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FRNYC: High Quality Personal Finance Implementation

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Summer Institute 2026

studentpathways.nyc

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Housekeeping/Norms

  • Where to locate deck once we need it…won’t need it yet: Pathways.fyi/hub

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  • Call and Response to get you back from peer discussion

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  • Take a learners stance, share best practices and

HAVE FUN!

studentpathways.nyc

/nycschools

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How long does it take to establish your first credit score?

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ngpf.org 9/24/24

Q:

MANAGING CREDIT

QUESTION OF THE DAY

View blog post

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A:

QUESTION OF THE DAY

Source: Capital One

MANAGING CREDIT

3-6 months

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FOLLOW-UP QUESTIONS

  1. Why do you think credit reporting agencies want you to have 3-6 months of history to get a score?
  2. After your first 6 months of managing credit, how do you think your ability to borrow money would compare to someone with years of credit history?
  3. What are some good habits you would practice in order to make sure you improve your credit score once it’s established?

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Objectives

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Understand FRNYC Personal Finance requirements for SY26-27

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Review the implementation options, curriculum resources, and supports available

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Prepare school teams to support consistent school implementation and track KIMs

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Begin Planning for SY26-27

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schools.nyc.gov

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studentpathways.nyc

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Pathways Consists of 5 Evidence-Based Pillars that Teach and Apply All Elements of Portrait of a Graduate

Personalized College

& Career Advising

Early College Credits & Credentials

Work-Based�Learning

Personal Finance

Work with a trained advisor to develop and navigate towards a personal career plan

Earn pathway-aligned college credits and industry-recognized credentials�to get ahead

Apply classroom learning in the real world through pathway-aligned paid internship to gain authentic, relevant work experience

Gain lifelong skills and habits around

personal finance to build economic

security through

quality coursework

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4

5

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Career-Connected instruction

Complete sequence of 6-7 courses within occupational pathway to build skills in and awareness of high-wage, high-growth careers, as well as digital literacy and academic readiness

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Focus of this session

REFLECTIVE AND FUTURE-FOCUSED

ACADEMICALLY PREPARED

ACADEMICALLY PREPARED

CRITICAL THINKER

REFLECTIVE AND FUTURE-FOCUSED

CRITICAL THINKER

CREATIVE INNOVATOR

EFFECTIVE COMMUNICATOR

GLOBAL CITIZEN

CRITICAL THINKER

REFLECTIVE AND FUTURE-FOCUSED

ACADEMICALLY PREPARED

REFLECTIVE AND FUTURE-FOCUSED

CRITICAL THINKER

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Definitions

schools.nyc.gov

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NYSED on Finance Education vs Financial Literacy

How is personal finance education defined?

For purposes of the new instructional requirement, personal finance education is the process of gaining the knowledge, skills, and habits needed to manage money effectively and responsibly across all areas of life. It includes learning how to earn income, budget, spend, save, borrow, invest, manage credit and debt, plan for retirement, and protect against risk with tools like insurance.

What is the difference between personal finance education and financial literacy?

Personal finance education is the process of learning about financial topics. Financial literacy is the outcome of that education—adults and citizens knowledgeable about financial concepts and able to make sound financial decisions impacting their daily lives.

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Personal Finance is one experience in the broader FRNYC experience, but relevant to multiple facets of students’ lives

By graduation, FRNYC students receive:

  • A detailed college and career plan
  • 54 hours of Personal Finance coursework
  • 4-8 CCI credits
  • 7+ college credit hours or a credential of value
  • 4+ career awareness and exploration experiences
  • Paid work experience

Start of 10th Grade

Start of 12th Grade

Start of 11th Grade

12th Grade Graduation

9th Grade Enrollment

Build pathway knowledge foundation �in full-year career-connected instruction

Get exposure to college and one credit with First Year Seminar

Complete two career�exploration activities

1:1 – Discuss �career options

1:1 – Update college and career plan- Begin exploring possibilities for apprenticeship opportunities

Learn how to manage money with fin lit course

Experience college by earning at least three pathway-aligned Early College credits

Take Pathway Matching Course-

Develop pathway knowledge in a second year of CCI coursework

1:1 – Discuss post-graduation aspirations

1:1 – Discuss best-fit colleges and/or credentials

Build professional knowledge by earning at least three more pathway- aligned Early College credits

Learn key skills in CCI capstone year

1:1 – Graduation/ post-High School prep., enabled with tools for financial stability

