Mortgage Protection

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Protect Your Most Valuable Asset: Your Home

Name:

State License #:

YOUR NAME

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Your Insurance

License

YOUR NAME

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Personal Photo

Personal Photo

Role + Purpose

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My Role

I am a state licensed

broker. I represent 30+

insurance carriers. Each

one is tailored to different

types of people and their

unique situations.

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Some are better suited to

diabetics, or high blood

pressure, while others are

suited to younger people

in perfect health.

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My Expertise

To navigate through the

insurance options and

narrow it down to the

absolute best one for you,

based on your health and

your budget.

My Purpose

To help you apply for that coverage and work with the underwriters to get it approved, so we can protect your family.

Mortgage

• Mortgage Amount?
• Home Value?
• Length of Mortgage?�(15, 20, or 30 years)
• Monthly Payment?
• Are you paying �anything extra?

Financial

• Employment?
• Income per Person?
• Savings/Retirement?
• Life Insurance?
• Other Assets?

Verifying Information

90% of families are in jeopardy of losing their home �when a breadwinner passes.

Question 1

What is your main

concern in terms

of putting this

protection in place

for your family?

Question 2

If you were to pass away, what would that

situation look like

for your loved ones from a financial

standpoint?

Question 3

Would they want

to stay in your

home or move?

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• If they want to stay in the home, can they afford to?
• If they want to move, where would they go: rent, move in with family, buy another home?

Understanding �Your Concerns

Mortgage Payment Protection

• Pays 6, 12, 18, or 24 months of mortgage payments.
• Most popular plan after 60 years old or when health issues are involved.
• Psychologists say not to make big decisions for at least 12 months during the grieving process.
• Buys the family TIME to either refinance, get other income, or put house on the market, pack, find a new house, and sell to get the equity.

Knowing Your Options

How It Works

• Level Death Benefit
• Benefit goes to family
• Fixed Premiums
• Portable
• Cash Value
• Borrow
• Surrender
• No medical exam to qualify

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Let’s look

at options!

As we go over specific options, it’s important we find

something that...

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1. Gets you the protection you need.

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• Fits within the budget.

Selecting Your Plan

*If the options are out of budget, please let me know so we can adjust.

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Which of these

options gets

the coverage

your family

needs and fits

in the budget?

Option 1

$100,000 death benefit

$165/month

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Option 2

$100,000 death benefit

$165/month

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Option 3

$100,000 death benefit

$165/month

Selecting Your Plan

CLIENT 1

Which of these

options gets

the coverage

your family

needs and fits

in the budget?

Option 1

$100,000 death benefit

$165/month

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Option 2

$100,000 death benefit

$165/month

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Option 3

$100,000 death benefit

$165/month

Selecting Your Plan

CLIENT 2

Remember, you have 30 days after you receive �the policy to make any changes.

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If you want to make any changes, give me a call.

Let’s complete

the online

application.

Online Application

Future Communication

• Phone calls will be from me. If someone else calls you about mortgage protection, give them my number and tell them to contact me, so you don’t waste your time or theirs. (Save my number).
• Don’t fill out any more forms, they will just come back across my desk.
• Again, I’m your caseworker. If you have any questions, need to change beneficiaries, or anything you may need, give me a call.

If We Get Declined

• If for whatever reason this doesn’t get approved, that’s okay.
• I have 30+ carriers. We’ll get back together and go to plan B.

Congratulations!