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Middle School Career Unit

With a budgeting/math emphasis

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How Your Personality Relates to Your Career

While your personality doesn’t determine what career you must have, it can be a helpful indicator of what might make you happy.

Take this personality test
Explore your strengths and weaknesses, career paths, workplace habits, and other topics to learn more about possibilities for your future!
Record information on the next slide.

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I can describe my personality, including strengths, weaknesses, career paths, habits, and more!

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Your Personality Details

In you own words...

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What is your personality? Describe it.	Type here...
What are some of your strengths and weaknesses?
What are some possible career paths?
What might be some of your workplace habits?
What else did you find interesting or useful?

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Choose a career and learn more!

My Next Move

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What career did you choose? Please include a link to the summary page.	Example: Elementary Teacher Erase example and type here...
What is the median salary for the area you want to live in?	Make sure to look locally if possible

I can choose a career that interests me and determine the local, median salary.

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Learn About Budgeting

Everything You Need to Know About Budgeting
Compare and Contrast Reading Activity (see next slide to record)

Discuss pros and cons of various budgeting methods

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I can compare and contrast effective budgeting strategies.

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Article 1 Title

Differences go here

(Feel free to change it to a bulleted list or a numbered list if you’d like!)

Similarities go here

Article 2 Title

Differences go here

(Feel free to change it to a bulleted list or a numbered list if you’d like!)

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Calculate Federal Income Tax
Figure out your monthly income
Create a budget (on the next slide)

You must set aside at least the minimum percentage for the categories with red arrows
You decide on the other categories, but think about your wants and needs. Do you want/need a cell phone? Internet? Cable? What about new clothes? A vacation? Do you think you will have student loan debt? You’ll need to think about all personal and recreational spending!

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I can calculate federal income tax and create a budget.

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Category	% Set Aside	Amount of Money

Initial Income:
What is left after budgeting?

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Put it together!

We’re going to research and calculate the actual cost for things.

House
You’ll need a mortgage calculator. What are all the aspect included in your monthly payment?
What is a down payment? Do you have to have one? How much should you put down?
What is the difference between a 15 year loan and a 30 year loan?
Complete your house project on the next 2 slides!

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I can determine differences in mortgage loans and select a house to match my budget.

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House: Mortgage Calculator

My monthly budget for my house:

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What is PMI? When or why do you have to pay it? Type here…

What could you do in order to save 20% to put down on a house? Type here...

How much is your monthly cost if you put down 5%, using a 30 year loan?	How much is your monthly cost if you put down 20%, using a 30 year loan?	How much is your monthly cost if you put down 5%, using a 15 year loan?	How much is your monthly cost if you put down 20%, using a 15 year loan?

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House: Mortgage Calculator

What area would you like to live in? Type here…
Search for houses for sale in the area you would like to live, select a house for each category below, and either take a picture or tell us the total cost of the house.

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5%, 30 year	20%, 30 year	5%, 15 year	20%, 15 year
Ex: $210,000

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Put it together!

We’re going to research and calculate the actual cost for things.

2. Transportation

Where are you living?
Will you take public transportation? If so, how much will it cost?
If you plan to have a car, you’ll need a car loan calculator. What car can you afford based on your budget? Search for a car and insert the price and a picture on this slide.

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I can determine transportation costs.

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Put it together!

We’re going to research and calculate the actual cost for things.

3. Recreation

Choose a vacation you’d like to go on and calculate the categories below. Look at the next slide for help.
Make sure you can afford this vacation with your current budgeted amount for recreational spending!

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Transportation	Lodging	Food	Entertainment	Other

I can brainstorm and budget for a vacation.

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Vacation Brainstorm

Transportation

Will you fly? Drive? Cruise? Other?
What time of year do you plan on traveling?
Will you travel during the week/weekend? How might a job, spouse, or children affect this?

Lodging

Hotel, motel, camping, Airbnb, etc?

Food

Look at menus of places you would actually like to eat
Calculate the cost of a mea, including tip (20% is standard)
Multiply this across how many days you will travel

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Potential Extensions (Optional)

Seeking Shelter - Model homelessness and discuss what students can do to aid

Licensed to Ill - Understand how health insurance works and explore issues for consumers and insurance companies.

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