Personalized college and career advising

Career-connected instruction

Early credits and credentials

Work-based learning

Personal Finance

First 1:1 with college and career advisor, discuss FRNYC and career interests

Take Career�Exploration

Attend CUNY�Explorers

Second 1:1, develop initial college and career plan in digital advising tool

Enroll in FRNYC

Learn about jobs and employers in two career awareness activities

1:1 – College applications, FAFSA supt.; Develop budget and savings plan

Experience work at a paid internship and practice budget management

Understand financial implications of post-grad aspirations

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Personal Finance is one experience in the broader FRNYC experience, but relevant to multiple facets of students’ lives

By graduation, FRNYC students receive:

  • A detailed college and career plan
  • 54 hours of Personal Finance coursework
  • 4-8 CCI credits
  • 7+ college credit hours or a credential of value
  • 4+ career awareness and exploration experiences
  • Paid work experience

Start of 10th Grade

Start of 12th Grade

Start of 11th Grade

12th Grade Graduation

9th Grade Enrollment

Build pathway knowledge foundation �in full-year career-connected instruction

Get exposure to college and one credit with First Year Seminar

Complete two career�exploration activities

1:1 – Discuss �career options

1:1 – Update college and career plan- Begin exploring possibilities for apprenticeship opportunities

Learn how to manage money with fin lit course

Experience college by earning at least three pathway-aligned Early College credits

Take Pathway Matching Course-

Develop pathway knowledge in a second year of CCI coursework

1:1 – Discuss post-graduation aspirations

1:1 – Discuss best-fit colleges and/or credentials

Build professional knowledge by earning at least three more pathway- aligned Early College credits

Learn key skills in CCI capstone year

1:1 – Graduation/ post-High School prep., enabled with tools for financial stability

First 1:1 with college and career advisor, discuss FRNYC and career interests

Take Career�Exploration

Attend CUNY�Explorers

Second 1:1, develop initial college and career plan in digital advising tool

Enroll in FRNYC

Learn about jobs and employers in two career awareness activities

1:1 – College applications, FAFSA supt.; Develop budget and savings plan

Understand financial implications of post-grad aspirations

Experience work at a paid internship (WBL) and practice budgeting/money mgmt

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FRNYC Personal Finance requirements will enable a more robust learning experience for students

Grade Level

Delivery Models

Curricula Options

  • 2 delivery model options: standalone or embedded course
  • Students must take Personal Finance course during 10th or 11th grade
  • Schools select from 3, free vetted curricula:
    • Next Gen Personal Finance
    • CRMYA Career Development Course (Unit 3: Personal Finance)
    • Career and Financial Management (CFM) (Module 2: Financial Management)

Options within the FRNYC Personal Finance Requirements:

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Personal Finance Education Requirement

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  • Refer to the academic policy guidance on personal finance education for information about teacher certification requirements, programming, awarding credit, and related topics.

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Grade level: FRNYC schools can implement Personal Finance curricula in 10th or 11th grade; 11th grade is highly recommended

  • Taking Personal Finance in 11th grade has many direct benefits for students:

✅ Enables strong linkage to the students’ paid WBL experience, where students can understand practical implications of salaries and money management

✅ Connects directly to post grad future planning (e.g., saving for college, budgeting)

✅ Meets the student where they are in terms of developmental maturity

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If course program for 11th grade is not possible, then offer Personal Finance in 10th grade as fallback option

Aim to offer Personal Finance in 11th grade to align course with career readiness and maximize relevance

studentpathways.nyc

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Delivery Models and Curriculum Options

Career Development Course Unit 3: Personal Finance

Module 2: �Financial Management

Model A: Standalone�Suitable for most schools

Model B: Embedded�Meets CTE / CRMYA requirements

A

B

Option to combine with

Optional to combine with

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Curricula options: All three curricula / frameworks Cover Comprehensive Personal Finance topics

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Budgeting and Money Management

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Credit and Debt Management

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Earning Income

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Risk Management

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Saving and Investing

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English & Spanish

English

English

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Curricula options: The three curricula / frameworks differ in structure, delivery, and compliance with other program requirements

Strong offering / Fully meets expectations

Moderate offering / Partially meets expectations

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Comprehensive breadth of Personal Finance topics

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Standalone course vs. embedded in broader coursework

Standalone course

Embedded unit within CRMYA Career Development Course

Embedded framework within Career Financial Management Guide

Delivery platform: Centralized or distributed materials, determining ease of use

Centralized website houses full curriculum, teacher guides, and other tools

Packet organized by lesson, with embedded links to content

Resource guide that defines units to cover with embedded links to 3rd party content

Language(s) offered

English & Spanish

English

English

Progress tools: assess student learning over time through dashboards and summaries

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Built in student assessments and engagement tools: Project-based real-world scenarios, quizzes, games, etc.

