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Contactless Payments Support Framework

Issue resolution: who to contact and when

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Introduction

How to use this document

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Monitoring and maintaining our fare collection system

Ensuring consistent & reliable fare collection 

Our fare payment system is made up of products and services from multiple vendors, each with their own issue-reporting systems, response rates and contact points for escalation.

This “live” document is intended to be used internally as a record of these processes, performance indicators and contact personnel. It should be completed in collaboration with our vendors, and reviewed every 3-6 months to ensure it is up to date.

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Our contactless payment system

[XX transit agency]’s providers

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The building blocks

There are three main components to our contactless payment system. Our providers and what they are responsible for are noted below:

FARE VALIDATORS

(DEVICES)

Onboard or on-platform devices that are equipped to read riders’ contactless bank cards and smart devices.

FARE CALCULATION SOFTWARE (TRANSIT PROCESSOR)

PAYMENT PROCESSOR (ACQUIRER)

Software that instantly determines the correct fare for a trip based on distance, applicable discounts, and frequency of travel.

Entity that transmits money from a rider’s bank card to our bank account.

[XX provider]

[XX provider]

[XX provider]

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Common issues to troubleshoot

Some of the issues that may be experienced with the different parts of the system – or questions that may arise – are listed below:  

FARE VALIDATORS

Possible device hardware issues:

  • No cellular connectivity
  • Validator not powering on
  • Validator not going into service

Possible device software issues:

  • Software freeze
  • Unexpected error message
  • Status icons indicate issue with communications
  • Unsynchronized device information between vendor portal and validators (e.g.: portal shows device is working, device shows otherwise)
  • Transactions are not being transmitted to the transit processor.

FARE CALCULATION SOFTWARE

PAYMENT PROCESSOR

  • Issues with the customer portal
  • Trouble accessing or interpreting the merchant portal
  • Missing transactions
  • Issues with debt recovery
  • Issues with settlement to the payment processor
  • Inaccurate fare calculation or capping
  • Questions about onboarding
  • Settlement issues (differences in the settled value and value expected from the merchant)
  • Information regarding transaction volumes
  • Information regarding specific transactions (card number, value, hour, etc.)
  • Other issues regarding acquiring services

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Devices

Escalation process, contacts and performance measures

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To be requested from vendor

Should include indication of the vendor’s expectations of the transit agency, plus interactions/connections with vendor’s service desk and technical teams

Support flow chart

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To be requested from vendor

An indicative format is shown below

Response targets

Urgency

Description

Time to Respond

1 Critical

Hardware and Software do not function at all or have such frequent and systematic interference that they cannot be used

Within 8 hours

2 High

Hardware and Software have severe loss of functionality, but can still be used to a limited extent e.g. check in and check out can be performed

Within 1 Business Day

3 Medium

Hardware and Software show minor shortcomings, but can be used normally (e.g. improvements can be put in subsequent Updates of the Software).

Within 5 Business Days

4 Low

Queries outside the scope of the Agreement

Within 10 Business Days

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To be requested from vendor

Should state when the vendor is contactable and through which communication channels

Agreed service times

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To be requested from vendor

An indicative format is shown below

Roles and escalation points

Contact

Escalation level

Role

Service desk email

n/a

[System] to raise tickets with

Name: xx

Email: xx

1st escalation

Technical coordinator/project manager

First point of contact for day to day escalations. Works with the internal teams to resolve incidents/problems and fulfil client requests

Name: xx

Email: xx

2nd escalation

Head of service operations

Major incidents, service-related escalations and governance

Name: xx

Email: xx

3rd escalation

Contract manager

Contractual and commercial aspects, incident and project governance

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The table below, and overleaf, details the performance measures defined in the State of California Master Service Agreement for Category A – Payment Acceptance Devices.

Performance measures (1 of 2)

Key Performance Indicator (KPI)

Unit of Measure for Service Credits

Trigger for Service Credits

The Payment Acceptance Devices shall have an Availability greater than 99.3%

Month

Failure to meet the KPI three (3) months consecutively or six (6) out of twelve (12) consecutive months.

The Fare Management, Device Management and Reporting Services shall have an Availability greater than 99.5%

Month

Failure to meet the KPI three (3) months consecutively or six (6) out of twelve (12) consecutive months.

