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Navigating Systems

at RISD and in the U.S.

September 4, 2026

Student Health Services, Counseling & Psychological Services,

Student Employment, International Student & Scholar Affairs

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Today we will discuss:

  • Student Health Services
  • Student Health Insurance
  • Counseling and Psychological Services (CAPS)
  • Student Employment (working on campus)
  • Other resources (drivers license, banking, etc.)

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Navigating Healthcare at RISD

Kathryn Oberacker, FNP

Director Health Services

September 4th, 2026

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The healthcare system is confusing

Appointments

Insurance

Costs

Questions

Many services require an appointment rather than walk-in access.

You may be asked to pay something for care, medicine, tests, or other services.

Your insurance may affect where you can go and what you pay.

Having health insurance does not mean your healthcare is covered 100%.

It is important to ask what something means and what it will cost.

*Kristen Devine will be reviewing health insurance after this presentation

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Where do I go for care?

Emergency Room

Urgent Care

Specialty Care

RISD Health Services

START HERE when possible.

Primary care Services:�Physical exams • GYN care • gender-affirming care • illnesses & injuries • STI testing/treatment • PrEP • birth control • immunizations • prescription management • rapid testing • blood work • specialist referrals

Appointment is required, same day appointments available

For problems that need care soon but are not life-threatening.��Useful when RISD Health Services is closed or you cannot get a campus appointment.

Examples: Illnesses & Injuries

You can walk-in, appointments are not needed

For potentially life-threatening problems.��Examples: severe trouble breathing, chest pain, major bleeding, loss of consciousness, or serious injury.

Open 24/7, they do not take appointments

For when you need specialized care.

Examples: Cardiology, Orthopedic, Endocrinology, Gynecology, etc

Appointments are required, often wait to a few weeks or months to be seen

*Local contact information for these locations will be shared at the end of this presentation.

*All students can choose to find a primary care provider outside of RISD if they desire

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What might I have to pay?

Emergency Room

Urgent Care

Specialty Care

RISD Health Services

Our services are provided at no cost to students.��Services sent outside Health Services—such as prescriptions, imaging, or lab work—may be billed through your insurance.

Bring your insurance information.��You may pay something when you arrive and may receive a bill later after insurance is processed.

Bring insurance information if you have it. In a true emergency, do not delay care because you cannot find your card.��You may receive a bill later.

Bring your insurance information.��You may pay something when you arrive and may receive a bill later after insurance is processed.

Referral from a primary care provider or emergency room often required

*Important: If you receive a medical bill, don't ignore it. Ask questions if you do not understand it.

*The amount you pay depends on where you go, what service you receive, and your health insurance.

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You can always ask for an interpreter

“I would like an interpreter, please”

“Can you explain this in a different way”

“Can you write that down for me?”

Accurate communication helps you describe symptoms, understand diagnoses and medications, ask questions, and make informed decisions.

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Emergencies and the emergency room

The emergency room is meant to be used for emergencies. For example:

  • Severe difficulty breathing
  • Chest pain or pressure
  • Loss of consciousness or seizure
  • Severe bleeding or serious injury
  • Severe allergic reaction
  • Sudden confusion, weakness, or trouble speaking
  • Immediate danger of serious harm to yourself or someone else

If non-emergent issue presents to the emergency department, the wait to be seen by a medical professional can exceed many hours. Utilize your student health center and/or urgent cares.

CALL 911

You can also contact RISD Public Safety at 401-454-6666

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Pharmacies and prescriptions

  • When you are prescribed a medication, most medical providers need to send your prescription electronically to a pharmacy.
  • The pharmacy processes the prescription and your insurance.
  • You will have to go to this pharmacy to pick up your medication
  • You may have to pay a copay at this time.
  • Ask the pharmacist how and when to take it.
  • Ask about side effects, interactions, and what to do if you miss a dose.
  • Never share prescription medication with another person.

“Over the counter” medications is a common way to describe medications that do not require a prescription

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Vision and Dental

  • Vision and dental insurance are separate plans from your health insurance. For example:
  • Your medical insurance plan will not pay for a vision screening exam, glasses, or contacts
  • Your medical insurance plan will not pay for your dental cleaning , cavity filling, or wisdom teeth removal
  • Our student health insurance provider does have plans available to purchase

But aren’t eyes and teeth part of the body too? Yes, they are!

If you injure your eyes or teeth - your medical insurance health will help pay.

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Let’s practice. Where would you go?