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Support for educators: Guidance docs, additional resources (e.g., webinars, asynchronous prof. learning), pacing (e.g., semester vs. trimester, unit timing)

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Compliance with additional programs

Most suitable for all schools

Satisfies CRMYA

Satisfies CTE

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Next Gen Personal Finance (NGPF) offers a centralized �website with robust educator resources and interactive activities

  • Robust “Teacher PD & Community” offerings to support curricula implementation
  • Includes self paced on-demand modules, live virtual sessions, certification courses, and full day in-person PD programming
  • Single platform provides seamless access to full curriculum, unit dropdowns, assessments, and games
  • Organized by course type for smooth planning (e.g., semester vs. trimester)

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  • Traditional assessments included at the end of each unit with auto-grading
  • Non-traditional evaluation tools included, such as online games, “Question of the Day,” and “FinCap Fridays” (short videos with quizzes)

Examples from 10 games to demonstrate learnings

Centralized web-based platform with all content

Robust facilitation support �for educators

Interactive student �evaluation tools

Model A: Stand-Alone

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CRMYA Course is Web-Based and CFM is a structured PDF Packets with web-based resources

  • Adaptable pacing guidance with embedded links to 3rd party ready-to-use presentations and worksheets
  • Each lesson features interactive activities, with an end-of-unit assessment and student presentation
  • 2-part guidance: instructional goals and lesson resources
  • Access to vetted 3rd party resources to build CTE aligned lessons

CFM Curriculum Framework

CRMYA Career Development Course Guide

CFM Resource Guide

Career Development Course Unit 3: Personal Finance

Module 2: Financial Management

Option to combine with

Required to combine with

studentpathways.nyc

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Let’s Review SY26-27 FRNYC

Key Implementation Measures (KIMs) and Timeline

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SY26-27 FRNYC Key Implementation Measures (KIMs)

Milestone A (due 10/5)

Milestone B (due 12/5)

Milestone C (due 2/5)

Milestone D (due 4/20)

Milestone E (due 7/5)

Program�Execution

  1. Participated in Summer Institute
  2. KIMs planning tab for Milestones A and B complete (including staffing confirmations)
  3. Full-year FRNYC course sequence (across CCI, Personal Finance, ECC) submitted in pathways workbook & once approved by director, entered in STARS
  4. All funded FRNYC 10th-12th graders identified and attached to approved FRNYC STARS sequence
  5. STARS Programmer and FRNYC Coordinator attend OSP-led STARS training session
  1. All CoPs attended during Milestones A & B
  2. KIMs planning tab for Milestone C complete (including staffing confirmations)
  1. KIMs planning tab for Milestone D complete (including staffing confirmations)
  1. All CoPs attended during Milestones C & D
  2. Full budget spent / allocated
  3. KIMs planning tab for Milestone E complete (including staffing confirmations)
  4. Integrated SAM application (including FRNYC portion) and QIP call completed on time
  1. All CoPs attended during Milestone E
  2. SY26-27 Final FRNYC Reflection & SY27-28 Milestone A KIMs planning + budget completed
  3. All FRNYC rising 10th graders (current 9th graders) identified in STARS (identify a cohort of at least 25 students, goal of 28+)

Cross-Pillar

  1. Plan to equitably recruit and support FRNYC students from historically underserved groups is completed and approved
  2. Plan to provide remediation, differentiated instruction, and other academic supports for all FRNYC students (especially students with low GPAs or readiness markers) is completed and approved

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  1. Review / reflection on progress equitably recruiting and supporting FRNYC students from historically underserved groups is completed and approved

Personalized College & Career Advising�Work with a college & career advisor to develop & navigate towards a personal career plan

  1. College & career advisor identified in STARS for all FRNYC 10th-12th graders
  2. College & career advisor identified in STARS for all 9th graders

