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Lesson 4: Paying for College

Enrichment 5&6: College & Career Panels; Campus Visit

Leola Rutherford

6th Grade

Girdwood School

Login to: PearDeck.com

& enter the class code displayed.

Journal pages 36-43 & 48-49

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OBJECTIVES:

Identify 3 ways that financial aid can help pay for postsecondary education
Identify basic financial terms
Identify opportunities for academic support and enrichment

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How to pay for college &

Save Money

Grants & Scholarships

Work-Study

Loan Opions

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Alaska’s Higher Education Agency

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VOCABULARY: How will you pay for college?�

ACT
Enrichment
FAFSA
Financial Aid
GPA
Grant

Loan
Postsecondary
PSAT/NMSQT
SAT
Scholarship
Work-Study

Highlight all the ways you plan to pay for college.

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MIDDLE SCHOOL: Your first step towards meeting your goals.

It might sound like everything you need to do to get ready for college happens in high school. This isn’t the case! There are things you can do now in middle school to put yourself on track.

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6^TH GRADE

Develop good study habits
Attend school regularly
Do your homework
Keep talking to your parents
Make sure you know your learning style (how do you learn better, seeing, hearing doing)
Review Kids2Careers Student Success Steps & Planning Tools

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7^TH GRADE

Participate in school activities
Be active in clubs
Keep doing your homework
Talk to your counselor
Continue looking at careers
Review career information with parents
Talk with family and friends
Review Kids2Careers Student Success Steps & Planning Tools

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8^TH GRADE

Continue to develop good study habits and organization
Take algebra
Keep up with your homework
Talk with your counselor
Talk with your parents about colleges
Take time to look at how you can help pay for post secondary schooling
Review Kids2Careers Student Success Steps & Planning Tools

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REVIEW: Learning styles and academics are important for getting into college.

Highlight what you are focusing on first.

Grades
Class Selections
Tests
Study Skills
Activities
Parent Involvement
School Counselor Advice

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Responses

Watch & respond

to at least two of your classmate’s Canva Videos

about

College Admissions

or Job Interview.

Applaud

&

Advise

your classmates.

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Encore

Nominate a classmate for an encore

College/Job Interview

to be shown to the whole class

[Vote once: write their class #.]

Interview

Presentations

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JOURNAL page 37

Please reflect on what you have learned during the previous lesson and start thinking about what you will be learning about today.

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PAYING FOR COLLEGE OR CAREER TRAINING

What do you know about how much college or career training costs?
How many of you are worried that college or career training might be hard to pay for or too expensive?

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Paying for College or Career Training

Yes, you can!

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Paying For College

Fill in the blanks on page 38

There are 4 types of financial aid

you should be aware of:

Grants
Scholarships
Work Study
Loans

To be eligible to receive them,

each year you must fill out the: FAFSA

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Answers

The money available to help me pay for college is called Financial Aid
Grants are financial aid awards that do not have to be repaid.
Scholarships are financial aid awards that are awarded based on achievements.
Work-Study is a program that allows students to work to earn money for their tuition. Students in this program have jobs on campus.
Loans are awards that have to be paid back.
In order to be eligible for financial aid, I need to fill out the FAFSA during my senior year.

page 38

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FAFSA explained

To be eligible for grants, loans, work -study and some scholarships, all students need to complete the Free Application for Federal Student Aid (FAFSA), which determines eligibility for financial aid. Students who do not complete the FAFSA are not eligible for any federal aid, which includes grants, loans and work-study. In addition to many states, private loan companies, and some private organizations rely on the information FAFSA provides to make their financial aid decisions.

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Alaska Performance Scholarship� (APS)

Challenge yourself
Multiple Curriculum Options
Keep your grades up
Earn a minimum GPA or minimum score on SAT, ACT, or WorkKeys
Minimum GPA is 2.5, higher is even better

You qualify for APS if You:

Are an Alaskan resident
Graduate from an Alaska High School
Attend an Alaskan University or College
Have qualifying unmet costs of attendance

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ALASKA EDUCATION GRANT (AEG)

The Alaska Education Grant provides need-based assistance to students. Grant awards typically range from $500 to $4,000 per academic year.

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Calculating College Costs

1. How much would tuition cost you?

Bachelor’s Degree = 120 total credits

Tuition costs $241 per credit.

Answer:

page 39

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Calculating College Costs

1. How much would tuition cost you?

Bachelor’s Degree = 120 total credits

Tuition costs $241 per credit.

Answer: $28,920

page 39

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Calculating College Costs

2. How much is that tuition per year?

Assume it took you 4 years to finish.

Answer: $ _______ per year

page 39

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Calculating College Costs

2. How much is that tuition per year?

Assume it took you 4 years to finish.

Answer: $7,230 per year

page 39

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Calculating College Costs

3. With a $7,000 top APS award, what would be the remaining cost for tuition per year?

Answer: $ ______ per year

page 39

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Calculating College Costs

3. With a $7,000 top APS award, what would be the remaining cost for tuition per year?

Answer: $230 per year

page 39

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Calculating College Costs

4. Besides tuition, what might be other costs of attending college?

Answer:

page 39

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Calculating College Costs

4. Besides tuition, what might be other costs of attending college?

Answer:

student fees, room & board (food), books, transportation, miscellaneous expenses

page 39

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Kids2Careers BINGO

Test your Kids2Careers vocabulary. Get five squares in a row (either horizontally, vertically, or diagonal) and say BINGO!!

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CATCHING UP, KEEPING UP AND GETTING AHEAD

Today we talked resources available to help you and your family pay for college and career training.
Financial aid is available from:
Federal Government
ACPE - Alaska Commission on Postsecondary Education
Colleges and Universities
Talk with your parents about opening an Alaska 529 education savings account

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Exit Ticket

Review:

Match the word with the definition.

FAFSA

Grant

Loan

Scholarship

Work-Study

Check for understanding

page 43

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Exit Ticket

Review:

Match the word with the definition.

FAFSA 2

Grant 1

Loan 5

Scholarship 4

Work-Study 3

Check for understanding

page 43

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Test Your Knowledge:

https://kahoot.it https://gimkit.com/play

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Journal Reflection

Name one thing you learned today that you didn’t know before?
How can you apply what you learned about your learning style to the way that you study?
How do you think the information we discussed today can help you on your career path?

page 42

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CLOSING

Complete page 42 & use as your script for your Canva video.

Record a message to your parents on Canva !

How will you pay for college?

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Guest Speakers - Postsecondary & Career Prep Panel
University Visit -

Lessons 5 & 6

Pre-activity questionnaires.

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Career Speaker Questionnaire

Write two questions you would like to ask our guest speakers about �

how they prepared in high school or postsecondary
their careers

Lesson 5:

Page 43 & 45

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Campus Event

Before we go . . .

Write 5 questions you have about attending the campus event or about college & career training in general.

Lesson 6:

pages 48-49