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The Future of Finance
= Fintech, AI, Blockchain
By Dinis Guarda, founder CEO
Ztudium - blocksdna, intelligenthq.com, blockimpact
board founder: coinsdna, DragonBloc
About me:
Dinis Guarda: author, CEO and founder
Working / collaborating / advising the likes of
Advisor:
Founder board member:
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“It is not the strongest of the species that survives, nor the most intelligent that survives. It is the one that is the most adaptable to change”
Charles Darwin
by @DinisGuarda
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The future is always difficult to embrace and goes faster than we think!
by @DinisGuarda
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Finance strategy �= tech + right data without forgetting the important
- your clients
by @DinisGuarda
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If the 1st generation of the digital revolution brought us the Internet of information and data. The 2d generation — now is powered by blockchain + AI technology — and is bringing us the Internet of value and identity.
We are now at a stage where digital platforms are the go to platform(s) reshaping the world of business, finance transforming 360 human affairs radically.
by @DinisGuarda
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“Blockchain is a vast, global distributed ledger or database running on millions of devices and open to anyone, where not just information but anything of value — money, but also titles, deeds, identities, even votes — can be moved, stored and managed securely and privately.
Trust is established through mass collaboration and clever code rather than by powerful intermediaries like governments and banks.”
Don Tapscott
by @DinisGuarda
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“Artificial intelligence will reach human levels by around 2029. Follow that out further to, say, 2045, we will have multiplied the intelligence, the human biological machine intelligence of our civilization a billion-fold.” —Ray Kurzweil
by @DinisGuarda
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“Artificial intelligence would be the ultimate version of Google. The ultimate search engine that would understand everything on the web. It would understand exactly what you wanted, and it would give you the right thing. We're nowhere near doing that now. However, we can get incrementally closer to that, and that is basically what we work on.” Larry Page
by @DinisGuarda
Blockchain, AI, IOT
Foundational tech - digital transformation
ID for business, health, finance, wellness
by @DinisGuarda
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ID Foundational tech
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by @DinisGuarda
ID
Blockchain
IOT - AI
Smart contract - AI machine learning
ecommerce - fintech - health transactions
Smart contract - AI machine learning
ecommerce - fintech - health transactions
Setting ID tech infrastructure
With Fintech Blockchain, IOT, AI
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The Future of Finance = all on a mobile!
But holistic with blockchain ID + reward DNA
by @DinisGuarda
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The Future of Finance = Fintech, AI, Blockchain
Finance is about managing financial assets. This now is all about technology and data but without forgetting the basics - clients / partners.
New technologies are rapidly reshaping the entire financial services spectre.
Fintech that’s no longer the headline, it’s now the industry reality.
Banks, insurers and asset managers are knee-deep in the potential of such technologies known as Fintech, data, artificial intelligence (AI), the Internet of Things (IoT) and blockchain.
These technologies are the main drivers helping transform the finance businesses and stay on top of ever-changing consumer expectations.
By @DinisGuarda
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Strategic planning needs to start with the reckoning that nimble new financial technology (fintech) firms are here to stay.
Emerging fast forward fintech is cited as the greatest source of disruption in the — ahead of even regulatory complexity.
Consumer’s best experiences UI UX quickly become their expectations and they are increasingly demanding financial services providers to respond quickly, and with products suited to their needs.
These consumer expectations can create fast competing priorities, leading to a cycle of constantly evolving changing goals that make it difficult to give fintech the focus and resources it requires.
The fintech hyper imperative
by @DinisGuarda
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Biggest Fintech Players in the world
by @DinisGuarda
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Best Fintech Center Players in the world
by @DinisGuarda
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What drives Fintech Success - Strategies
by @DinisGuarda
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How to apply AI + Blockchain to Finance
ID, Data, research, sentiment, predictive insights, credit scoring, fraud, cybersecurity, personalisation, search, chatbots, sensor, reward loyalty programs
Blockchain AI
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Homework - Know thyself:
Start with a rapid assessment of current operations that identifies opportunities, challenges and roadblocks.
Continuous Plan for CONTINUOUS CHANGE:
Track technology trends - understand new opportunities, and when and how they will impact your operating model. It’s all about the long view but step by step: Define where you want to be in 3 and 5 years, and then map fintech to those big-picture goals.
Start now, baby steps:
Establish buy-in from employees who will be affected by fintech, understand cultural barriers and tailor strategy accordingly.
Align the goals all company:
Ensure that your fintech strategy complements overall business strategy—rather than distracting.
Get out of the box:
Plan for both incremental change and big leaps forward—and evaluate them appropriately.
Set priorities and make things happen:
Resist fintech’s call to try everything at once by establishing a clear process to evaluate & prioritize.
Lead by example, train and educate:
A lack of C-suite guidance and leadership support is where fintech strategies go to die.
What Strategy works for Future of Finance best organisations?
by @DinisGuarda
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How to integrate fintech - the future in house?
by @DinisGuarda
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The financial services digital transformation infrastructure is now a fact.
Big Data, AI, blockchain automation, cloud computing, IoT and augmented reality are reshaping the present near future of financial services companies, the products they offer and the way they engage their customers.
Leaders of financial institutions must be the catalyst for change.
All organisations need to have a clear fintech strategy that aligns with business model goals.
Those who are ready to manage innovation as an ongoing process will be positioned to not just survive disruption—they will thrive.
Infrastructure - digital infrastructure
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What are the finance skills necessary now?
by @DinisGuarda
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The future biggest financial player are not just banks...
They are Amazon, Alibaba Ants Financial, Coinbase, Ethereum, Apple, Facebook…
And the New Kid Fintech in the block corner!
But we all need financial sound organisations:
Are you ready?
by @DinisGuarda
About me:
Dinis Guarda: author, CEO and founder
Advisor:
Founder board member:
Thank you
Questions?
Contact: dinis.guarda@ztudium.com
Twitter @dinisguarda
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