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      • All FRNYC 10th-12th graders have completed career interest survey to identify career interests this school year in digital advising tool
      • All FRNYC 10th-12th graders have completed first 1:1 with college & career advisor
  1. 50% of all 9th graders have completed 1:1 with college & career advisor
  2. 50% of FRNYC 10th-12th graders have completed written college and career plan reflection this school year in digital advising tool
  1. All 9th graders have completed career interest survey this school year in digital advising tool
  2. All FRNYC 10th & 11th graders have completed second 1:1 with college & career advisor
  3. 75% of FRNYC 10th-12th graders have completed the college and career plan reflection this school year in digital advising tool
  1. All FRNYC 10th-12th graders have completed the college and career plan reflection this school year in digital advising tool
  2. All FRNYC 12th graders have completed a 1:1 advising session that included an exit interview in the spring
  3. All FRNYC students are assigned to a college & career advisor who has completed the Advising & Awareness credential in the past three years
  4. All 9th graders have completed 1:1 with college & career advisor
  5. All graduating FRNYC 12th graders have a confirmed plan for postsecondary education, training, apprenticeship, public service, or employment

Career-Connected Instruction�Build skills in & awareness of high-wage, high-growth careers

  1. All FRNYC 10th-12th graders enrolled in grade-appropriate Fall CCI course(s)

Submitted CCI course sequence in pathways workbook (for programming into STARS – see KIM A3)

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  1. All 9th graders enrolled in Fall or Spring Career Exploration course
  2. All FRNYC 10th-12th graders enrolled in grade-appropriate Spring CCI course(s)
  3. All FRNYC 10th-12th graders completed grade-appropriate Fall CCI course(s)

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  1. All 9th graders completed Fall or Spring Career Explorations course
  2. All FRNYC 10th-12th graders completed grade-appropriate Spring CCI course(s)

Early Credits & Credentials�Earn pathway-aligned credits and industry-recognized credentials to get ahead

  1. All FRNYC 10th graders confirmed to complete Fall FYS are enrolled and attending Fall FYS
  2. All FRNYC 11th and 12th graders confirmed to complete a Fall pathway-aligned ECC course are enrolled and attending

Submitted ECC course sequence in pathways workbook (for programming into STARS – see KIM A3)

  1. Completed Spring ECC planning confirmations in pathways workbook
  1. All FRNYC 10th graders have completed FYS in the Fall OR are enrolled in Spring
  2. All FRNYC 11th and 12th graders have completed a pathway-aligned Fall ECC course and / or are enrolled in a Spring ECC course
  1. All FRNYC 10th graders who did not complete FYS in the Fall are enrolled and attending Spring FYS
  2. All FRNYC 11th and 12th graders who did not complete a pathway-aligned ECC course in the Fall are enrolled and attending pathway-aligned ECC
  3. Completed planning meeting with ECC partner and submitted an ECC plan for upcoming year, with the goal of at least one of 11th or 12th grade ECC courses (i.e., non-FYS) offered in the Fall
  1. All FRNYC 10th graders completed Fall and / or Spring FYS
  2. All FRNYC 11th and 12th graders completed a Fall and / or Spring pathway-aligned ECC course
  3. Completed Fall FYS / ECC planning confirmations in pathways workbook for SY27-28
  4. Submitted roster for students who will be enrolled in Fall 27-28 ECC courses

Work-Based Learning�Culminate in a pathway-aligned paid internship�to gain authentic, relevant work experience

  1. Shared the school's proposed list of 11th and 12th graders targeted for paid WBL with suggested WBL activity (WPC or internship), WBL cycle (fall, winter, spring), and current CPP status for each student to discuss with the WBL intermediary
  1. All FRNYC 10th graders have completed at least one pathway-aligned unpaid WBL activity that is recorded in STARS
  2. 50% of FRNYC 12th graders completed at least one pathway-aligned paid WBL experience (in 11th or 12th grade)
  1. All FRNYC 12th graders have either completed at least one paid WBL experience during 11th or 12th grade or are confirmed to participate in a pathway-aligned paid WBL experience by the end of this school year
  1. 50% FRNYC 10th graders have completed two pathway-aligned unpaid WBL activities (all should have completed one per B20)

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  1. All FRNYC 10th graders have completed at least two pathway-aligned unpaid WBL activities
  2. 50%+ of FRNYC 11th graders have completed at least one pathway-aligned paid WBL experience this school year
  3. All FRNYC 11th graders who have not yet completed a paid WBL experience have been identified and included in the school's list of students targeted for next school year's paid WBL
  4. All FRNYC 12th graders completed at least one pathway-aligned paid WBL experience (in 11th or 12th grade)

Personal Finance (Financial Literacy)�Gain lifelong skills & habits around financial decision-making

  1. All FRNYC students in specified Personal Finance grade (10th or 11th) are enrolled in Fall Personal Finance coursework OR are confirmed to complete in the Spring in pathways workbook and STARS

