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Introduction to Bitcoin

Pierre Rochard

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Bitcoin: digital cash

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Cash: payments and savings

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Payments

Outflow

Inflow

Balance

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Minted gold coins

Fedwire, paper notes

Bitcoin network

Cash payments

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Savings

Outflow

Inflow

Balance

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Cash savings

  • physical gold
  • dollar base money
  • on-chain bitcoin

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Is saving good or bad?

Cash inflow

Producer goods

Holding cash

Consumer goods

Future cash outflows with uncertain timing

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Mix and match

Payments can be independent from savings

  • using a dollar debit card in Europe
  • payment automatically converts savings

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Ball and chain

Payments can impede and disrupt savings

  • physical gold is too cumbersome for payments
  • a bank can freeze your dollar account

Savings can have many forms of payment, with different trade-offs

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Trade-offs

Savings

Payments

Scarcity

Utility

Auditability

Privacy

Decentralization

Throughput

Verification

Computation

Finality

Reversibility

Trustless

Convenient

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Scarcity!

2,099,999,997,690,000 satoshis

100,000,000 satoshis equals 1 bitcoin

21 million bitcoins

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Scarcity?

"crypto" is not scarce

thousands of altcoins

imitators and innovators

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Is art scarce?

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Differentiation drives scarcity

Fundamental adoption drivers

Aesthetics for art, assurances for monetary systems

Reflexive feedback loops

Keynesian beauty contest, provenance

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Monetary system assurances

Permissionless

Seizure resistant

Censorship resistant

Credible, sound monetary policy

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Permissionless

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Seizure resistant

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Censorship resistant

Proof-of-work mining provides probabilistic transaction finality

Currently paid for by new cash emission and transaction fees

Prisoner's dilemma: censoring a transaction gives the fee away�

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Sound monetary policy

Automatic mining difficulty adjustment keeps emission on schedule

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Impossible trinity

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One of the main lessons of monetary theory is that the credibility of future issuance policy is a key aspect to the value of a currency.

- James Bullard, St. Louis Fed President

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Credible monetary policy

public, global broadcast of blocks

low cost of verifying transactions and proof-of-work

trustless full verification of cash emission schedule

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Bitcoin is an impenetrable fortress of validation

@StopAndDecrypt

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Schelling point

Tomorrow you're meeting a stranger in NYC

No communication or coordination possible

Where and when do you meet them?

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Bitcoin's consensus rules are a Schelling point

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Reflexive feedback loops

First-mover

Brand

Liquidity

Volatility

Mining hashrate

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First-mover advantage

Immaculate conception: fair distribution, value started at zero

Lindy effect: future life expectancy proportional to current age

10.5 years of accumulation and distribution

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Brand

Bitcoin has a brand

Rest of the market is generic "other cryptocurrencies" (or worse)

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Liquidity

Exchange limit orders + OTC desks + orderbook in your head

Bitcoin: more liquidity than the rest of "crypto" combined

Only Bitcoin futures are listed on CME

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Volatility

Every day bitcoin’s fundamental value increases

Price oscillates around fundamental value

Herd behavior: people adopt as speculative SoV in waves

Will evaporate when we get to full adoption

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Stock-to-flow ratio

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Stock-to-flow ratio

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Mayer multiple

price divided by 200 day moving average

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Bitcoin's 30 day volatility

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Drawdowns

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Performance

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Sharpe ratio

calculated holding for 4 years

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Bitcoin savings duration

Expected value

Time

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Bitcoin mining hashrate

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Bitcoin relative transaction finality

Calculated by Nic Carter, numbers as of 07/15/2019 from coinmetrics.io

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Bitcoin is efficient

Energy consumption is the fairest way to distribute new coins

Proof-of-work has the least worst security assumptions

Focus on production of electricity, not consumption

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Questions?

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Thank you for watching!

Restarting the video in 3 seconds

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@Pierre_Rochard

Pierre@BitcoinAdvisory.com