Official Apps Only

No installs from random links

Check Permissions

Why does a game need your contacts?

Lock Your Screen

PIN, pattern, or biometric — always

Log Out Shared Devices

School lab computers — always sign out

Public Wi-Fi Rule

OK for YouTube. Never for banking or passwords.

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What Would You Do? 🤔

Vote: Safe / Risky / Report

1

Class WhatsApp Group

"Sir sent notes, click this link." — Would you click?

2

Instagram DM

"You won a free phone — share your OTP to claim the prize."

3

Friend's Request

"Keep my UPI PIN for today, I'll forget it." — Do you say yes?

Correct pattern: verify offline → never share OTP/PIN → report suspicious links

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If Something Goes Wrong — Act Fast

1

Don't Panic — Don't Pay More

Paying "to unlock" always makes it worse

2

Money Fraud? Call 1930 Right Away

Faster you call = faster the bank freeze

3

File at cybercrime.gov.in

Students can file. No fee. Keep screenshots & transaction IDs.

4

Tell a Parent or Teacher

Then change passwords from a safe, trusted device

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Your Data Has Rights 🛡️

India's Digital Personal Data Protection Act

You have the right to control your personal data — even as a student.

• Under-18s get extra protections — many services require parental consent
• You can ask platforms to delete content about you in many cases
• Check app permissions — share less, not more

The less you share, the less there is to steal.

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Remember These — Always 📌

📞 1930

Cyber fraud helpline — call immediately if money is lost

🌐 cybercrime.gov.in

File complaints — free, available to students

🔐 Strong + Unique

Different passwords everywhere + 2FA on

🔒 Private & Careful

Private profiles, no unknown APKs, no OTP sharing

✅ Verify Always

Never trust screenshots — check the app yourself

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TEMA: Telecom Equipment Manufacturers Association of India

India's first telecom association since 1990

Advocates for domestic manufacturing and self-reliance

Working with government on growth and indigenization

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About CMAI Association of India Overview

Premier integrated association for ICT, telecom,

education, and cybersecurity

48,500+ members with 54 international partnerships

Led by Dr. Hamadoun Touré and Prof. NK Goyal

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About Cyber Security Association of India

Multi-stakeholder consortium bringing together government, corporate, academic and defense organizations to improve cyber security nationally and internationally.

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CSAI- INTRODUCTION

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CSAI is working on Cyber Security advocacy since 2004, when for the first time in India, the Broadband Policy 2004 was announced, & Broadband connectivity was defined as 'An 'always-on' data connection that is able to support interactive services including Internet access. This lead to focus on cyber security as a part of telecom and broadband.�CSAI started in September 2010 with first address on “Infrastructure Issues for Cyber Security & Terrorism” by Prof. NK Goyal, President CMAI as eminent speaker and Senior telecom analyst at “Cyber Security: Threats and Challenges” held at Vivekanand International Foundation (VIF) on 9 September 2010 sharing conference with Shri Ajit Doval, the then Director VIF, presently National Security Advisor.

CSAI inaugurated by Dr Malcolm Johnson, Deputy Secretary General, International Telecom Union (ITU) Geneva- UN Body on 15th October, 2019 at Vigyan Bhavan, New Delhi.

CSAI working closely with Government/Industry on Cyber Security Policy issues, interfacing with thought leaders, trainers, ethical cyber experts and enhancing the cyber safety and security to protect individual, companies, critical infrastructure and Country as a whole. �CSAI endeavors to form an exemplary think thank workforce in cyber security to advise to protect technology resources from increasing threats and formulate strategies and solutions that ensure that India continues to lead in areas of cybersecurity at a national level. 

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Key Initiatives

Security Focus

Addressing Cyber Security Risks, Heavily engaged in

Policy Advocacy, Skilling, capacity upgradation

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Make in India

Promoting Indian manufacturing globally,

Directories of Products, Services, Experts,

Indian Cyber Services empanelment

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AI for Good-BAD

Supporting ITU's AI initiatives

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Resources

Lab directories and manufacturer databases, MOU

and Cooperation with National & Global partners

The only association in India for Cyber security

and telecom since 1990

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With President of Republic of Rwanda

With IT Minister of Israel

With Spokesperson of President of Korea

UAE : Minister of Information Technology

CMAI Engagements with VVIP’s Across Globe

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Mr. Goyal with Hon’ble Prime Minister of France

Mr. Goyal with Hon’ble Prime Minister of Taiwan

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With President Ghana

With Swedish Premier

With CEA CEO and Minister at Prime Ministers Office

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CES, 2009 being inaugurated and ribbon cutting at Las Vegas on 8th January, 2009 by NK Goyal with Sir Howard Stringer, Chairman & CEO of Sony Corporation, Mr. Tom Hanks, the American movie star, Mr.Gary Yacoubian, Chairman CEA & President of Myer-Emco AudioVideo, Mr. Gary Saprio, Vice President of CEA, Ms. Qu., Presixdent, CECC China, Mr. Patrick Lavelle, President and CEO of Audiovox, Mr. Peter Lesser, President and CEO of X-10 (USA) Inc, Mr. Loyd Ivey, Chairman and CEO of MiTek Electronics and Communications, Mr. Jay McLellan, President and CEO of Home Automation, Inc. (HAI), Mr. Mike Mohr, President of Celluphone, Mr.Grant Russell, President of Kleen Concepts 

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Year 2009

Year 2010

Year 2011

Year 2012

Thanks get Connected

nkgoyals@yahoo.co.in , No. - +91 98111 29879

www.cmai.asia www.cmaievents.com

http://in.linkedin.com/in/nkgoyals,

http://www.facebook.com/cmai.nkgoyal

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