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Source: Lending Tree
23% �of Americans, surveyed in 2020, said too much credit card debt was their #1 financial mistake of the last decade.
Stuff they don’t tell �you about MONEY
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Source: AAA Insurance
On average, extending a car loan’s term by 12 months costs
$1,000
Stuff they don’t tell �you about MONEY
in extra finance charges on the same exact car.
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Source: LendingTree
In 2023, the average American household carried
in credit card debt.
$6,864
Stuff they don’t tell �you about MONEY
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Source: Klarna
Buy Now Pay Later (BNPL) services advertise a
in order volume to retailers compared to paying upfront. Who is paying for that?
47% increase
Stuff they don’t tell �you about MONEY
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Source: Finder.com
74% �of people experience regret, conflicts with loved ones, or lack of funds after making impulse purchases.
Stuff they don’t tell �you about MONEY
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Source: Next Gen Personal Finance
Nationwide, only
1 in 4
Stuff they don’t tell �you about MONEY
High School Students is guaranteed to take a personal finance course before graduation.
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Source: Journal of Social Psychology
In two separate 2020 trials, people who spent money on experiences (travel, meals, etc)
than those who spent money on things.
felt happier
Stuff they don’t tell �you about MONEY
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Source: MacroTrends
Since it was formed in 1923,
has never had a 10-year period of negative returns.
the S&P 500
Stuff they don’t tell �you about MONEY
12% �of American adults cannot cover a $400 emergency with cash, credit, savings or any other method.
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Stuff they don’t tell �you about MONEY
Source: Federal Reserve
Stuff they don’t tell �you about MONEY
of Americans over the age of 55 have saved $0 in retirement accounts.
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Stuff they don’t tell �you about MONEY
Source: U.S. Government Accountability Office
48%
In 2017 alone, �U.S. banks pocketed
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Stuff they don’t tell �you about MONEY
Source: CNBC
in fees for overdraft “protection.”
$34 billion
U.S. student
debt surpassed
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Stuff they don’t tell �you about MONEY
Source: Forbes
in 2021.
$1.7 trillion
The average 2018 college graduate �left school with
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Stuff they don’t tell �you about MONEY
Source: StudentLoanHero
in student debt.
$35,359
In 2019, the total amount of student debt in the U.S. was as large as the entire economy of Australia.
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Stuff they don’t tell �you about MONEY
Source: World Population Review
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Stuff they don’t tell �you about MONEY
Source: FORTUNE
96.5% �of content creators on YouTube do not make enough money to rise above the U.S. poverty line.
There are more payday loan shops than McDonalds restaurants in America.
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Stuff they don’t tell �you about MONEY
Source: CNBC
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Source: Experian
76% �of 18 & 19 year-olds say they wish their high school offered a class �on how to manage �their money.
Stuff they don’t tell �you about MONEY
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Source: T. Rowe Price
of parents say they �don’t feel comfortable talking to their children about finances.
50%
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Source: Forbes
In 2021,
Americans over the �age of 62 still owed payments on their student loans.
2.3 million
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Stuff they don’t tell �you about MONEY
Source: Federal Trade Commission
Americans who forgot to file their taxes in 2015 left
unclaimed. The IRS is �still holding this money.
$1.4 billion
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Source: Federal Trade Commission
Since 2009, it has been illegal for credit card companies to promote credit card offers within 1,000 feet of college campuses.
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Source: H & R Block
of teenagers file tax returns, even though 1 in 3 teens is entitled to a refund in an average year.
Only 3%
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Source: Bankrate Mortgage Calculator
Someone with a FICO credit score of 650 pays
for the same $300,000 house as someone with �a score of 750.
$40,000 more
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Source: Forbes
Between 1989 and 2019, �the average cost of college tuition grew
as fast as the average �wage of college-educated American workers.
8x
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Source: U.S. Department of Education
In 2017 and 2018, students left $2.3 billion and $2.6 billion unclaimed by not submitting FAFSA each year, respectively.
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