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Emergency Preparedness & Risk Planning

Protecting Your Work, Your Income, and Your Creative Practice

PRESENTED BY

Ruby Lopez Harper, Executive Director

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In the chat:

What is one thing in your creative practice you would be devastated to lose?

  • Artwork
  • Tools
  • Studio
  • Income
  • Community
  • Digital files
  • Time

WELCOME

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A creative practice is more than artwork.

  • Creative Practice
  • Financial Stability
  • Personal Well-Being
  • When disaster strikes, all three can be affected.

What Are We Protecting?

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Disaster can be

  • Flood
  • Fire
  • Theft
  • Medical emergency
  • Caregiving crisis
  • Housing loss
  • Evacuation
  • Severe weather
  • Technology failure

A disaster/emergency is any event that disrupts your ability to create, earn, or live safely.

Disaster Isn't Always Dramatic

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Common challenges after a disaster

  • Loss of income
  • Damage to artwork
  • Damage to tools and equipment
  • Loss of workspace
  • Health and emotional strain
  • Disruption to creative practice

What Artists Lose

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Instead of disaster - Think events

Natural: wildfire; flood; hurricane

Operational: computer failure; theft; utility outage

Financial: loss of income; canceled contract; funding changes

Personal: illness; caregiving; injury

Community: civil unrest; public health; displacement

Risk Is More Than Natural Disaster

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Readiness

What we do before something happens

Response

What we do in the hours and days afterward

Recovery

What we do in the weeks, months, and years that follow

Readiness, Response & Recovery

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Recovery is a team effort

YOU

Family & Community

Insurance

Local Resources

State & Federal Resources

Arts-Sector Resources

The Disaster Response Network

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Who Shows Up When Something Happens?

Resource

What They Do

Family & Friends

Immediate support

Insurance

Property recovery

Local Government

Emergency services

FEMA

Federal disaster assistance

SBA

Disaster loans

State Arts Agencies

Information and referrals

Arts Service Organizations

Connection and support

Craft Emergency Relief Fund

Emergency relief for eligible craft artists

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Artists often fall between traditional assistance systems.

The arts sector built networks to:

  • Share information
  • Connect resources
  • Advocate for artists
  • Support recovery

Why Arts Disaster Networks Exist

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  • Artwork
  • Tools
  • Equipment
  • Inventory
  • Receipts
  • Contracts
  • Licenses
  • Tax records

If you can't prove it existed,

recovery becomes harder.

Readiness Starts With Documentation

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Walk through your work area/studio.

Photograph:

  • Artwork
  • Supplies
  • Equipment
  • Storage areas
  • Work in progress

You can begin today.

The 15-Minute Inventory Challenge

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Protect:

  • Artwork files
  • Designs
  • Photos
  • Client records
  • Email contacts
  • Accounting records

Back up regularly.

Your Digital Studio Matters Too

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Ask:

  • What is covered?
  • What isn't?
  • What documentation is required?
  • Do I need additional coverage?
  • Does my home policy cover my creative work?

Let's Talk About Insurance

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Who would help you:

  • Move artwork?
  • Store supplies?
  • Care for family?
  • Navigate paperwork?
  • Provide transportation?

Preparedness is not a solo activity.

Build Your Emergency Team

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Emergency Savings = Creative Flexibility

Start where you are.

Goal 1: $100

Goal 2: One week of expenses

Goal 3: One month of expenses

Build over time.

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When Something Happens

Safety First

Protect people.

Take Photos

Before cleanup.

Organize Records

Create a folder immediately.

Pursue Resources

Insurance, FEMA, SBA, arts-sector support.

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Document Before You Clean Up

Take photos.

Take video.

Make lists.

Save receipts.

Track conversations.

Document everything.

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Recovery Is Not Linear

Recovery often includes:

  • Paperwork
  • Delays
  • Setbacks
  • Emotional exhaustion
  • Unexpected expenses

Progress is rarely a straight line.

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Caring for Ourselves and One Another

Recovery often includes:

  • Paperwork
  • Delays
  • Setbacks
  • Emotional exhaustion
  • Unexpected expenses

Progress is rarely a straight line.

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□ Photograph your work

□ Back up your files

□ Review your insurance

□ Create an emergency contact list

□ Start or add to a “rainy day” fund

Five Things To Do This Week

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What is one action you will take in the next seven days?

One Thing You'll Do

If you’re watching the recording, jot something down for yourself

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Preparedness is not about expecting disaster.

It is about protecting the life and work

you have spent years building.

Preparedness is an

Act of Care

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Craft Emergency Relief Fund

National Coalition for Arts' Preparedness & Emergency Response (NCAPER)

Performing Arts Readiness

State Arts Agencies

Local Arts Service Organizations

Emergency Management Agencies

Insurance Providers

Community, family and friends - near and far

Resources

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THANK YOU!!

PRESENTED BY

Ruby Lopez Harper, Executive Director