Submitted chosen Personal Finance curriculum, course sequence, grade level, and semester in pathways workbook; if offering course in Spring, also submit roster of students confirmed for Spring enrollment in STARS (for STARS programming—see KIM A3)

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  1. All FRNYC students in specified Personal Finance grade (10th or 11th) have completed Personal Finance coursework in the Fall OR are enrolled in the Spring

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  1. All FRNYC students in specified Personal Finance grade (10th or 11th) have completed Personal Finance coursework
  2. Completed Fall Personal Finance planning confirmations for all rising students in specified Personal Finance grade (10th or 11th) for SY27-28

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This view shows when KIMs are DUE - many activities must be completed leading up to due date to meet deadline

One-time events with required attendance

Enrollment KIM

1st-Year / Cohort 5 schools not measured on this KIM in SY26-27

KIM applicable to all students in school

New KIM

Full-year FRNYC course sequence (across CCI, Personal Finance, ECC) submitted in pathways workbook & once approved by director, entered in STARS

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All FRNYC students in specified Personal Finance grade (10th or 11th) are enrolled in Fall Personal Finance coursework OR are confirmed to complete in the Spring in pathways workbook and STARS

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Submitted chosen Personal Finance curriculum, course sequence, grade level, and semester in pathways workbook; if offering course in Spring, also submit roster of students confirmed for Spring enrollment in STARS (for STARS programming—see KIM A3)

All FRNYC students in specified Personal Finance grade (10th or 11th) have completed Personal Finance coursework in the Fall OR are enrolled in the Spring

All FRNYC students in specified Personal Finance grade (10th or 11th) have completed Personal Finance coursework

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Completed Fall Personal Finance planning confirmations for all rising students in specified Personal Finance grade (10th or 11th) for SY27-28

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SY26-27 Key Implementation Measures for Personal Finance �

Full Implementation Schools�(Cohorts 1-4)

  • A3. Full-year FRNYC course sequence (across CCI, Personal Finance, ECC) submitted in pathways workbook & once approved by director, entered in STARS
  • A15. All FRNYC students in specified Personal Finance grade (10th or 11th) are enrolled in Fall Personal Finance coursework OR are confirmed to complete in the Spring in pathways workbook and STARS

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  • C32. All FRNYC students in specified Personal Finance grade (10th or 11th) have completed Personal Finance coursework in the Fall OR are enrolled in the Spring

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  • E63. All FRNYC students in specified Personal Finance grade (10th or 11th) have completed Personal Finance coursework
  • E64. Complete Fall Personal Finance planning confirmations for all rising students in specified Fin Lit grade (10th or 11th) for SY27-28

First Year Implementation Schools�(Cohort 5)

  • A3. Full-year FRNYC course sequence (across CCI, Personal Finance, ECC) submitted in pathways workbook & once approved by director, entered in STARS
  • A15. All FRNYC 10th graders are enrolled in Fall Personal Finance coursework OR are confirmed to complete in the Spring in pathways workbook and STARS [If Personal Finance is taught in 10th grade]

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  • C32. All FRNYC 10TH graders have completed Personal Finance coursework in the Fall OR are enrolled in the Spring [If Personal Finance is taught in 10th grade]

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  • E63. All FRNYC 10th graders have completed Personal Finance coursework [If Personal Finance is taught in 10th grade]
  • E64. Complete Fall Personal Finance planning confirmations for all rising FRNYC 10th graders for SY27-28 [If Personal Finance is taught in 10th grade]

Milestone A �By Oct 5

Milestone C�By Feb 5

Milestone E�By July 5

Milestone B�By Dec 5

Milestone D�By April 20

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KIMs: There are three steps to ensure Personal Finance Milestone A KIMs are completed

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Milestone A (due 10/5)

Cross-Pillar

3. Full-year FRNYC course sequence (across CCI, Personal Finance, ECC) submitted in pathways workbook & once approved by director, entered in STARS

Personal Finance�Gain lifelong skills & habits around personal finance�

15. All FRNYC students in specified Personal Finance grade (10th or 11th) are enrolled in Fall Personal Finance coursework OR are confirmed to complete in the Spring in pathways workbook and STARS

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Submitted chosen Personal Finance curriculum, course sequence, grade level, and semester in pathways workbook; if offering course in Spring, also submit roster of students confirmed for Spring enrollment in STARS (for STARS programming—see KIM A3)

Step 1:

  • Enter chosen curriculum, course sequence, grade level, and semester into your pathways workbook on tab “FRNYC course offerings”

