1 of 10

Week 5: Crypto, Cash & the Currency Revolution

The Axe Method Financial Literacy Curriculum

The Axe Method™ – Educational Use Only | © EveryDayOneDesigns | Do Not Duplicate or Resell

2 of 10

🎯 Learning Objectives

  • - Understand what cryptocurrency is and how it works
  • - Learn the difference between Bitcoin, XRP, Stablecoins, and CBDCs
  • - Discover how blockchain is changing money movement
  • - Form your opinion on crypto as a threat or opportunity

The Axe Method™ – Educational Use Only | © EveryDayOneDesigns | Do Not Duplicate or Resell

3 of 10

🪙 What Is Cryptocurrency?

  • Digital money that runs on blockchain — a secure, public ledger.
  • It's decentralized, borderless, and doesn’t require banks.
  • Some cryptos are risky. Some solve real problems.

The Axe Method™ – Educational Use Only | © EveryDayOneDesigns | Do Not Duplicate or Resell

4 of 10

🌐 Key Players in Crypto

  • - Bitcoin (BTC): Digital gold, limited supply
  • - XRP (Ripple): Fast global payments for banks
  • - USDC: Stablecoin tied to the U.S. dollar
  • - CBDC: Government digital currency with total control

The Axe Method™ – Educational Use Only | © EveryDayOneDesigns | Do Not Duplicate or Resell

5 of 10

💣 Why This Matters

  • - Lower fees for transferring money
  • - Instant payments across borders
  • - Threatens traditional banking power

​

  • Crypto isn’t a trend—it’s a shift.

The Axe Method™ – Educational Use Only | © EveryDayOneDesigns | Do Not Duplicate or Resell

6 of 10

🧠 Real-World Example

  • Sending $100 to another country:
  • - Western Union: $15 fee, 3-day delay
  • - XRP: Under $0.01, done in 5 seconds
  • That’s the power of blockchain.

The Axe Method™ – Educational Use Only | © EveryDayOneDesigns | Do Not Duplicate or Resell

7 of 10

✍️ Guided Activity

  • 1. Choose one: BTC, XRP, USDC
  • 2. Research:
  • - What problem does it solve?
  • - Who’s using it?
  • - What risks are involved?
  • 3. Would you invest $10 in it? Why or why not?

The Axe Method™ – Educational Use Only | © EveryDayOneDesigns | Do Not Duplicate or Resell

8 of 10

🧠 Mini Glossary

  • - Blockchain: Secure, public digital ledger
  • - XRP: Cryptocurrency for fast bank payments
  • - Stablecoin: Crypto tied to traditional money (e.g., USDC)
  • - CBDC: Central Bank Digital Currency, issued by governments

The Axe Method™ – Educational Use Only | © EveryDayOneDesigns | Do Not Duplicate or Resell

9 of 10

🧨 Weekly Challenge

  • Visit CoinMarketCap.com.
  • Explore the Top 10 cryptos.
  • Pick 2 you're curious about. Write what makes them legit—or risky.

The Axe Method™ – Educational Use Only | © EveryDayOneDesigns | Do Not Duplicate or Resell

10 of 10

🗣 Journal Prompt & ✅ Recap

  • Journal Prompt:
  • “Do I see crypto as a threat, an opportunity, or both—and why?”

​

  • ✅ Recap:
  • - Crypto changes how money moves
  • - Not all coins are equal
  • - Learn before you leap
  • - The future of finance is already here

The Axe Method™ – Educational Use Only | © EveryDayOneDesigns | Do Not Duplicate or Resell