Effectively immediately:��All future selfies are DUE �48 hours from the �beginning of a class��(resolve the problem quickly)
CLASS 13��Tuesday - February 20��BEGIN - 5810
You need to catch up!
Federal Reserve Bank of St. Louis, 2019
75%
23%
2%
U.S. Population by Ancestry
U.S. Census, 2020
Wealth Gap by Decile
Survey of Consumer Finances, 2016
89%
57%
Median Family Wealth�(half of the people are above and below this amount)��White - $184,000�Hispanic - $38,000�Black - $23,000�Asian - $75,000�Am. Indian - $5,500
Federal Reserve Bank of St. Louis, 2019 & CDFI, 2022
“Ok, so now you just need to catch up!”
Investing $5 per day�(10% compounding interest)
Total
Investment
$82,000
Post -1865
life for people
of African
ancestry
Coatsworth, 2005
U.S. Census Bureau, 2022
“Is there a way you could have worked harder or been more careful with your investments -- and then maybe you would have more wealth?”
CLASS 13��Tuesday - February 20��END - 4492
United States Federal Reserve
Eric from “Outside of Philly” asked:
“Is there a reason why individuals have differing degrees related to
locus of control?
What are the influences
beyond cultural?”
Stephen from the UK asked:
“How would you compare Conservatives in the US
vs. in other countries?”
Cybernetics from the stream asked:
“What is freedom?
Does it focus more on
a lack of constraints or
an ability to live
and work with dignity?”