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Ch. 3 American Free Enterprise

Econ Unit 1

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Vocab Chapter 3

  • Externality
  • Open Opportunity
  • Free Contract
  • Free Rider
  • in-kind payment
  • Gross Domestic Product
  • Macroeconomics

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Section 1: Benefits of a Free Enterprise

Essential Question: “What are the benefits of free enterprise?”

Learning Objectives

-Basic principles of U.S. free enterprise system

-Role of consumer in American economy

-Constitutional protections underlying free enterprise

-Why could/will govt. intervene in marketplace

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Introduction

What are the benefits of free enterprise?

  • Makes it possible for people who have ideas & persistence to start businesses and find success
  • Offers great deal of economic freedom to consumer

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What is free enterprise?

U.S. considered to be “land of opportunity”

American tradition of Free Enterprise has been key supporter of this

Characteristics

Profit motive: Key incentive; all decisions are made w/ idea of increasing profit

Open opportunity: Anyone can participate in market

Legal Equity (Law): Everyone has same legal rights….now..

Private Property: Own decisions about own property

Freedom to buy/sell: Own decisions about entering agreements, and what/when/how to buy/sell

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Role of the consumer

Freedom to make own economic choices

  • Voluntary exchanges happen so businesses know what and how much to produce

Interest groups

  • Consumers can join them to encourage public officials to act in ways to benefit them

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Economic Freedom and Constitution

Free enterprise is written into the constitution

5th Am.: Protects private property from being taken w/out due process

  • Even though govt. can take land for public reason
  • Eminent Domain: but have to pay fair price

Spells out how govt. can tax people/businesses

  • Art. I: Congress can levy taxes
  • Income tax didn’t happen till 16th amendment

Guarantees people/businesses right to make contracts

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What are the problem with monopolies?

Why is it important for the government to provide protection for the consumer against monopolies?

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The Role of government in the marketplace

Govt. has many roles

  • Carrying out constitutional responsibilities to protect rights, contracts, and other business activities
  • Making sure that producers provide consumers with information
  • Protecting the health, safety, and well-being of consumers

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why it’s important to protect consumer using india as example

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The negative effect of regulation

  • Rules are costly to implement
  • Regulations stifle competition
  • Govt. spending increased in industries b/c have to hire workers to do actual oversight

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Major Federal Regulatory Agencies

Identify one agency set up to protect

Public Safety

FDA

FAA

CPSC

Fair competition

FTC

FDIC

Equality

EEOC

Video: PBS Trans Fat Govt Regulation

How do you think the FCC promotes the public interests?

Making sure broadcast communication conforms to standards so consumers can receive signals

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Reflective Questions: Possible Test Questions

  • How do partially hydrogenated oils in food affect Americans' health?
  • How has the use of trans fats impacted the food industry, and what economical effect may occur with the banning of trans fats?
  • To what extent should the government regulate food production?
  • What role do consumers play in the regulation of food manufacturers and restaurants?

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What is the theory for adam Smith's “Invisible Hand”

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Give Adam smith a hand Activity

-Adam Smith was an economist

-Wrote the Wealth of Nations

-Came up with the theory of Laissez-

faire Economics: “To be left alone

-Invisible hand theory means to have

limited government interference

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What makes capitalism work?

6 Key Concepts:

  • Markets
  • Economic Freedom
  • Private Property Rights
  • Competition
  • The Profit Motive
  • Voluntary Exchange

Activity: Create a six fingered hand

-Trace out your hand and include another finger for a total of 6 fingers

-Outside fingers will include the 6 concepts

-Inside the fingers will include a brief definition of the concept using your notes and textbook

-Palm will a bio of Adam Smith using your textbook

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Sec 2: Promoting Growth and Stability in the Economy

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“How does U.S. Govt. promote growth/Stability?”

Learning objectives

  • Why govt.s track and seek to influence business cycles
  • How the gov.t promotes economic strength
  • What factors increase productivity

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How does the U.S. Govt. encourage growth/stability?

  • Tracking Business Cycles
  • Promoting High employment
  • Keeping prices stable
  • Encouraging development of new technologies
  • Pride in American Work ethic

EX: Business Cycle

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-WhY IS DONALD TRUMP ATTACKING OREOS?

What do you think?

-happens to our economy when business leave?

-IS IT THE GOVERNMENT JOB TO PREVENT BUSINESSES FROM LEAVING TO OTHER COUNTRIES?

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Tracking Business Cycle

¢Govt. often intervenes to influence macroeconomic trends

¢One measurement of well-being is GDP: Gross Domestic Product

¢GDP= Measurement of total goods/services produced in year

Business Cycle: pattern of expansion followed by contraction

¢Expansion GDP goes up

¢Contraction GDP goes down

Why do govt experts track the business cycle?

So they can see where country is and make predictions

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Promoting Economic strength

¢High Employment

�1. Govt. works to ensure jobs for everyone available

�2. 4-6% unemployment is healthy

¢Economic Growth

�1. To help spur growth, govt. can cut taxes or increase spending

¢Stability and Security

�1.One indicator can be price levels, another is banks/financial institutions

2. Government looks to prevent sudden shifts in prices to avoid consumer/producer suffering

�3. Govt. Regulations seek to keep banks/financial inst.’s stable; think bailout!!

