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Risk Management & Duty of Care for a Remote Workforce

17-18 May

Montreal, CA

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Duty of Care

A moral and/or legal obligation to safeguard those

in your care, using your services, or exposed to your activities

from harm and ensure their safety or wellbeing.

insurednomads.com

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    • Quality of Life
    • Low Tax/Digital Nomad Visa
    • Technology
    • Security and Protection
    • Personal Growth

What Is The Global Nomad Looking For?

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insurednomads.com

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Questions to Consider

insurednomads.com

    • Are your existing platforms between insurance, vendors, and providers clear and appropriate to meet unforeseeable needs during a crisis?

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    • Where, when, and why have these systems failed in the past?

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    • To what extent can (or should) you rely solely on technology to meet your duty of care obligations?

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Regulatory Environment

insurednomads.com

Home Country

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Host Country

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Tax

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Claim Payment

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    • Fiduciary Concerns, ERISA, COBRA, State/Provincial, PPACA, FATCA

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    • Privacy, minimum benefits, visa letters, locally admitted, filed with authorities

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    • Admitted Coverage? Insured or ASO, payroll, Australia medicare, imputed income

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    • OFAC, prohibited benefits, currency issues

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    • Security assistance and intelligence, crisis management and critical incident support
    • Evacuation and relocation for medical emergencies, political unrest, terrorism and natural disaster
    • 24/7 global tracking, monitoring, intelligence alerts
    • Cybersecurity tools including personal VPN, antivirus, and malware protection

Risk Management

insurednomads.com

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    • Geopositioning tools and artificial intellgence
    • Foreign exchange: transferwise/revolut
    • Insurance (medical/renters/evacuation)
    • Banking and letter of credit, bank card ATM
    • Housing (permanent or temporary)
    • Mobile personal health records
    • Virtual visits for medical, mental health

Technology

insurednomads.com

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Typical Benefits for Nomads

insurednomads.com

    • Individual plans, annual travel plans or expatriate plan
    • Security assistance and intelligence, crisis management and critical incident support
    • Black swan event planning
    • Telehealth and mental health support
    • Global “gig” workers
    • Trip interruption and trip cancellation
    • Global tax and banking support: FATCA issues
    • Cybersecurity tools
    • Split family coverage
    • Comfort benefits

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Stealth expats and travelers, workers compensation, ICE strategy, black swan event planning, war risk

Gap Analysis

Better outcomes, increased savings, attraction and retention, diversity, family support

Human Capital

insurednomads.com

insurednomads.com

Key Points

Pre-departure checklist: Visa, health, tax, compliance, duty of care analysis, reputational risk

Prepare

Features and services easy to access, 24/7 critical incident support, assistance services

Ease

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PRESIDENT

Allen Koski

insurednomads.com

CEO, FOUNDER

Andrew Jernigan

andrew@insurednomads.com

allen@insurednomads.com