The System and each of the services shall have a Recovery Time Objective of:

  • 6 actual hours for Critical Incident 
  • 24 actual hours for Major Incident 
  • 5 business days for all other incidents 

Incident

Three (3) incidents of failure to meet Recovery Time Objective in a 6-month period or an accumulation of hours exceeding the Recovery Time Objective in a 6-month period, as follows:

  • Twelve (12) hours above the Recovery Time Objective for Critical Incidents
  • Forty-eight (48) hours above the Recovery Time Objective for Major Incidents
  • Ten (10) business days above the Recovery Time Objective for all other incidents

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Performance measures (2 of 2)

Key Performance Indicator (KPI)

Unit of Measure for Service Credits

Trigger for Service Credits

Incidents managed to a lower level (e.g., from a Critical to a Major Incident) shall be fully recovered as per the Recovery Time Objective of the lower-level incident starting at the moment the incident has been managed to a lower level, provided that the incident has been managed to a lower level within 50% of the Recovery Time Objective of the higher-level incident. In all other cases, the System shall be fully recovered within the recovery time and start counting at the start of the initial higher-level incident.

N/A

N/A

In case of any disruptive event, the Contractor shall be able to recover 100% of data that could have a financial or operational impact on the Transit Agency.

# of incidents during contract term in which less than 100% of data is recovered 

One (1) incident allowed; each subsequent incident shall trigger Service Credits.

The maximum time from an updated allow and deny list being made available by the Agency’s Transit Processor to the list being active in a Payment Acceptance Device shall not exceed 1 minute, provided there is a stable network connection to same Payment Acceptance Device and provided this has not been agreed otherwise with the Transit Agency. Contractor should take all efforts to minimize data usage by list downloads.

# of reported incidents in which a Transit Customer was denied access to a transportation service one (1) minute or more after an updated list made available by t Agency’s Transit Processor, with the Transit Customer’s credential removed from the deny list.

# of reported incidents in which a Transit Customer was allowed access to a transportation service at least one (1) minute or more after an updated list made available by Agency’s Transit Processor with Transit Customer’s credential on the deny list.

Six (6) incidents in any three (3) month period or consecutively or twelve (12) incidents in any twelve (12) month period.

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Transit processor

Escalation process, contacts and performance measures

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To be requested from vendor

Should include indication of the vendor’s expectations of the transit agency, plus interactions/connections with vendor’s service desk and technical teams

Support flow chart

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To be requested from vendor

An indicative format is shown below

Response targets

Urgency

Description

Time to Respond

1 Critical

System does not function at all or has such frequent and systematic interference that it cannot be used

Within 30 minutes

2 High

System is functioning, but daily or time-sensitive functions are prevented from being performed.

Within 1 Business Day

3 Medium

Issue arises that does not prevent daily or time sensitive functions being performed, but presents a material inconvenience, degraded level of performance or similar.

Within 5 Business Days

4 Low

Issue arises that presents a minor inconvenience, requires an enhancement to a Service, or is the result of an advised event (e.g. upgrade).

Within 10 Business Days

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To be requested from vendor

Should state when the vendor is contactable and through which communication channels

Agreed service times

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To be requested from vendor

An indicative format is shown below

Roles and escalation points

Contact

Escalation level

Role

Service desk email

n/a

[System] to raise tickets with

Name: xx

Email: xx

1st escalation

Technical coordinator/project manager

First point of contact for day to day escalations. Works with the internal teams to resolve incidents/problems and fulfil client requests

Name: xx

Email: xx

2nd escalation

Head of service operations

Major incidents, service-related escalations and governance

Name: xx

Email: xx

3rd escalation

Contract manager

Contractual and commercial aspects, incident and project governance

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The table below, and overleaf, details the performance measures defined in the State of California Master Service Agreement for Category B – Transit Processor Services.

Performance measures (1 of 2)

Key Performance Indicator (KPI)

Unit of Measure for Service Credits

Trigger for Service Credits

The Contractor shall have an Availability of 99.5%

Monthly 

Failure to meet the KPI three (3) months consecutively or six (6) out of twelve (12) consecutive months.

The Contractor shall have a Recovery Time Objective of 12 hours per incident

Incident

Three (3) incidents of failure to meet Recovery Time Objective in a six (6) month period or an accumulation of twenty-four (24) hours exceeding the Recovery Time Objective in a six (6) month period.