¢Economic Citizenship

�1. Voters have a say in promoting economic strength by:

-Voting for public officials

-Voting on referendums

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Why Markets exist?

-What is specialization and how does it work

-How does country benefit from trading

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Technology and productivity

How does tech improvement help economy?

Allows economy to operate more efficiently

*Helps increase productivity

*Light bulb made longer workdays

*Assembly line: mass production

Govt.s promote innovation/invention to maintain a technological advantage by:

Funding raising universities for research

Est. own research institutions: NASA

Grant patents/copyrights, incentives to innovation

EX: Govt funding is CA Proposition 71 Stem Cell Research

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American Work ethic

Growth cannot occur without individual effort

  • Americans have pride in strong work ethic, not only ethic but the work they do
  • Work ethic has long been seen as a key ingredient in U.S.’s success

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Section 3

Public Goods

“Why does a society provide public goods?”

Objectives

�-Examples of Public Goods

�-Understand market failures

�-How govt.s allocate resources to manage externalities

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Why does a society provide public goods?

B/C it would be inefficient/impractical for a free market to provide them

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Public goods

Shared good/service that would be inefficient/impractical to make consumers pay for or to exclude those who can’t

  • Maintaining Streets is one example

Signs, lights, conditions, etc.

  • Used by any # of people w/out reducing its benefits
  • Financed by public

Police, firefighters, etc.

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public goods: Cost and benefits

What 2 Criteria must be present for a public good?

  • Benefit is less than cost each individual would have to pay if privately provided
  • Total Benefits to society are greater than total cost

Public

Verse

Private

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Public Goods: cost/benefits

Govt. pays for public goods through…….

Taxes

Financial burden become much less than if private funded

Bill Gates $$$

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public goods: Free rider problem

¢“Free Riders”

People not willing to pay for certain good/service but would benefit from its offering as public good

¢Government stops providing public good

Instead relying on “donations/contributions

¢Some people would “refuse” to pay and many services would be eliminated

Examples: National Roads, Trash Cleaners, U.S. Mail Delivery, Fireman, Police...

Don’t be this guy

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Externalities: Economic side effects

Positive Externalities

  • Benefits of public goods
  • Allow someone who didn’t purchase a good to enjoy part of benefits

Ex: How many people would be able to afford building a road if it was up to a free market to create public goods?

Negative Externalities

  • Cause part of the cost of producing good/service
  • Paid by someone other than producer

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Government Goals

Understanding externalities helps us see the roles that govt. plays in U.S. economy

Takes action to create positive externalities: Improving education

Takes actions to limit negative externalities: Pollution, health issues.

Many economists feel the private sector produces more positive externalities than the govt.

“With less” regulation companies wouldn’t eat as much money in costs meeting them, but would also be encouraged to find their own methods of better meeting broad requirements.

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Econ Pop: House of Cards

-What impact do you have on public officials?

-Whats the true intention of Public offical and what do they do with the taxpayers money?

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Section 4: Providing a safety net for the poor

¢“How does Government help the poor?”

Objectives

  • Understand U.S. debate on ways to fight poverty
  • See main programs to redistribute wealth
  • How govt. encourages private efforts to help needy

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Intro: How The Gov’t helps the poor

¢How does the government help the poor?

To help the poor govt. programs take money from some people and redistribute it to others

Program examples:

  • Welfare system
  • Cash transfers
  • In-kind benefits
  • Medical Benefits
  • Educational benefits
  • Grant Money

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Poverty problem

Problem

Free markets create uneven wealth distribution

Poverty “threshold” is set based on the cost of goods a family NEEDS to buy

Government's Role

Provides a safety net to groups through federal, state, and local govt. programs

Young, old, sick, poor, disabled

Welfare Program

Collects funds from taxpayers to redistribute money to needy

Began during……?

Great Depression

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Welfare Reform

Critics of welfare

  • Claim it discourages productivity and furthers poverty
  • 1996 new reforms limited amount of time people could receive welfare

Also gave states more freedom to experiment w/anti-poverty programs

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redistribution programs

Cash Transfer Programs

(TANF) Temporary Assistance for Needy Families

  • Welfare payments to states who run own programs

Social Security- Collects money from current workers and redistributes to retired/disabled people

Unemployment Insurance- Provides $$ to workers who lost jobs; need to proof making effort to work

  • Temporary: 26 weeks in most states

Workers compensation- Provides state funds to workers injured on the job

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In Kind benefits

Govt. provides poor people w/ benefits

Food stamps

  • Assistance for food

Subsidized housing

  • Less $ for rent

Legal aid

  • No charge legal advice

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Medical and educational benefits

Govt. provides health care to…..

Elderly (Medicare)

Disabled/poor (Medicaid)

Uninsured children (SCHIP)

Govt. funds educational programs from pre-school to college

Cheaper State colleges, reduced lunch, free-preschool

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-What is something new you learned?

-What is the issue in this video clip?

-What does this say about the American Dream?

-Bias: video does not mention if the poor can move out of their economic standing with new job or pay raise...

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LAst Week John Oliver

-What does Wealth Gap mean?

-Does social class related with wealth inequality (class warfare)?

-How does income inequality affect growth?

-Today issue with discrimination against poorer class…