Step 2:

  • Once “FRNYC course offerings” tab is reviewed by OSP, STARS programmer enters the complete course sequence into STARS

Step 3:

  • Enroll students in the Fall Personal Finance course sequence in STARS

Step 4:

  • If offering course in Spring, submit roster of students confirmed for Spring enrollment in STARS

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Reminder: Immediate Next Steps

(to ensure all Milestone A KIMs are completed by 10/5/26)

By 10/5, you will have submitted Personal Finance model selection, chosen curriculum, and course sequence in pathways workbook, and once approved, entered into STARS

  • Decide grade level (10th or 11th), curricula, and implementation model for your school
  • Update pathways workbook with chosen curriculum, course sequence, grade level, and semester decisions
  • Complete course sequence entered into STARS by FRNYC programmer
  • Identify and enroll students in Personal Finance for Fall or submit roster of students for Spring
  • Review 10th or 11th grade enrollment data and confirm that all students that are not enrolled in Personal Finance for the Fall are scheduled for a class in the Spring
  • Track student performance in Fall courses and remediate as needed

July ’26

August ’26

September ’26

Fall ‘26 & Spring ‘27

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Shout It Out!

What are the critical next steps to complete before the school year begins?

Grade

Level

Delivery Model

Curriculum Choice

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STARS Admin Section Properties (Middle and High Schools)

Hours Taught: Select the number of hours the topic is being taught within the term from the drop-down menu.

Budgeting and Money Management

Credit and Debt Management

Earning Income

Risk Management

Saving and Investing

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In your school teams or on your own, spend 15 minutes making plans for Personal Finance Milestone A

  • Grade: Will your school implement Personal Finance in 10th or 11th grade?
  • Model: Which implementation model will your school use?
  • Curricula: Which curricula will your school use?
  • Team: Who needs to be part of this work? What role do they play in supporting implementation?
  • Support: What gaps or challenges do you foresee?

Enter information in the FRNYC SY26-27 Course Offerings Tab

Questions for Consideration

You can also find your workbook in pathways.fyi/hub

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When in Doubt?

Always Consult the Personal Finance Guidance Document

https://bit.ly/4vRuvLp

How will you meet the needs of MLL and SPED? How can financial literacy lessons be aligned to culturally responsive? Check out FinLit Fellow Curricula for NYC Students

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Financial Literacy for Youth�

Financial Literacy for Youth is a new City initiative that brings financial and consumer education programming into NYC Public Schools. Students, families, and school professionals can access these FREE programs.

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7/07/2026

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Financial Educators�

Support schools and communities as they implement financial and consumer education in and around the school day. Including:

  • Supporting professional development activities to build the capacity of teachers and other school staff to deliver financial and consumer education content.
  • Providing free financial and consumer education workshops to students and their families.
  • Providing free financial counseling to anyone 18 and older in their school district. Includes school staff and students’ families.
  • Work with community stakeholders, including In-School Banking Program partners, to develop events, activities, and learning opportunities in and outside of the classroom.

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7/07/2026

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In-School Banking Program

Financial education combined with a deposit account experience at an early age can shape a young person's financial identity, attitudes, and habits. An In-School Banking program at NYC Public Schools will:

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  • Offer students real-world exposure to safe and affordable banking options.
  • Promote safe banking practices and asset building habits through banking workshops.
  • Provide students with career development opportunities.

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CONTACT US

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Email: youthfinlit@dcwp.nyc.gov

Visit: nyc.gov/FLY

To request more information, complete this form

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Thank You!

Questions/Feedback?

Email: Emarks@schools.nyc.gov

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SY26-27 CTE Key Implementation Measures (KIMs)�

This view shows when KIMs are DUE - many activities must be completed leading up to due date to meet deadline.

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Milestone A (due 10/5)

Milestone B (due 12/5)

Milestone C (due 2/5)

Milestone D (due 4/20)

Milestone E (due 7/5)

Program Submission

1. Curriculum crosswalk(s) submitted to SharePoint for the entire program course sequence, aligned to Academic, CDOS, and Industry standards.