I have a sore throat and fever on Tuesday morning.

I sprained my ankle Saturday evening; campus clinic is closed.

I hit my head and lost consciousness.

I have suddenly started having severe trouble breathing and chest pain.

I received a bill, I need help.

I would like to start birth control.

I need a vaccination or a health form completed.

I think I may have a sexually transmitted infection.

I’m not sure where to go

RISD Health Services

Urgent Care

Emergency Room

Emergency Room

RISD Health Services

RISD Health Services

RISD Health Services

RISD Health Services

RISD Health Services

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Keep this page

RISD Health Services

Urgent Care

Emergency Room

Pharmacy

72 Pine Street, 2nd Floor�Providence�401-454-6625

Brown Health Urgent Care

66 Branch Ave�Providence

401-606-2590

Mon–Fri: 8 AM–8 PM�Sat–Sun: 8 AM–6 PM

Walk-in care; waits are possible.

Monday–Friday�8:30 AM–4:30 PM�

Book an appointment by phone or through your patient portal:�risd.medicatconnect.com

Rhode Island Hospital�593 Eddy St Providence�Open 24 hours

The Miriam Hospital�164 Summit Ave

Providence�Open 24 hours

Walk-in or ambulance. Long waits expected if not an emergency.

CVS Pharmacy

Providence Place Mall

39 Providence Place

Providence

401-270-4440

Mon-Thurs: 11am - 8pm

Fri- Sat: 10am - 9pm

Sunday: 11am - 6pm

Prescription and over the counter medications available

Students always have the option to call RISD Public Safety at 401-454-6666. They are open 24 hours a day and have licensed emergency medical technicians on staff.

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Thank you!

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Navigating Mental Health & Support at RISD

Counseling & Psychological Services, SEPTEMBER 2026

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A Lot Is Changing at Once

Starting at RISD may mean adjusting to:

• A new country and culture�• A new academic and creative environment�• New relationships and communities�• Different communication styles and expectations�• Greater independence and responsibility�• Changes in identity and belonging

And you are bringing things with you:

Family • Culture • Values • Expectations • Experiences • Strengths

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Adjustment Looks Different for Everyone

Adjustment can affect:

  • EMOTIONS� Stress • Homesickness • Anxiety • Mood�
  • BODY� Sleep • Appetite • Energy�
  • CONNECTION� Relationships • Loneliness • Belonging�
  • ACADEMICS� Focus • Motivation • Confidence • Creativity�
  • IDENTITY� Feeling different • Questioning where you fit�

Adjustment can change over time.

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Mental Health Care in the U.S.

Mental health care may work differently than you expect.�

  • APPOINTMENTS�Most routine mental health care is scheduled in advance. There may be a wait for counseling and often a longer wait for psychiatric care.

  • GETTING STARTED�Your first appointment may be an assessment or evaluation rather than the start of ongoing treatment.

  • ONGOING CARE�Once care is established, future appointments focus more directly on counseling, medication management, or other treatment.

  • PROVIDERS�Different mental health professionals provide different types of care.

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Who Does What?

  • COUNSELOR / THERAPIST�Provides counseling or psychotherapy. Helps with emotions, behaviors, relationships, coping, adjustment, and other concerns�
  • PSYCHOLOGIST�May provide therapy and psychological assessment/testing, for diagnosis�
  • PSYCHIATRIC PROVIDER�Provides medical mental health care�Evaluates symptoms and may prescribe and monitor medication�
  • Some people use one type of care.�Some use more than one.

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Where Do I Go for Mental Health Support?

  • CAPS�A good place to start�Counseling • Psychiatric services • Same-day support • Referrals

  • OFF-CAMPUS PROVIDER�Ongoing, specialized, or community-based care�Usually involves health insurance

  • URGENT / CRISIS SUPPORT�When you need mental health support right away�24/7 licensed counselor available through CAPS

  • EMERGENCY�Immediate danger or medical emergency�911 or RISD Public Safety

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What Support Is Available?

CAPS provides:

  • Individual counseling
  • Psychiatric services
  • Crisis support
  • Consultation
  • Case management and care coordination
  • Referral support
  • Groups, workshops, and outreach programming

Our approach:

  • Services are provided based on each student's individual needs and clinical presentation.
  • CAPS utilizes a brief treatment model to help students address current concerns, build skills, and work toward their goals.
  • Students may return to CAPS throughout their time at RISD as new concerns arise.
  • When appropriate, CAPS coordinates care and connects students with community providers for longer-term or specialized services.

