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Wallet™

UKG Wallet is designed to help organizations easily bring earned wage access to their people, paving the way for financial wellness in their life-work journey.

  • Connects seamlessly with UKG solutions
  • No impact to payroll
  • No cost to employers
  • No or very little cost to employees*

Earned wage access and beyond

*No cost to employees who direct deposit into the UKG prepaid Visa® card

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Built for Financial Wellbeing.

Discount marketplace.

Save money on everyday items

Access to financial resources.

Learn how to better manage money

Set up savings goals.

Save up for life’s meaningful moments

Convenient mobile app.

Manage finances from one easy spot

Flexible pay options.

Accessible pay your way

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How it works

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Employees work their shifts and simply clock in and out like they normally do

With their pay in their hands, people can pay bills, learn how to better manage their finances, and save up for bigger goals

After their shift ends, earned wages are automatically calculated and made available on the UKG Visa card, into an employee’s bank account, and WM cash pick up. Users can also access uber rides, make online amazon purchase from their EWA. 

Access

Work

Pay

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UKG Wallet receives Demographic and Time/Attendance data. In most cases this happens daily

1. Pay period starts

UKG Wallet sends a deduction file with the amount accessed by each employee to your payroll team

Reimburse UKG Wallet by �depositing the deducted funds

into the UKG Wallet bank account

5. Wrapping up

Employees use UKG Wallet to access their earned wages

3. Pay period ends

Import the deduction file and share �a confirmation report with UKG Wallet

2. Employee access

4. Finalize payroll

How It Works

We convert hours worked into

funds and services for employees

  • Users can access up to 50% of net

  • Not a loan

The only EWA provider with an Approval Order from the CFPB

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Two Great Options Employees Can Choose From

Set Up Direct Deposit on the UKG Prepaid Visa Card

Access Freedom - $0

    • Unlimited # of EWA transactions, up to $1,000 per pay period
    • Free instant transfers to the UKG Prepaid Visa Card
    • Free next day transfers to any bank
    • Uber, Amazon, and other services included
      • +$1.99 for instant transfer to debit cards
      • +$1.99 for cash pickup at Walmart

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No Direct Deposit on the UKG Prepaid Visa Card

Access Choice - $1/day

    • Unlimited # of EWA transactions, up to $500 per pay period
    • Instant transfers to the UKG Prepaid Visa Card
    • Next day transfer to other cards or bank account
    • Access EWA for Uber, Amazon, or bill pay
      • +$1.99 for instant transfer to debit cards
      • +$1.99 for cash pickup at Walmart

Always Free – Prescription Discounts, 1-1 Financial Counseling, and Financial Literacy Resources

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Imagine

Brianna’s Life

With & Without UKG Wallet

Tomorrow, Briana can choose UKG Wallet for her financial needs to give her peace of mind.

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UKG Visa® Card

Pay with earned wages everywhere Visa is accepted

The UKG Prepaid Visa® Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at Payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week.

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Discount Marketplace

Discover savings on everyday items

Save with the UKG Visa® card

The UKG Prepaid Visa® Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. You should consult your Cardholder Agreement and the Fee Schedule at Payactiv.com/card411. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week.

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Financial resources

Learn how to be more financially savvy

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Savings & Budgeting Tools

Save up for life’s important moments

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Say hello to UKG Wallet