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  • Understanding the decline in Christian giving
  • Exploring the spiritual, cultural, and leadership factors
  • How church leaders can respond faithfully

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We Are In A Generosity CRISIS

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Framing the Urgency

  • Only 7% of church households gave in 2024
  • 1 in 20 are tithers; half of 2021 givers didn’t give again in 2024
  • 31% of Evangelicals gave to neither church nor charity
  • This is not a financial issue, it’s a spiritual issue

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The Cultural & Economic Factors

  • Inflation: Giving +19.6% vs. inflation +21% (net loss)
  • Debt: Millennials $30K+, Gen Z $16K+
  • Generational shift: 3.4 Millennials / 10 Gen Z = 1 Boomer giver
  • 85% give to tangible needs, only 15% to spiritual causes

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The Leadership Factors

  • 71% of donors give when they trust the organization
  • Example: Gateway Church — giving drop despite attendance
  • Transparency Gap - Churches avoid money talk; mission confusion grows
  • Top 1% give 21% of total; most are over 60

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The Spiritual Factors

  • Only 1 in 20 churchgoers tithe
  • 40% give based on personal passion
  • 25% see no connection between giving and God’s blessing

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The Spiritual Factors

Matthew 6:21 — 'Where your treasure is, there your heart will be also’

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We’ve discipled people’s hearts, not their wallets.

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What You Can Do About It

  • Teach consistently — make stewardship part of discipleship
  • Celebrate stories — highlight transformation, not transactions
  • Build trust — communicate clearly and regularly
  • Offer onramps — simplify giving

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but convenience isn’t the cure

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Incorporate Stewardship & Generosity in Discipleship

  • Teach the “Why” behind generosity

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Incorporate Stewardship & Generosity in Discipleship

  • Teach the “Why” behind generosity
  • Disciple believers in Biblica stewardship

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Incorporate Stewardship & Generosity in Discipleship

  • Teach the “Why” behind generosity
  • Disciple believers in Biblical stewardship
  • Equip people to Manage God’s Resources Wisely

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The Call to Action

  • Decline in giving = decline in discipleship
  • We must disciple for generosity, not just ask for it
  • Giving is worship, not obligation
  • Lead your people to live as stewards, not consumers

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'How one deals with affluenza reveals genuine faith'

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Reflection Questions

  • Where do you see the generosity gap in your church?
  • How can you disciple your people in biblical stewardship?
  • What next step will you take to rebuild trust and teach the why?