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When Might CAPS Be Helpful?

Not every difficult day requires counseling.

CAPS may be helpful when:

  • Something feels difficult to manage
  • Stress begins affecting daily life
  • A concern or pattern keeps coming up
  • You are struggling with adjustment, relationships, or belonging
  • You want support working through a specific situation
  • You are unsure what might help

You do not have to be in crisis to reach out.

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How Do I Access CAPS?

  • Call CAPS
    • 401-454-6637
  • When you call:
    • You’ll speak with someone from CAPS
    • We’ll briefly talk with you about what you need
    • We’ll help connect you with the right type of support or appointment
  • Not sure what you need?
    • That’s okay. You don’t need to figure it out before you call.

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Counseling & Psychological Services (CAPS)

  • Aldrich Building�Integrated Wellness Center� 72 Pine Street

  • 401-454-6637 ~ counseling@risd.edu
  • 24/7 SUPPORT
    • Call 401-454-6637 to connect with a licensed counselor even CAPS office is closed.

  • IMMEDIATE EMERGENCY� Call 911 or RISD Public Safety 401-454-6666

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Thank you!

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Working at RISD

A guide for international students

RISD Student Employment Office

Navigating Systems at RISD · International Orientation · September 4, 2026

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The most important thing today

You do not need a Social Security Number to start working.

You need one form: the I-9. We complete it with you in our office.

Your Social Security application runs alongside your job, not before it. Start it as soon as ISSA has completed your check-in — until your number is on file, more tax comes out of every paycheck.

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HOW THIS WORKS

One step first, then two tracks

Everything starts with your ISSA check-in. The first step is not about your job.

Arrive in the U.S.

Check in with ISSA

Required for your status — job or no job

Start working

Complete your I-9 with our office

That is the only step required

You can begin work that same day

Get paid correctly

Request your ISSA letter

Apply for your Social Security Number

Enter the number in Workday

Check in with ISSA in your first week. It is required for your immigration status, whether or not you ever take a job.

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BEFORE ANY OF THIS

How you get a job on campus

You are not expected to already know how U.S. hiring works. This is the whole process.

1

Look on ArtWorks

Every on-campus job is posted there — hourly positions and graduate assistantships both.

2

Apply, or just ask

Emailing a department directly to ask about openings is normal here and often works.

3

Have a short conversation

Campus interviews are usually 15 to 20 minutes and informal. It is a conversation, not a test.

4

Get your offer in writing

Your supervisor sends the offer with your Employment Verification Letter attached. Keep it.

You may apply to more than one department at the same time. Nothing is binding until you accept.

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IF THIS IS YOUR FIRST JOB IN THE U.S.

Things nobody tells you

You do not need experience

Most campus jobs train you from the beginning. Applying without a U.S. résumé is normal and expected.

Asking questions is not rude

In a U.S. workplace, asking your supervisor to explain something again is read as responsible, not incompetent.

You are allowed to say no

If a shift does not work with your studio schedule, say so. Your classes come first and supervisors know that.

Speak up early, not late

If a form, a shift, or an instruction is unclear, ask that week. Small problems are easy. Old problems are not.

None of this is a test of your English. Everyone in the room is learning a new system at the same time.

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CHECK THIS FIRST

Are you eligible to work at RISD?

This depends on who sponsors your immigration record — not on where you take classes.

The one question to ask: will RISD payroll pay me?

If the answer is no, it is not on-campus employment — no matter where the work happens or who asks you.

F-1, sponsored by RISD

You may hold an on-campus job at RISD. No separate authorization needed.

J-1, sponsored by RISD

You must have ISSA approval before you start. A hard requirement, not a formality.

Brown | RISD Dual Degree and MADE students

Brown holds your SEVIS record, so a job at RISD would be unauthorized off-campus employment. Talk to Brown’s Office of Global Engagement first.

If you are not sure who sponsors your record, ask ISSA before you apply for anything.

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SAME RULE, FOUR SURPRISES

These are not on-campus jobs

Every one of these has caught a RISD student. None of them go through RISD payroll.

Working at Brown

Brown and RISD are close partners, but Brown pays you through Brown. For a RISD student that is off-campus employment.

A professor’s own studio or firm

If a faculty member offers you paid work at their practice, the answer is no. It is outside employment, and the risk is yours, not theirs.

Freelance work, commissions, or your own clients

Selling your work or taking paid commissions is self-employment. It needs authorization you do not have yet.