In case of any disruptive event, the Contractor shall be able to recover 100% of data that could have a financial or operational impact on the Transit Agency (note that this includes, but is not limited to, tap transactions, deny lists, and account information).

# of incidents during contract term in which less than 100% of data is recovered.

One (1) incident allowed; each subsequent incident shall trigger Service Credits.

The average time for the Contractor to process taps and add credentials to the deny list shall be less than 15 seconds after receiving a transaction from a PAD.

Monthly average processing time

Failure to meet the KPI three (3) months consecutively or six (6) out of twelve (12) consecutive months.

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Performance measures (2 of 2)

Key Performance Indicator (KPI)

Unit of Measure for Service Credits

Trigger for Service Credits

The maximum time for the Contractor to process taps and add credentials to the deny list shall be 20 seconds after receiving a transaction from PAD.

# of reported incidents in which a Transit Customer was allowed access to a transportation service one (1) minute and twenty (20) seconds or more after a tap transaction has been received by the Contractor that subsequently failed authorization, provided that the Transit Processor’s processing time has exceeded twenty (20) seconds.

Failure to meet the KPI three (3) months consecutively or six (6) out of twelve (12) consecutive months.

The average time for the Contractor to send a response to a credential inspection request from a Transit Agency shall be less than 1.5 seconds after receiving the request.

Monthly average response time

Failure to meet the KPI three (3) months consecutively or six (6) out of twelve (12) consecutive months.

The maximum time for the Contractor to respond to a credential inspection request shall be 2 seconds after receiving the request.

# of incidents per month in which the response time exceeds two (2) seconds

Six (6) incidents in any three (3) month period or consecutively or twelve (12) incidents in any twelve (12) month period.

The average time for the Contractor to remove a credential from the deny list shall be less than 15 seconds after receiving information that the Transit Customer has settled the debt.

Monthly average response time

Failure to meet the KPI three (3) months consecutively or six (6) out of twelve (12) consecutive months.

The maximum time to remove credential from the deny list shall be 20 seconds after receiving information that the Transit Customer has settled the debt.

# of reported incidents in which a Transit Customer was denied access to a transportation service one (1) minute and twenty (20) seconds or more the Transit Customer has settled the debt, provided that the Transit Processor’s processing time has exceeded twenty (20) seconds.

Failure to meet the KPI three (3) months consecutively or six (6) out of twelve (12) consecutive months.

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Acquirer

Escalation process and contacts

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To be requested from vendor

Should include indication of the vendor’s expectations of the transit agency, plus interactions/connections with vendor’s service desk and technical teams

Support flow chart

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To be requested from vendor

An indicative format is shown below

Response targets

Urgency

Description

Time to Respond

1 Critical

System does not function at all or has such frequent and systematic interference that it cannot be used

Within 30 minutes

2 High

System is functioning, but daily or time-sensitive functions are prevented from being performed.

Within 1 Business Day

3 Medium

Issue arises that does not prevent daily or time sensitive functions being performed, but presents a material inconvenience, degraded level of performance or similar.

Within 5 Business Days

4 Low

Issue arises that presents a minor inconvenience, requires an enhancement to a Service, or is the result of an advised event (e.g. upgrade).

Within 10 Business Days

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To be requested from vendor

Should state when the vendor is contactable and through which communication channels

Agreed service times

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To be requested from vendor

An indicative format is shown below

Roles and escalation points

Contact

Escalation level

Role

Service desk email

n/a

[System] to raise tickets with

Name: xx

Email: xx

1st escalation

Technical coordinator/project manager

First point of contact for day to day escalations. Works with the internal teams to resolve incidents/problems and fulfil client requests

Name: xx

Email: xx

2nd escalation

Head of service operations

Major incidents, service-related escalations and governance

Name: xx

Email: xx

3rd escalation

Contract manager

Contractual and commercial aspects, incident and project governance

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[Transit Agency]

Escalation process and contacts

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To be completed

Should include an indication of [transit agency]’s actions prior to reaching out to a vendor, for each of the services we receive.

Issue reconciliation flowchart

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Roles and escalation points

Contact

Escalation level

Role

Name: xx

Tel: xx

Email: xx

1st escalation

e.g. General Manager

Name: xx

Tel: xx

Email: xx

2nd escalation

e.g. Director of IT

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