What Do You Need to Open a Bank Account?
1. A valid, government-issued photo ID, such as a driver’s license or a passport. Nondrivers can get a state ID card at the Department of Motor Vehicles office.
2. Other basic information, such as your birthdate, Social Security number or taxpayer identification number, or phone number.
3. An initial deposit is required by some banks, but other banks let you open an account without a deposit.
4. Identification details for other applicants, if you’re opening a joint account. Because the account will be owned by multiple people, the bank will want all owners’ identification and personal information.
5. A co-owner if you’re not yet 18. Ask a parent or legal guardian to sign legal documents with the bank.