1

Not all products and services are available in all states, territories, or the District of Columbia. A representative's ability to offer products from the companies listed is subject to state and federal licensing and certification requirements. Please refer to the Important End Notes for additional details about the contractual arrangements and company affiliations detailed above.

MORTGAGES

Family’s Needs

2

Divide your interest rate into 72 to find the approximate number of years it takes for money to double.

This table serves as a demonstration of how the Rule of 72 concept works from a mathematical standpoint. It is not intended to represent an investment. The chart uses constant rates of return, unlike actual investments which will fluctuate in value. It does not include fees or taxes, which would lower performance. It is unlikely that an investment would grow 10% or greater on a consistent basis, given current market conditions.

$4,000

$8,000

Solution: LearnThe Rule of 72

• How do you win a game if you don’t know the rules?
• Who would benefit from learning this rule?
• Shouldn’t we have learned this rule in school?
• Without introducing us to family and friends, how would they learn the “Rule of 72?”

Stocks vs. Mutual Funds

1. All out of BUSINESS!!!
2. Everything invested in now lost.
3. All your eggs in 1 basket.

Still have 99/100+ companies invested.