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COVID-19 Updates��AIL/NILICO Underwriting�January 2022

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COVID-19 Waiting Period Updates

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New document displayed here should be released to the field soon

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Major Updates/Takeaways:

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  • Moving from 3 months to a 1 month postponement if the proposed insured was not hospitalized due to COVID-19

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  • Utilize application question 31a to document that the proposed insured had (or currently has) COVID-19

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  • Complete the respiratory questionnaire to document treatment

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  • Pay close attention to any references to hospitalizations, oxygen use, ventilators, and ICU/CCU stays

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  • Use the comments field to add any additional details from the conversation regarding COVID-19