2. All CTE teachers’ certifications and WBL coordinators’ extensions submitted in CPP

 

 

 

 

Program�Execution

3. All CTE students enrolled in STARS have a registered account in CPP that is complete

4.  All CTE students are enrolled in the STARS Admin CTE Program Manager and attached to the active CIP Code that comprises the CTE course sequence 

5. Entire CTE course sequence (including CFM) submitted in CPP (with SCED codes, preferred grade, and Teachers assigned) and approved by PAQ team 

 

 

 

32. Annual NYC CTE Self Study Report run from data entered into CPP, verified, and uploaded into SharePoint folder

Cross-Pillar

6. At least one lesson plan for each course in the sequence highlighting examples of remediation, differentiated instruction, and appropriate accommodations for students with special needs is submitted to SharePoint

 

 

 

 

Personalized College & Career Advising�Work with a college & career advisor to develop & navigate towards a personal career plan

7. College and career advisor identified in STARS for all 9th graders

8. College and career advisor identified in STARS for all CTE 10th-12th graders

13. All CTE 10th-12th graders have completed career interest survey to identify career interests this school year in digital advising tool

14. All CTE 11th-12th graders have completed first 1:1 with college & career advisor

20. 50% of CTE 10th-12th graders have completed written college and career plan reflection this school year in digital advising tool

21. 50% of all 9th graders have completed 1:1 with college & career advisor this school year

22. 50% of CTE 10th graders have completed 1:1 with college & career advisor this school year

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26. All 9th graders have completed career interest survey this school year in digital advising tool

27. All CTE 10th graders have completed 1:1 with college & career advisor

28. All CTE 11th graders have completed second 1:1 with college & career advisor

29. 75% of CTE 10th-12th graders have completed the college and career plan reflection this school year in digital advising tool

33. All CTE 10th-12th graders have completed the college and career plan reflection this school year in digital advising tool

34. All graduating CTE 12th graders have a confirmed plan for postsecondary education, training, apprenticeship, public service, or employment

35. All 9th graders have completed 1:1 with college & career advisor

36. All CTE 12th graders have completed a 1:1 advising session that included an exit interview in the spring

37. All CTE students are assigned to a college & career advisor who has completed the Advising & Awareness credential in the past three years

Career-Connected Instruction�Build skills in & awareness of high-wage, high-growth careers

 

15. All CTE 11th graders have earned at least 4  CTE credits (in any grade) or are enrolled to complete at least 4 CTE credits by the end of the spring in their assigned sequence

16. All graduating CTE 12th graders have earned at least 7 CTE credits or are enrolled to complete 7 CTE credits in their assigned sequence by the end of fall/spring

 

 

38. All CTE 11th graders have earned at least 4  CTE credits (in any grade) in their assigned sequence

39. All graduating CTE 12th graders have earned at least 7 CTE credits in their assigned sequence

Early Credits & Credentials�Earn pathway-aligned credits and industry-recognized credentials to get ahead

9. All 3 parts of the Technical Assessment are entered into CPP and uploaded into SharePoint, including Blueprints for parts 1 & 2 (vendor written & performance), school created project or portfolio description, and the rubric (indicating the score required for passing) for component 3

10. CTE 11th and 12th graders confirmed to be enrolled in a Fall ECC course are enrolled in STARS and attending

17. Minimum of 50% of graduating CTE 12th graders have passed all 3 parts of Technical Assessment and JXCTE code is recorded in STARS

23. CTE 11th and 12th graders who have completed a Fall ECC course and / or are enrolled in a Spring ECC course are documented in STARS

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40. All graduating CTE 12th graders have passed all 3 parts of Technical Assessment and JXCTE code is recorded in STARS

41. CTE 11th and 12th graders who completed Fall and/or Spring ECC are documented in STARS

42. All graduating 12th graders in a CTE program that offers an industry-recognized credential have earned an industry-recognized credential

Work-Based Learning�Culminate in a pathway-aligned paid internship�to gain authentic, relevant work experience

11. CTE WBL Scope & Sequence is finalized and uploaded in SharePoint

18. All CTE 10th Graders have completed at least one pathway-aligned WBL activity that is recorded in CPP or STARS

19. 50% of CTE 12th graders completed at least one pathway-aligned WBL experience (in 11th or 12th grade) that is recorded in CPP or STARS

24. 80% of graduating CTE 12th graders have completed 54 hours of pathway-aligned WBL over the course of high school (maximum 20 hours awareness activities) and all 12th graders who have not are confirmed to participate in WBL through the end of 12th grade

30. 50% of CTE 10th graders have completed at least two pathway-aligned WBL opportunities that are recorded in CPP and STARS (all should have completed one per milestone B KIM)

31. Updated WBL Scope & Sequence for following school year is uploaded into SharePoint

43. All CTE 10th Graders have completed at least two pathway-aligned WBL opportunities that are recorded in CPP or STARS

44. All CTE 11th graders who have not yet completed 54 hours of pathway-aligned WBL experience are identified in the school's list for next year

