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American Senior Benefits!

WELCOME TO

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When considering a career opportunity, what are the questions one would ask?

    • Who is the “Market”?
    • What does the market need/want?
    • How do I gain access to the Market?
    • What products/services will I provide to the market? (That solves those needs?)
    • How will I be trained to market those products/services?
    • What is my financial opportunity?
    • What are my opportunities for advancement?
    • How will I be recognized for my accomplishments?

For Agent Use Only. Not for distribution to the general public.

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Why would I look at a CAREER in the Insurance Industry...

  • Entrepreneurship
  • Unlimited Income
  • Altruism—helping others

For Agent Use Only. Not for distribution to the general public.

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Who is American Senior Benefits?

American Senior Benefits (ASB)

is an independently owned National Sales Organization focused on the insurance needs of the 55 and older marketplace.

​

  • ASB was established in 2005
  • Over the past 5 years, ASB has accumulated over 350,000 policyholders
  • Over the past 5 years, ASB had over $900M in New Business Sales

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ASB has over 2,100 agents working out of 169 Regional and District sales offices in 42 states.

As of May 27, 2026

For Agent Use Only. Not for distribution to the general public.

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ASB Submitted Premium History

Year

Submitted Premium

2005

$8M

2006

$16M

2007

$27M

2008

$40,311,999

2009

$56,406,292

2010

$57,454,650

2011

$64,203,480

2012

$75,940,138

2013

$83,099,522

2014

$92,273,169

2015

$99,241,215

2016

$118,315,841

2017

$134,574,513

2018

$161,581,803

2019

$173,817,254

2020

$183,941,384

2021

$214,423,761

2022

$283,061,990

2023

$329,025,490

2024

$376,548,437

2025

$434,932,254

For Agent Use Only. Not for distribution to the general public.

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ASB is part of the largest marketing organization in America

ASB is part of Integrity Marketing Group. Integrity is the largest marketing organization in America and the #1 distributor of Medicare Supplement, Medicare Advantage, Final Expense, and Ancillary Health Insurance.

​

Due to our combined size, we have access to all of the top carriers and many proprietary products designed specifically for Integrity’s marketing partners.

For Agent Use Only. Not for distribution to the general public.

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ASB has partnered with Top Carriers in every key market:

United Healthcare

Lincoln Financial

Mass Mutual Ascend

Mutual of Omaha

Americo

Gerber Life

John Hancock

Protective Life

AFLAC

North American

Pacific Life

Humana

CIGNA

AETNA

Lafayette Life Insurance Company

Royal Neighbors of America

SILAC Life

Allianz

Medico

….and many more!

For Agent Use Only. Not for distribution to the general public.

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Why a CAREER that focuses on the SENIOR MARKET...

  • Largest market
    • 65+ population will double by 2030
  • Fastest Growing �(10,000 people turn 65 every day)
  • Most Money
  • Significant Buying Power �(Seniors hold 75% of the wealth in America)
  • Varied Needs
  • Daytime Appointments!

For Agent Use Only. Not for distribution to the general public.

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Access to the market?

At American Senior Benefits, you will be provided with the marketing resources to help you become successful:

    • State of the art CRM – MAX – Contact Management System that will help you track all prospects and clients.
      • Agent Website
      • Monthly Newsletters
    • Direct Mail Leads
    • Turning 65
    • Seminars
    • Referrals
    • Warm Market
    • Innovative Marketing Program
      • SAGE Tuition Rewards

For Agent Use Only. Not for distribution to the general public.

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What Products Do We Offer?

Top carriers in every product line:

  • Supplemental Insurance
    • Medicare Supplement
    • Medicare Advantage
    • Cancer Policies/Accident Insurance
    • Dental, Vision & Hearing
  • Final Expense/Life Insurance
    • Burial plans, Taxes and Estate Planning
  • Annuities
    • Various investment options
  • Long Term Care Insurance
    • Nursing Home, Assisted Living, & Home Health Care

For Agent Use Only. Not for distribution to the general public.

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How will I be trained?

How We Sell:

  • Set Appointment
  • Uncover Needs (Fact Finder)
  • Educate on Issues
  • Present Product
  • Paperwork
  • Service Client

For Agent Use Only. Not for distribution to the general public.

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Training & Support:

  • New Agent Training Classes
  • Sales Skills Training
  • Prospecting Support and Phone Training
  • One on One Field Training
  • Presentations on all Products
  • Regional Training Schools
  • Advanced Sales Departments
    • Annuities
    • Long Term Care
    • Life Insurance

For Agent Use Only. Not for distribution to the general public.

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Compensation Package

  • One of the best in the entire industry
    • Commission advancing
    • High commission percentages
    • Renewal income
      • Level Medicare Renewals
    • Vested Renewals
      • See Vesting Schedule

​

For Agent Use Only. Not for distribution to the general public.

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Financial Opportunity

  • 2 Medicare Supplements $480�($1,600 Annual Premium X 15%= $240/sale X 2)
  • 1 Senior Life $350�($500 Annual Premium X 70% = $425)
  • 1 Other Sale $300�(LTC, Annuity, etc.)

​

Total Weekly Income $1,130

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Financial �Opportunity

  • $4,520 per Month
  • $13,560 per Quarter

$54,240 First Year Income

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Renewals - The Real Reward!

  • With 90% Persistency:
    • Medicare Supplement $21,600�($160,000 Annual Premium X 90% X 15%)
    • Life $2,700�($25,000 Annual Premium X 90% X 12%)
    • Other $2,700�($30,000 Annual Premium X 90% X 10%)

Total 2nd Year Renewal $27,000

Total 2nd Year Income $81,240

For Agent Use Only. Not for distribution to the general public.

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Five Year Financial Opportunity

Year 1 Year 2 Year 3 Year 4 Year 5

  • 1st Year Commissions $54,240 $54,240 $54,240 $54,240 $54,240
  • 2nd Year Renewal $27,000 $27,000 $27,000 $27,000
  • 3rd Year Renewal $24,300 $24,300 $24,300
  • 4th Year Renewal $21,870 $21,870
  • 5th Year Renewal $19,682

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  • Total Annual Income $54,240 $81,240 $105,540 $127,410 $147,092

Calculations based on two Medicare Supplements, one Senior Life�and one other sale per week and 90% persistency on all products.

For Agent Use Only. Not for distribution to the general public.

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Leadership:

  • Representative
  • Associate
  • Senior Agent
  • Field Manager
  • District Sales Manager
  • Regional Sales Manager

For Agent Use Only. Not for distribution to the general public.

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Your Efforts are Rewarded

  • ASB Company Conventions
  • Carrier sponsored Trips and Incentives
  • Recognition for Effort & Achievement

For Agent Use Only. Not for distribution to the general public.

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Become a Business Owner:

  • Our Regional Sales Managers and our Agents are Independent Business Owners – building each of their own businesses, but building them together.
  • They own their business*, but choose to work with ASB as their business partner/IMO
  • Our Managers and Agents are in business for themselves, but not by themselves
  • ASB’s growth strategy is to ultimately have 200+ Regional and District Sales Offices throughout the United States

For Agent Use Only. Not for distribution to the general public.

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There are no limits to what can �be achieved in your career with �American Senior Benefits!

For Agent Use Only. Not for distribution to the general public.