Remote work for a company outside the U.S.

Do not assume this is fine because the employer is abroad. Ask ISSA before you agree to anything.

Saying no to a professor is hard. You will never be in trouble with us for it — send them to our office and we will have the conversation instead.

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TRACK 1

Getting ready to work

Five steps. Only the last one has to happen before your first day.

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TRACK 1 · FIVE STEPS

Before your I-9 appointment

1

Find an on-campus job

Search ArtWorks or ask a department directly. Anything not on RISD’s campus — remote, affiliate, off-campus — goes to ISSA first.

2

Register for a full course of study

Full-time enrollment is required to hold a student job.

3

Check in with ISSA

If you have not done this yet, do it this week. Required for your status whether or not you have a job.

4

Review your work permissions with ISSA

ISSA is the official source for what your status allows. Our office cannot give immigration advice.

5

Receive your Employment Verification Letter

You do not need to request it. Hourly jobs — from your supervisor. Assistantships — from our office.

Keep that letter safe. You will need it to apply for your Social Security Number.

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TRACK 1 · STEP 5

Complete your Form I-9

This is the only thing you must do before your first day of work.

HOW TO BOOK

web.penjiapp.com

20 Washington Place, first floor

Monday to Friday, 8:30 am – 4:30 pm

Please allow 20 minutes. We complete

the form together with you.

WHAT TO BRING — ORIGINALS ONLY

No scans, photos, or photocopies.

You do not need an SSN, an SSA appointment, or an ISSA letter for this appointment.

Print your I-94 before your appointment. When you travel home and return, keep your passport and I-20 or DS-2019 in your carry-on bag, never in checked luggage.

Passport — valid and unexpired

I-20 (F-1) or DS-2019 (J-1) — most recent

Form I-94 — print at i94.cbp.dhs.gov

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Once your I-9 is complete,

you are cleared to work.

Your Social Security Number is still on its way. That is completely normal, and it does not stop you

from starting your job or from being paid.

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TRACK 2

Your Social Security Number

You can work while this is in progress. Start as soon as you are able.

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TRACK 2 · THREE STEPS

Applying for your number

Your ISSA check-in has to be done first. Social Security cannot verify your status until your SEVIS record is registered.

1

Request your ISSA letter

F-1 students: Social Security Letter Request in Terra Dotta. J-1: email issa@risd.edu.

2

Apply online at ssa.gov/number-card

You will schedule an appointment at the end. Print and bring the confirmation page.

3

Go to the Providence office

One Empire Plaza, 6th Floor — walking distance. Book it even if the date is far away.

You may not apply more than 30 days before the start date on your letter. A later appointment is fine — it does not delay your work.

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TRACK 2 · LAST STEPS

When your number arrives

1

Enter it in Workday

Do this as soon as you receive it. We run a weekly report and will keep reminding you until it is done.

2

Keep your card somewhere safe

You never need to bring the card to our office or show it to anyone at RISD. Replacements are limited,

and you keep this number for life.

3

Wait one business day, then open Sprintax Calculus

Your number transfers automatically from Workday. Then you can complete your tax treaty analysis.

Happy to help you enter it — come by the office or email us.

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SPRINTAX CALCULUS

Protecting your take-home pay

Many countries have a tax treaty with the United States. A treaty can let you earn a certain amount without paying

US federal income tax — but only if you complete your analysis in Sprintax Calculus.

If you complete it

You may claim your treaty benefit and keep more of what you earn.

If you do not

Your wages are taxed at the standard rate, and no treaty benefit applies.

Treaty benefits are not retroactive. They begin only after your analysis is complete — finishing early protects more of your pay.

We cannot give tax advice or complete tax forms for you. We can show you where everything lives and answer questions about the process.

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IMPORTANT LIMITS

How many hours you can work

20

hours per week maximum

while classes are in session

This is a total

If you hold two jobs on campus, the hours are added together. Twelve hours in one job plus twelve in another is over the limit.

Going over the limit can affect your immigration status. If you are unsure, ask before you work the hours, not afterwards.

During official school breaks the limit is different — check with ISSA each time.

Never work before your I-9 is complete. Not one hour, not as a favour.

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AVOID THESE

Four things that slow students down

Waiting for an SSN before booking the I-9

You do not need one. Book the appointment now.

Bringing photocopies to an appointment

Originals only, at our office and at Social Security.

Applying for the SSN before ISSA check-in

Your SEVIS record has to be registered first, or it is denied.