45. All graduating CTE 12th graders have completed 54 hours of pathway-aligned WBL over the course of high school (maximum 20 hours awareness activities)

46. 25% of graduating CTE 12th graders have completed 54 hours of paid pathway-aligned WBL over the course of high school (recorded in CPP or STARS)

Financial Literacy�Gain lifelong skills & habits around personal finance

12. All CTE 10th or 11th graders are enrolled in Fall CFM modules OR are confirmed to complete in the Spring

 

25. All CTE 10th or 11th graders have completed all modules of CFM OR are enrolled in the Spring

 

47. All CTE 10th or 11th graders have completed all modules of CFM

48. All graduating CTE 12th graders have completed all modules of CFM

Eileen: Finalizing which KIMs are relevant as part of SY26-27 guidance document development. To be updated once that is finalized (prior to Summer Institute)

All CTE students are enrolled in the STARS Admin CTE Program Manager and attached to the active CIP Code that comprises the CTE course sequence 

​

All CTE 10th or 11th graders are enrolled in Fall CFM modules OR are confirmed to complete in the Spring

All CTE 10th or 11th graders have completed all modules of CFM OR are enrolled in the Spring

All CTE 10th or 11th graders have completed all modules of CFM

​

All graduating CTE 12th graders have completed all modules of CFM

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SY26-27 Key Implementation Measures for FinLit for all schools with CTE programs�

  • A4. All CTE students are enrolled in the STARS Admin CTE Program Manager and attached to the active CIP Code that comprises the CTE course sequence 
  • A12. All CTE 10th or 11th graders are enrolled in Fall CFM modules OR are confirmed to complete in the Spring

​

  • C25. All CTE 10th or 11th graders have completed all modules of CFM OR are enrolled in the Spring

​

  • E47. All CTE 10th or 11th graders have completed all modules of CFM
  • E48. All graduating CTE 12th graders have completed all modules of CFM

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​

​

​

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Milestone A �By Oct 5

Milestone C�By Feb 5

Milestone E�By July 5

Milestone B�By Dec 5

Milestone D�By April 20

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KIMs: There are two steps to ensure FinLit Milestone A KIMs are completed

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Milestone A (due 10/5)

Program Execution

4.  All CTE students are enrolled in the STARS Admin CTE Program Manager and attached to the active CIP Code that comprises the CTE course sequence 

​

Financial Literacy�

12. All CTE 10th or 11th graders are enrolled in Fall CFM modules OR are confirmed to complete in the Spring

Step 1:

  • Submit CFM curriculum, course sequence, grade level, and semester in Curriculum Crosswalk

Step 2:

  • Once reviewed by the PAQ team, STARS programmer enters the complete course sequence into STARS

Step 3:

  • Enroll students in the Fall FinLit course sequence in STARS

Step 4:

  • If offering course in Spring, submit roster of students confirmed for Spring enrollment in STARS

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Reminder: Immediate next steps (to ensure all Milestone A KIMs are completed by 10/5)

  • Decide grade level (10th or 11th) and semester for your school
  • Update Curriculum Crosswalk with grade level and semester decisions
  • Complete course sequence in CPP
  • Identify and enroll students in CFM for Fall or submit student roster for Spring
  • Review 10th or 11th grade enrollment data and confirm that all students that are not enrolled in CFM for the Fall are scheduled for a class in the Spring
  • Track student performance in Fall courses and remediate as needed

July ’26

August ’26

September ’26

Fall ‘26 & Spring ‘27

By 10/5, you will have submitted CFM grade and course sequence �in the Curriculum Crosswalk and CPP

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Shout It Out!

What are the critical next steps to complete before the school year begins?

Grade

Level

Delivery Model

Curriculum Choice

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In your school teams or on your own, spend 10 minutes making plans for Personal Finance and completing your Curriculum Crosswalk

  • Grade: Will your school implement CFM in 10th or 11th grade?
  • Team: Who needs to be part of this work? What role do they play in supporting implementation?
  • Support: What gaps or challenges do you foresee?

Reminder: Your Curriculum Crosswalk lives in SharePoint

Questions for consideration

To be replaced with Curriculum Crosswalk screenshot

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Keep in the Personal Finance Loop

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Bookmark the Pathways.fyi/hub

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Join the Personal Fin Citywide Team

    • If it asks for a code: q0o0ndw

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