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HPPRO & EAPP

AO Dallas

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This power point is designed to teach you how to use the technology

When you are in the field with your trainer, every time they write an application make sure to sit next to them and watch how they do it
Always ask your trainer/mentor how if you don’t understand. Don’t wait. Your job is to ask questions!
Always practice at home or in the office. Don’t wait until release before you fill out your 1^st eapp
By the end of your training when you are ready, talk to your trainer so that when a sale is made in the home, that you fill out the eapp with your trainer watching

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Lets get started

HP-PRO

https://hppro.planetaltig.com/

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HPPRO

There is a tutorial video for HPPRO
Use this link:

https://vimeo.com/238349977 (Right click and open link or copy and paste)

Make sure you watch it so you understand how to fill out HPPRO
Remember to practice!

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Lets get started

Download EAPP

Go to ailife.com
Click agent log in at the top
If you haven’t set up a profile yet, do so now
***Remember to use the same password for eapp as you do hppro
Log in
Click download eapp

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Eapp

Click start presentation and you will come to this screen. Type in all relevant info

DO NOT CLICK NEXT. Click the red X

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Click file. Click existing applications

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Click the app. Click next and get to the application page

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Click add and add the application. Open it up

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Fill out line 1 for all applicants – name, saw them, d.o.b., birthplace, height, weight, sex, mark if they are a non tobacco user

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Click the proposed insured for the boxes you are covering them for. Each box is a different policy. This is always done after you complete line 1

A is primary. B is spouse. C is children. They gray box is for the spouse. Do not confuse this for the spouse line which is a spouse rider

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After filling out line 1 and clicking A/B/C answer the medical questions on page 2

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If it is in blue it needs an answer (except medical records id#)

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Fill out everything in blue. On top, mark lead type and type in affiliation name. Always get 2 phone numbers and an email. #4 is always proposed insured unless someone is taking out a policy on someone else, for example a head start

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Fill out beneficiaries, no for replacing, leave 12 blank, answer 13 and always yes for 14. APLP means if they miss a payment instead of lapsing they can use their cash value

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Input coverage amounts. Use HPPRO for this. Verify mode premium matches

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We can change either the face amount or the premium amount and once we hit tab, it will automatically update

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Mark what policy you gave them on 15, and yes for 16 and 17 only if they are using what is asked

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Input banking, routing and account number twice. Also 10 days out for requested draw date.

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After completing the application, click validate to find out if you have any errors. Fix them and validate again

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Anytime you answer yes to a medical question, you must fill out a questionnaire
Always fill out all questionnaires and oral specimen forms before you do anything else (these forms will lock if not filled out first)

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Always answer EVERY question on a questionnaire
Always get as much information as possible
A major reason for incompletes is due to a missing questionnaire or missing information on a questionnaire

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Once you pull up the form and close it out, blue glasses will appear
The next step is to pull up all forms and close them out
(This is so the computer knows that you pulled up the form and reviewed it)

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When all forms are pulled up and closed, blue glasses appear
Click next after blue glasses appear on all forms

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Pull up each form and have the client sign there name
Typing their name is the same as signing a document
They MUST type their name, do not type it for them
Sign your name
Close out of the document

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Once all the forms have been signed, a green check mark will appear showing it is complete
The last document you will complete is the application
Click next

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Choose to submit standard or trial (Trial anyone that is sick)
If the app is trialed, no money will be drafted from their account
The total premium being drafted within the next 1-3 days

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Eapp

After the standard/trial page you are now cementing
Make sure to review the cementing section in your script
Remember to ask questions!
Now lets go through products on the eapp:

For any details such as ages or restrictions on products, go to:

Ailife.com
Agency resource center
Log in
Actuarial
Click the state you are in
Click the product you are interested in

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Whole life – freedom of choice never exceed 30,000

10 RC – 10 year renewable and convertible term – paycheck protection

Preferred, executive and select life. Review with your manager but always sell whole life

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Accidental death benefit – can not exceed 200,000 unless WL and 10RC combined are over that amount

Waiver of premium – waives premium upon total disability

B2000 – special accidental death benefit

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Spouse rider – a rider is attached to the whole life policy

Additional benefits such as mortgage and college education benefits

Child rider – 10,000 in coverage convertible at age 21

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A71000 – accident policy

Cancer benefits – 2 different policies, CNM is for medical bills, C20 is lump sum payout

Spouse coverage

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Head starts – whole life for children, you can add GIO (guaranteed insurability option)

Hospital indemnity policy

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The End

Remember to always ask for help and don’t forget to practice!
If something is wrong with your eapp you need to email:

cashelp@ailife.com

If something is wrong with hppro you need to email:

planetsupport@altig.com