1 of 16

Qregu

A Qberx Technology product

Nothing falls through the cracks in compliance operations

Detect. Understand. Act.

In under 60 seconds.

AI-native regulatory execution for compliance teams

$10.7K

ARR · 3 paid customers

100+

regulators live · US-SEC · UK-FCA · US-OCC · EU-ECB · EU-BaFin · EU-AMF · TR-BDDK · TR-MASAK · TR-KVKK

<60s

regulation → team notified

berrak.yenal@qberx.com · berker.yenal@qberx.com · qregu.com

SaaStr Annual 2026 · San Mateo, May 12–14

2 of 16

THE PROBLEM

Compliance teams don’t fail at monitoring. They fail at execution.

2,000+

regulatory updates / year

Across US-SEC, UK-FCA, US-OCC, EU-ECB, EU-BaFin, EU-AMF, TR-BDDK, TR-MASAK, TR-KVKK — financial institutions face a constant flood

6 weeks

to prove compliance

Audit prep takes weeks · Evidence scattered across emails, docs, and teams · No clear audit trail

67%

still on email & Excel

Compliance teams rely on newsletters, alerts, spreadsheets — no integrated path from regulation to action

Everything exists. Nothing gets executed.

Financial institutions don’t struggle with finding regulations — they struggle with turning them into action.

“When regulators ask for proof, teams scramble.”

Qregu · Regulatory Execution

2 / 16

3 of 16

THE SOLUTION

Turn external chaos into execution

Qregu turns external signals into executable workflows

1. AI monitors everything

Any regulator · any country · any format

2. Understands impact

What changed · Who owns it · What must be done

3. Executes automatically

Tasks created · Owners assigned · Deadlines enforced

4. Audit-ready by default

Every action logged · Full audit trail · Always ready

Not an alerting tool. The execution layer between regulation and action.

Qregu · Regulatory Execution

3 / 16

4 of 16

WORKFLOW ENGINE

Built for how compliance teams actually work

From AI analysis to team execution to audit evidence — in one engine

AI Analysis

→ faster triage

Agentic AI trained on regulations

Listens & captures changes

Summarizes & segments impact

Scores severity & actions

Task Management

→ clear ownership

Tasks auto-generated from AI analysis

Owners assigned via RACI roles

Deadlines tracked, escalations automated

Collaboration

→ fewer handoff failures

Team members comment, review, approve

Cross-department threads in-app

Decisions logged with rationale

Evidence & Audit

→ audit-ready proof

Every document attached to the task

Full workflow history captured

Regulator-ready export in one click

From regulation published to accountable execution in under 60 seconds.

Qregu · Regulatory Execution

4 / 16

5 of 16

DIFFERENTIATION

Why point solutions can’t keep up

Newsletters

& Alerts

Manual /

Excel

Legacy RegTech

Qregu

Onboarding

Nothing to onboard

Build your own

4–12 weeks,

engineering needed

<2 min, self-serve

Source coverage

Email summaries only

Whatever team finds

Hardcoded scrapers

HTML, RSS, API, PDF

AI layer

None

Bolt-on (post-2023)

AI-native day one

Execution

None

Manual in Excel

Mostly monitoring

End-to-end workflow

Audit trail

None

Screenshots + PDFs

Partial

Built-in, exportable

Annual cost (3 users)

$0–$5K

Time, not money

$10K–$50K + setup

$3,588

AI-native since day one. One platform, not three tools.

Qregu · Regulatory Execution

5 / 16

6 of 16

PRODUCT

Built for financial institutions

Banks, participation banks, insurers, and fintechs — one execution engine

LIVE

Banks

US-SEC · EU-ECB · TR-BDDK

US-OCC · EU-BaFin · TR-TCMB

READY

Participation Banks

UK-FCA · EU-AMF · TR-BDDK

Katılım · Shariah

READY

Insurance

UK-FCA · EU-EIOPA · TR-SEDDK

Life & non-life

PILOT

Fintech & Payments

US-SEC · EU-BaFin · TR-BDDK

TR-MASAK · TR-KVKK · PCI DSS

ACROSS EVERY SECTOR

Native iOS & Android · Workflow Automation · RACI + Audit Trail · Web Dashboard · New Regulator in <2 min

100+ regulators live · Any new regulator in <2 minutes · One execution engine across every tier

Qregu · Regulatory Execution

6 / 16

7 of 16

TRACTION

Live. Paid pilots. Ready to scale.

$10.7K

ARR (from paid pilots)

3 paid pilots, invoiced monthly

75%

audit prep

time saved vs. manual

100+

regulators

integrated: US-SEC, UK-FCA, US-OCC, EU-ECB, EU-BaFin, EU-AMF, TR-BDDK, TR-MASAK, TR-KVKK & more

<60s

median

detection → team notified

PAID PILOTS

Financial advisory firm (banking & capital markets)

Insurance brokerage (Turkey)

Risk & compliance consulting firm

PIPELINE · NEXT 6 MONTHS

4 Turkish banks (via Qberx relationships) in active pilot

2 fintechs in pilot discussion

1 payment institution in pilot discussion

Pilots validate the wedge. Usage validates the product. Expansion drives revenue.

Example impact: 1 team · deployed in <24h · 25+ live workflows/week · 75% less audit prep · single system of record

Qregu · Regulatory Execution

7 / 16

8 of 16

LIVE PRODUCT

Compliance Command Center

Every regulation, task, and audit trail — in one dashboard.

Live in production with paying pilots.