Leaving the number out of Workday

Your pay may be taxed at the highest rate until it is entered.

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TWO OFFICES

Who to ask

Student Employment

Jobs · onboarding · the I-9 · Workday

payroll · Sprintax · getting paid

20 Washington Place, 1st Floor

Monday–Friday, 8:30 am – 4:30 pm

studentemployment@risd.edu

401-427-6955

ISSA

Visa status · work authorization

SEVIS · immigration letters

issa@risd.edu

issa.risd.edu

For anything about your immigration

status, always start here.

There is no such thing as a question that is too small. Come and ask us.

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BEFORE YOU LEAVE

Scan these now

Open your camera and point it at the code. You do not need an app.

Book your I-9

web.penjiapp.com

Student Employment

Apply for your SSN

ssa.gov/number-card

Social Security

Driver's license or State ID

dmv.ri.gov

Rhode Island DMV

Book the I-9 appointment before you leave the room. It takes one minute, and it is the only thing standing between you and your first day of work.

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Questions

Book your I-9 appointment today at web.penjiapp.com

RISD Student Employment Office · 20 Washington Place, 1st Floor

studentemployment@risd.edu · 401-427-6955

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APPENDIX

Reference slides

Not presented. Jump here if a question calls for the detail.

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APPENDIX

Your Employment Verification Letter

You do not need to request this letter. It comes to you.

Hourly job

Your supervisor sends it with your job offer.

Graduate Assistantship

Student Employment sends it with your onboarding instructions.

The letter is on RISD letterhead and shows your job start date. If your start date changes, ask for an updated letter —

the Social Security office will use the date printed on it. If you hold more than one job, you only need one letter.

Did not receive one? Hourly — ask your supervisor. Assistantship — email studentemployment@risd.edu

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APPENDIX

What to bring to the Social Security office

Originals only — no scans or copies.

Employment Verification Letter (RISD letterhead)

Letter from ISSA

Application confirmation page

Valid, unexpired passport

Visa

Most recent I-20 (F-1) or DS-2019 (J-1)

Most recent Form I-94

Bring everything. A missing document means booking a new appointment.

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APPENDIX

Getting paid

Record your time

Hourly students enter hours in Workday and submit them each pay period. Your supervisor approves them.

Set up direct deposit (US Bank Account)

Add your bank details in Workday. Without it, your pay will be delayed.

Complete your tax forms

Your W-4 and RI W-4 live in Workday. Fill them in before your first pay date.

Know your pay dates

Hourly students are paid every two weeks. Graduate assistantships are paid monthly. Both schedules are on the Student Employment Website

Missing time entries are the most common reason a student is not paid on time.

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APPENDIX

Key links

Book your I-9 appointment

web.penjiapp.com

Apply for your SSN

ssa.gov/number-card

Print your I-94

i94.cbp.dhs.gov

ISSA — immigration and work authorization

issa.risd.edu · issa@risd.edu

Student Employment

studentemployment@risd.edu · 401-427-6955

Social Security office, Providence

One Empire Plaza, 6th Floor, Providence RI 02903

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APPENDIX

Key links, continued

Working during Wintersession

Student Hub · Student Employment FAQ

Tax treaty step-by-step (Sprintax Calculus)

itservices.risd.edu · article 18000120318

Update your address in Workday (for Sprintax)

itservices.risd.edu · article 18000122455

Payroll schedules — biweekly and GA

Student Hub · Student Employment quick links

Sprintax Calculus guide

Student Hub · Student Employment quick links

Student wage levels and pay policy

Student Hub · policies.risd.edu

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Where Can

I Learn

More About…

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Bank Accounts

To decide what bank is best for you, you may consider asking:

Banks

  • What are your international wire transfer fees?
  • What are your ATM fees?
  • How many ATMs are locally nearby?
  • Are your checking and savings accounts free?
  • Do you offer discounted student accounts?

Most banking operations are done online, but to open an account you should go to the nearest bank office and speak to a customer service representative

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INFORMATION about applying for a

DRIVERS LICENSE

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Email is the fastest way to get a response!

issa@risd.edu

We cannot wait to get to know you!

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ISSA – Carr House, 3rd Floor, Room 303

Contact

    • Website: issa@risd.edu
    • Email: issa@risd.edu
    • Phone: 401.277.4957
    • Advising Hours (Zoom & In-Person):
      • Start the week of September 7
      • Monday, Tuesday, Thursday, Friday: 12:00-1:00pm

risd_issa