Budget Project

Student name - per.6

<- Budget on Google Sheets

My job

Middle school teacher

Healdsburg Junior High School

• Base salary:
• healdsburg Salary $62,501
• Level of education:
• Teaching certificate and Bachelor’s degree
• Cost:
• Sonoma State - $32,240
• Sonoma State - $15,000
• Total: $47,240
• Loan cost after graduation:
• $493

My living place

Renting in Healdsburg

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• Renting one room out of two for the cost of $1,400
• One lovely roommates
• One bathrooms
• Type: House
• Pet friendly
• 2 parking space (one for me)

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Transportation

Biking to work

Car (on next page)

Bike cost: $180

Time: less than 10 minutes

So if I leave at 8:10AM, I would arrive around 8:20AM giving me 10 minutes for class preparations

Used car cost: $18,395 - $3,679 = $14,716

Monthly loan bill: $289

Time: around 7 minutes

I would try using my car for further purposes with planning ahead.

Totals

Car loan

$18,395 Base + $2,014 Taxes $20,409 total

https://www.eadms.com

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Where da car loans?

Next slide pls

Auto loan calculations

Car insurance + fuel

$147 per month

$70 on gas

Total: $217

Utilities

• Water + Sewage
• $95.40

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• Electricity
• $30.49
• Gasoline
• $25.50
• Garbage
• $30
• Internet/cable
• $60
• Cell Phone
• $50

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Groceries

Monthly

• (1)Mayo-$6.49
• (1)Peanut Butter-$3.49
• (1) Strawberry jam-$4.99
• (1)Shredded Parmesan-Safeway $3
• (1)Salt & Pepper-$2.79
• (1)Daisy Sour Cream-$3.49
• (1)Microwave Popcorn-$6.99
• (1)Maruchan with Shrimp $9.99
• (1)Frito-Lay Variety Pack- $11.99
• (2)Rice-$5.49
• (2)Beans-$3.99
• (1)Oil-$5.99
• (3)Friskies Cat Food-$14.99
• (2)Pedigree Dog Food-$28.99
• (1)M And L Bird food-$3.94
• (1)Bird Food mix-$15.12
• (1)Peanuts for birds-$13.47
• (1)Butter-$5.99
• (1)Sugar-$13.79

Weekly

• (1)Bread-$4.99
• (1)Baguette-$2.69
• 2lbs Beef from my Lola’s Market-$7.99
• (1)Chicken-$8.99
• (1)Tortillas-$2.79
• (5)Apple-$1.50
• (1)Strawberries-$5.99
• (5)Lime-$0.50
• (1)Ham-$4.99
• (3)Avocado-$2.99
• (1)Eggs-$2.99
• (1)Milk-$1.99
• (1)Apple Cartons-$3.50
• (1)Drinking Water-$3.99

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Totals

Monthly items spending: $233.43 (grr)

Weekly items spending: $61.39

Weekly items per month: $61.39 * 4 = $245.56

Total spending: $478.99 (no manches..)

Dining Out

• la “Taqueria Guadalajara” - Healdsburg
• Free (Tehe family business) (any time of the day)
• Chinese Buffet (SR)
• $27 for endless food that I can eat lol (dinner)
• Big John’s Market
• $7 Avocado Toast
• Panda express
• $9.30 a plate of three choices

I will not get takeout for every day of my week. That’s why I

got food at home.

Weekly: $43.30

Monthly: $173.20

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Entertainment + Subscriptions

Work laptop

Youtube

Hulu

Disney+

Netflix

$11.99

$10.99

Total: $37.96

$7.99

$6.99

Retirement

• 401(k): I will contribute 8% of my salary to a Roth 401k. This will be $62,501 * 0.08 = $5,000.08 over the course of 12 months or $416.67 each month.

Total: $416.67

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Savings!!

Traveling + Vacation

As a starting middle school teacher, I will not be able to afford a vacation anywhere far but I can do in CA. I would save $100 each month so at the end of the school year, I’d have $1,200.

Total: $120

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Clothes

Shirts: $50

Pants: $50

Shoes: $60

Undergarments: $30

Accessories: $40

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Total: $230

Shopping

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I’d probably spend $100 on useless things.

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Total: $100

List:

Donations + Gifts

$50 on donations

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$50 on gifts monthly

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Total: $100

Gracias!

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