Regulations tracked per team, per week

Active tasks with RACI ownership

SLA adherence tracked in real time

Sample dashboard · Compliance & Regulatory Ops view

Qregu · Regulatory Execution

8 / 16

9 of 16

USE CASE

U.S. Model Risk Guidance Response

Example workflow — one of many regulatory response playbooks. Turns new guidance into prioritized action.

Detects new regulatory updates automatically

Assesses materiality, applicability & critical exposure

Launches Critical / High / Standard remediation paths

Aligned with OCC / Fed / FDIC Revised Model Risk Guidance

Qregu · Regulatory Execution

9 / 16

10 of 16

MARKET

A focused wedge in a large and expanding compliance market

TAM

$25B+

Global RegTech for financial services

Financial services RegTech by 2030 (21% CAGR)

SAM

$5B+

TR + MENA + EU financial RegTech

Serviceable: banks, fintechs, insurers, PSPs

SOM

$120M

TR core · MENA bridge · EU & US · Year 3

Regional bridge strategy into developed markets

WHY NOW

500+

Turkish banks, insurers, fintechs, & payment institutions

21%

RegTech CAGR driven by AI adoption

50%

Financial services = largest RegTech segment by spend

17%

fintech & payments segment growing fastest (17% CAGR)

BOTTOM-UP SANITY CHECK

500+ TR institutions + 2,000+ MENA/EU financial institutions × blended ACV = credible path to $120M.

Qregu · Regulatory Execution

10 / 16

11 of 16

GO-TO-MARKET

Land fast. Prove value. Expand.

Outbound

to compliance heads

Qberx’s 4-bank, 50+ project network opens doors · Founder-led outreach to compliance heads

2-week pilot

first workflow live day 1

No integration needed · Onboarding <24h · Team ships a real regulatory response by end of week 1

Expand

Team → Enterprise

Pilot → Team conversion within 90 days · Enterprise adds SSO, SOC 2, dedicated CSM

Outbound → pilot → team conversion → enterprise expansion. Founder-led, fast to value, and repeatable.

Initial ICP: Turkish banks, participation banks, fintechs & payment institutions · First pilot to first expansion in under 90 days.

Qregu · Regulatory Execution

11 / 16

12 of 16

BUSINESS MODEL

Land with paid pilots. Expand by team, entity, and controls.

Team

$299

/mo

1 country · monthly

✓ 1 user

✓ 5 regulators tracked

✓ Concierge onboarding

✓ 1 country

13 of 16

TEAM

12 core banking deployments. 50+ turnkey projects. 3 countries.

25 years inside Turkish banking — from Intertech to Qberx to Qregu.

25+ YEARS BANKING

Berrak Yenal

Founder & CEO

EVP at Intertech · Ex-Exco Member, Emirates NBD.

Led 12 core banking implementations across

Turkey, Germany, and Austria.

Founded Qberx in 2024; delivered 50+ turnkey projects.

BANKING TECH

Berker Yenal

Founding CTO

5+ years at Intertech — multi-customer,

multi-country banking software firm (DenizBank, Odeabank, Ziraat AG).

AI/LLM systems, banking systems architecture, .NET 8.

Koç University, Computer Engineering.

ENGINEERING & OPERATIONS

Ömer Yenal · AI Engineer · core AI service, LLM + RAG, .NET 8 · Koç University

Berfin Yıldız · Product Engineer · Flutter, Firebase, SAP

Sezer Çetin · Full-stack engineer · .NET & frontend

Ayşe Yenal · Industrial Engineer · operations & analytics

ADVISORS

Melih Keser · R&D strategy, TÜBİTAK

Legal & regulatory advisor on retainer

BUILT ON QBERX

50+ turnkey banking projects

4 banks · 3 countries · Istanbul HQ

Qregu · Regulatory Execution

13 / 16

14 of 16

ROADMAP

Win the wedge. Systematize. Enterprise-ready. Expand.

TODAY

Live in Turkey · 100+ regulators · 3 paying customers · $10.7K ARR

Q2–Q3 2026

SYSTEMATIZE: Convert pipeline (4 banks, 2 fintechs, 1 PSP) into paid · TR regulatory corpus · First enterprise logo

Q4 2026

ENTERPRISE-READY: ISO 27001 · SOC 2 Type I · On-prem deploy · $300K ARR

Q1–Q2 2027

EXPAND: MENA launch → EU & US entry · Multi-country enterprise · SOC 2 Type II · Series A ready

VISION

The first AI-native regulatory execution platform.

Every regulator, every jurisdiction, every financial institution. Starting with Turkey, scaling globally.

Qregu · Regulatory Execution

14 / 16

15 of 16

THE ASK

Raising $800K Pre-Seed

TERMS

SAFE · $8M post-money cap

USE OF FUNDS

45%

Engineering

AI reasoning layer, infra, US features

25%

Go-to-Market

PLG funnel, outbound, content, events

20%

Regulator expansion

US-SEC, UK-FCA, US-OCC, EU-ECB, EU-BaFin, EU-AMF, TR-BDDK, TR-MASAK, TR-KVKK

10%

Operations

SOC 2 Type I, legal, admin

18-MONTH MILESTONES

$480K

ARR

($40K MRR velocity)

130+

paying accounts

from 3 today

6–8

countries live

TR core + MENA + EU & US entry

TR enterprise logos

enterprise-ready

Path to scale: convert today’s pilots and pipeline into Team and Enterprise growth.

Qregu · Regulatory Execution

15 / 16

16 of 16

Qregu

A Qberx Technology product

Qregu — the execution layer

between regulation and action.

Let's build it together.

Berrak Yenal · Founder & CEO

Berker Yenal · Founding CTO

berrak.yenal@qberx.com · berker.yenal@qberx.com

qregu.com

SaaStr Annual 2026 · San Mateo · May 12–14