💰

CoinWise

Financial Literacy for Teens

WestHacks 2026 · Fintech × Education Theme

Next.js · Interactive Learning · Free & Open Source

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THE PROBLEM

Financial illiteracy starts in high school

— and most schools never fix it.

< 25%

of US teens can answer�basic finance questions

57%

of adults live�paycheck to paycheck

Only 22

US states require�a personal finance class

Without money skills, teens grow into adults who struggle with debt, miss investments, and face financial crises unprepared.

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OUR SOLUTION

Meet CoinWise

Money skills that actually stick

CoinWise turns financial education into an engaging, interactive experience designed for high school students. No sign-up. No cost. Ready in 30 seconds.

📚

6 bite-sized lessons across 5 money topics

🧠

10-question adaptive quiz engine with XP rewards

💰

Real-time budget simulator with 50/30/20 tracking

🏆

Dashboard with achievements, streak & mastery bars

💰

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APP OVERVIEW

Built with Next.js 14 — 4 core modules

🏠 Home

/

Landing page with hero, stats, and feature cards

📊 Dashboard

/dashboard

XP tracker, achievements, topic mastery & activity chart

📚 Lesson Library

/learn

6 lessons across 5 financial categories, 4–8 min each

🧠 Quiz Engine

/quiz

10 adaptive questions with live XP, explanations & results

💰 Budget Sim

/budget

Live 50/30/20 analyzer with income presets & smart feedback

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FEATURE: LESSONS

6 Lessons. 5 Topics. Built for real life.

Each lesson is 4–8 minutes with tips, real-world examples, and a knowledge check.

📊

What Is a Budget?

Budgeting · Beginner

50 XP

📈

Compound Interest

Investing · Beginner

80 XP

💳

Credit Scores Explained

Credit · Beginner

70 XP

🛟

Emergency Funds 101

Savings · Beginner

50 XP

🏦

Stocks & ETFs

Investing · Intermediate

100 XP

🧾

Taxes: What Teens Must Know

Taxes · Intermediate

75 XP

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FEATURE: QUIZ

Adaptive Quiz Engine

10 scenario-based questions · Instant explanations · XP rewards

Question 4 / 10

+70 XP

INVESTING

You invest $1,000 at 10% annual return.�After 30 years with compound interest,�approximately how much do you have?

A

$4,000

B

$10,000

C

$17,449

✓

D

$30,000

10

Questions

5

Categories

125

Max XP

✓

Explanations for every answer

📊

Results screen with accuracy %

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FEATURE: BUDGET SIM

Real-Time Budget Simulator

Manage a virtual month. Add expenses. See your 50/30/20 split update instantly.

Income Presets:

First Job $2,000/mo

Part-time $800/mo

Custom You choose

Expenses:

🏠

Rent

Housing

$800

🥗

Groceries

Food

$200

🚌

Bus pass

Transport

$60

📱

Phone bill

Utilities

$50

🎮

Netflix + Spotify

Entertainment

$25

🏦

Emergency fund

Savings

$100

+$765 left this month

✅ On track!

50 / 30 / 20 Analysis

Needs

56%

target 50%

Wants

18%

target 30%

Savings

5%

target 20%

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FEATURE: DASHBOARD

Progress Dashboard

XP, achievements, topic mastery, and weekly activity — all in one view.

⚡

1,240

Total XP

📚

6

Lessons�Available

🧠

10

Quiz�Questions

📅

4🔥

Day Streak

Topic Mastery

Budgeting

1/1

Investing

1/2

Credit

0/1

Savings

0/1

Taxes

0/1

Weekly XP Activity

Mon

Tue

Wed

Thu

Fri

Sat

Sun

Achievements

🎯

💰

🏆

🔒

🔒

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HOW IT WORKS

5 steps from zero to financially savvy

1

Open CoinWise

No sign-up needed — jump straight in from any browser.

2

Pick a lesson

Choose a topic: budgeting, investing, credit, taxes, or savings.

3

Read & Learn

Bite-sized sections with tips, examples, and real-world context.

4

Take the quiz

Answer 10 questions, earn XP, and see explanations instantly.

5

Sim your budget

Practice the 50/30/20 rule with the interactive simulator.

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TECH STACK

Built lean. Runs anywhere.

Zero databases. Zero sign-ups. Fully offline-capable.

⚛️

Next.js 14

App Router, TypeScript, SSG/SSR, file-based routing

🎨

Tailwind CSS

Utility-first styling, CSS variables, dark theme

🖼️

Lucide React

Crisp, consistent icon set — no image assets needed

🗄️

No Backend

All content in TypeScript files — no API, no DB needed

🚀

Vercel-ready

One command to deploy: vercel --prod

📂

Open Source

MIT license — fork, remix, contribute

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IMPACT

What CoinWise delivers

6

Lessons

covering every teen finance topic

10

Quiz Qs

scenario-based, not just definitions

∞

Budgets

simulate any income scenario

~8

Minutes

average session to complete a lesson

📊

Students understand budgeting frameworks like 50/30/20

💳

Learn how to build credit safely — before making mistakes

🏦

Grasp compound interest and why starting early matters

🛟

Know why emergency funds come before investing

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💰

Try CoinWise today.

No sign-up. No cost. 30 seconds to your first lesson.

📚 6 Lessons

🧠 10 Quiz Questions

💰 Budget Simulator

🌐 LIVE APP

coinwise-one.vercel.app

📎 GITHUB

github.com/Sandeep228/coinwise

WestHacks 2026 · Greens Farms Academy · Social Entrepreneurship Club

🎓 Fintech × Education

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