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Healthcare Haste

KAHOOT VERSION

Insurance

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1. The Centers for Medicare & Medicaid Services released data showing in early December 2020 that…

  1. the lowest number of weekly enrollments occurred on healthcare.gov since it launched
  2. the highest number of weekly enrollments occurred on healthcare.gov since it launched
  3. only about 6% of Americans had health coverage in 2020
  4. only about 15% of Americans had health coverage in 2020

HEALTHCARE HASTE | DECEMBER 11, 2020 EDITION | NEXT GEN PERSONAL FINANCE

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1. The Centers for Medicare & Medicaid Services released data showing that in early December 2020:

  • the lowest number of weekly enrollments occurred on healthcare.gov since it launched
  • the highest number of weekly enrollments occurred on healthcare.gov since it launched
  • Only about 6% of Americans had health coverage in 2020
  • Only about 15% of Americans had health coverage in 2020

HEALTHCARE HASTE | DECEMBER 11, 2020 EDITION | NEXT GEN PERSONAL FINANCE

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2. What percentage of uninsured Americans say that cost is the main reason they have no insurance?

  • 41%
  • 57%
  • 72%
  • 96%

HEALTHCARE HASTE | DECEMBER 11, 2020 EDITION | NEXT GEN PERSONAL FINANCE

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2. What percentage of uninsured Americans say that cost is the main reason they have no insurance?

  • 41%
  • 57%
  • 72%
  • 96%

HEALTHCARE HASTE | DECEMBER 11, 2020 EDITION | NEXT GEN PERSONAL FINANCE

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3. What percentage of healthcare.gov customers qualified to pay $75 or less monthly for coverage?

  • 79%
  • 55%
  • 36%
  • 25%

HEALTHCARE HASTE | DECEMBER 11, 2020 EDITION | NEXT GEN PERSONAL FINANCE

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3. What percentage of healthcare.gov customers qualified to pay $75 or less monthly for coverage?

  • 79%
  • 55%
  • 36%
  • 25%

HEALTHCARE HASTE | DECEMBER 11, 2020 EDITION | NEXT GEN PERSONAL FINANCE

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4. What is the federal government penalty for not having insurance?

  • 10% of your taxable income
  • A flat penalty fee of $175
  • A flat penalty fee of $500
  • There is none

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HEALTHCARE HASTE | DECEMBER 11, 2020 EDITION | NEXT GEN PERSONAL FINANCE

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4. What is the federal government penalty for not having insurance?

  • 10% of your taxable income
  • A flat penalty fee of $175
  • A flat penalty fee of $500
  • There is none

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HEALTHCARE HASTE | DECEMBER 11, 2020 EDITION | NEXT GEN PERSONAL FINANCE

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5. Which term below means “the amount paid every month for a health insurance plan?”

  • premium
  • copay
  • deductible
  • coinsurance

HEALTHCARE HASTE | DECEMBER 11, 2020 EDITION | NEXT GEN PERSONAL FINANCE

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5. Which term below means “the amount paid every month for a health insurance plan?”

  • premium
  • copay
  • deductible
  • coinsurance

HEALTHCARE HASTE | DECEMBER 11, 2020 EDITION | NEXT GEN PERSONAL FINANCE

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You’ve completed the exercise, now it’s time to learn

more about the current event:

HEALTHCARE HASTE | DECEMBER 11, 2020 EDITION | NEXT GEN PERSONAL FINANCE

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Discussion Prompt:

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Aside from costs, what reasons may contribute to a high number of Americans having no health insurance?

HEALTHCARE HASTE | DECEMBER 11, 2020 EDITION | NEXT GEN PERSONAL FINANCE

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Extend Your Learning

Three Relevant Resources from NGPF:

  • Health Insurance 101 (Lesson)
  • COMPARE: Types of Health Insurance Plans (Activity)
  • INTERACTIVE: Bummer! (Arcade Game)

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References:

  • Federal Health Insurance Exchange Weekly Enrollment Snapshot: Week Five (CMS.gov)
  • 2020 Insured and Uninsured Polling Results (Census.gov)
  • To shop smart for health insurance, it pays to untangle the jargon (Seattle Times)

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HEALTHCARE HASTE | DECEMBER 11, 2020 EDITION | NEXT GEN PERSONAL FINANCE