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Clear and Connected Finances

By Cindy Castillo

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The Accounts

  • Paychecks
  • Bills
  • ST Goals
  • LT Goals
  • Allowances
  • Personal spending

Debit Acct. #1

Debt Acct. #2

Savings Acct.

  • Bills
  • Purchases (no higher than allowance)

Credit Card

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Combining Incomes

Paychecks

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Bills

ST Goals

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LT Goals

Allowances

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Personal spending

Joint Debt Acct.

Personal Debt Acct.

Joint Savings Acct.

ST Goals

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LT Goals

Personal Sav. Acct.

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All the Financial Schedules

Main Schedules

  1. One Month Income Statement
  2. Full Calendar Paycheck Income Statement
  3. Savings Schedule

Optional Bonus Schedules

  1. Loan Schedules
  2. Full Year Gift Budget Schedule