Welcome to your

Home Consultation!

Meraki’s guide to the Home Buying Process

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1. For me to understand your goals (Why? When? Where?)�
2. For you to learn the process (Homebuying, Mortgage, Inspections, etc)�
3. Start your homebuying adventure!

Today’s Itinerary

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• Motivation

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• Timing

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• Overall Goals

Let’s Discover Your Goals

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Showings

• View your favorites

• Find your home

Financing

• Mortgage

• Obtain pre-approval

Strategy

• Find a REALTOR you can trust

• Find your home

• Set up a tailored search

Offer & Negotiations

• Market analysis

• Write your offer

• Negotiations & counter offers

Protection

• Offer accepted

• Earnest money

• Inspections

• Appraisal

• Final Underwriting

• Title Work

• Insurance

• Utilities in your name

• Final walkthrough

• Close on your home

• Deed Recorded

• Get your keys

Closing

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• Mortgage Application

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• Obtain Pre-Approval

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• Down Payment
• Depends on your loan type
• 0% up to 20%

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• Closing Costs
• Estimated 2 - 4% of the sales price

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Is Your Lender Local?

Y - Great! Use any lender you like!

N - There are major benefits to using • • local lender!

N/A - If you haven’t started this process, • • we can point you in the right direction

Financing

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• Choose your favorites

- I will send you houses & you’ll find houses

- Send a me text message with address or link

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• We can then set up a time to view

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• Ready to make an offer!

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Showings

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• Analyze the market Value

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• Write up Terms

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• Negotiate Counters and Multiple Offers

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• 3 Payments in a Deal
1. Earnest Deposit
2. Inspection/Appraisal
3. Closing Funds

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• Pre-Approval
• Increase Offer Price
• Type of Financing
• Inspection Terms
• Comparable Sales
• Appraisal Terms
• As-Is Condition
• Increased Earnest Deposit
• Non-refundable Earnest Deposit
• Flexible Closing Date
• Seller Post-Occupancy

Multiple Offer Strategies

Offers & Negotiations

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• Highly Recommended

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• They Work for You

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• Every Inspection Will Contain “Findings”

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• Identifies Potential Problems

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• 3 Inspection Responses (Accept, Counter, or Reject)

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WARNING: Inspections may be waived, it is not recommended

Up to 1100 sqft $405

Up to 3300 sqft $495

Up to 6000 sqft $855

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Radon Testing $110

Sewer Line Inspection $150

Termite Inspection $90

Inspections

Common Warranty Prices

Mechanicals $399

Appliances $399

Mechanicals & Appliances $650

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Common Inspection Prices

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• Set up your Utilities and Insurance

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• Final Walk-Through

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• Title Company

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• Sign & Get Keys

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• Reviews and Referrals

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• Provide Docs to Lender ASAP
• Make Regular Payments
• Keep current job
• Bring ID to Close
• Obtain Cashier’s Check or Bank Wire

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• Use Cash Earnest Deposits
• • Buy Furniture
• Buy a Car
• Take out Loans
• Move Large $
• Spend on Credit

Closing

Do’s

Don’ts

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Now, Let’s Start Your Search!

CLICK HERE

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